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HiRoad® Car Insurance

HiRoad® Car Insurance

Earn rewards for safe driving

287 ratings
104 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 4, 2017
  • September 21, 2026

Features

Background Location Access

Developer

HiRoad
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HiRoad® Car Insurance screenshot #1 for iPhone
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About

This app offers car insurance with a unique rewards program for safe driving. It uses your phone's technology to track driving habits like distraction, speed, and smoothness, providing scores and tips for improvement. Earn monthly rewards and save up to 50% on your auto insurance.

✓Driving behavior tracking
✓Monthly rewards for good driving
✓Personalized driving tips
✓Distraction-free driving scores
✓Bill pay and policy management
✓Claims submission
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+1

What's New in HiRoad® Car Insurance

3.15.0

September 21, 2026

Time to update! We tightened a few things up in the app. This update includes ongoing improvements to make the HiRoad app smoother, more reliable, and easier to use.

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User reviews

Most RecentHighest RatedLowest Rated

Cool, BUT

This is a great app for the most part but it will take your streaks unfairly if you ride with others. Even if you say you aren’t driving. They will take your streaks away. I drive hands free every time I’m on the road, but when i ride with people they take my streaks away even if i select that I wasn’t driving. It’s unfair. If you’re gonna have a feature like that, it should be super accurate.
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jnkns_lzbthjnkns_lzbth

Amazing company

I’ve had them for about a year and in that year I was hit by a drunk driver, they were very kind and helpful while going through the process and they also have a great app that allows you to get discounts.
Cjeff41Cjeff41

Cool!

Love it so far. It’s very interactive.
Zawmbie00Zawmbie00

Great Insurance!

The app is super easy to navigate through. Very affordable! Great customer service as well.
tammers 7tammers 7

HiRoad App

I honestly like having HiRoad with me when I’m driving. It definitely helps me to drive my best! I’m pretty happy with the insurance cost as well!
Jesus is the Good Shepherd!Jesus is the Good Shepherd!
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FAQ

What does the HiRoad app do?

The HiRoad app uses your phone's smart technology to measure your driving behavior. It tracks factors like distraction-free driving, driving patterns, speed, and smoothness. The better your driving scores, the bigger your monthly rewards and potential savings on your auto insurance.

How can I save money with HiRoad?

You can save up to 50% each month on your auto insurance by driving mindfully and earning high scores in the app. The app provides insights into your driving habits and offers tips to help you improve, leading to greater rewards.

What kind of insurance does HiRoad offer?

HiRoad offers auto insurance with a variety of coverage options to suit your lifestyle. They also provide renters insurance, and purchasing both auto and renters insurance can result in a multi-policy discount.

Where is HiRoad insurance available?

Currently, HiRoad insurance is offered in Rhode Island and Arizona. Users in these states can download the app to manage their policies and earn rewards.

What driving behaviors are measured by the app?

The app measures several driving behaviors, including distraction-free driving (keeping your eyes on the road and away from your phone), driving patterns (when and how long you drive), safe speeds (adhering to speed limits), and smooth driving (easy turning and braking).