Novo: Drive Safe, Get Rewarded

Novo: Drive Safe, Get Rewarded

Let Driving Do The Talking

112 ratings
17 reviews
Free

Details

  • Released
  • Updated
  • April 7, 2021
  • September 7, 2026

Features

Background Location Access

Novo: Drive Safe, Get Rewarded screenshot #1 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #2 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #3 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #4 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #5 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #6 for iPhone
🖼️Get Icon
Icons↘︎

About

This app offers car insurance that adjusts based on your driving habits. Track your trips, monitor your safety score, and potentially save up to 38% on premiums. Manage your policy, access digital ID cards, and get step-by-step accident assistance.

Personalized insurance rates
Monthly safety score monitoring
Trip history and driving behavior tracking
Digital ID cards
Accident checklist assistance
Billing management
Show original description

What's New in Novo

4.24.0

September 7, 2026

Stability and performance improvement.

User reviews

No issues yet

I’ve read a lot of bad reviews but I’ve had Novo for 6 months now and my insurance has never been lower. This last month was 135 on a 2025 Hyundai Elantra . My insurance prior to switching was 300 a month for example

READ BEFORE DOWNLOAD!

I’ve been with Novo for about 3–4 months, and this has been one of the worst insurance experiences I’ve ever had. I’ve been a contracted delivery driver for a major company for three years with a clean record, so I expected Novo’s Safe Driving Discount Program to be a good fit. It wasn’t. The app relies on Bluetooth, which constantly disconnects or connects to devices that aren’t even driving. It feels intrusive and unreliable. After the first day, the app started flagging false events…off‑track driving, hard braking, speeding none of which happened. When I called to dispute the errors, customer service was polite, but the technical support wasn’t helpful. They insisted the data was correct, essentially calling me dishonest, and then banned me from submitting further disputes. At this point, it feels like the driving score system is designed to drop your score over time so your discount disappears by the end of the term. I wish I could upload screenshots to show how inconsistent the tracking is. It’s easier to just leave this company behind and move on.

I strongly recommend avoiding Novo. Save yourself the frustration and regret.
Show more

Novo Onsurance

Outstanding Rates

Quote

Fast, easy and affordable

Easy to use

Very intuitive app

Developer apps

FAQ

How does Novo know how I drive?

Novo's mobile app collects your driving behavior by measuring factors like speed, acceleration, and braking during trips. This data is used to calculate a monthly Safety Score, which directly affects your insurance rate. Driving safer can lower it, while bad habits can push it higher.

Do I need to install anything in my car for Novo?

No hardware is needed. You just need to download the Novo app. It uses Bluetooth to connect with your car, helping to accurately detect when you're the driver—not just a passenger. No plug-in devices or guesswork are involved.

What happens if my driving gets worse for a bit with Novo? Will my rate spike?

Novo's monthly assessment means that temporary changes in your driving behavior won't have long-term impacts. If your Safety Score dips, your rate may adjust accordingly for the next month, but improvements in your driving can lead to lower rates in subsequent months.

What kind of coverage does Novo offer?

Novo provides standard auto insurance coverages, including Liability Coverage (bodily injury and property damage), Collision Coverage (for vehicle damage from collisions), and Comprehensive Coverage (for non-collision incidents like theft or natural disasters).

Can I get a quote with Novo?

Yes, you can get a free quote with Novo. You can also try their 'drive first' option to test the app and receive a personalized rate based on your actual driving behavior.

How much can I save with Novo?

Safe drivers can save up to 38% with Novo compared to traditional insurance. Your savings are directly tied to your Safety Score, which is updated monthly.

What devices does Novo support?

Novo is available on iPhone and iPod, and is suitable for users aged 4 and up.

How often is Novo updated?

The latest version of Novo is 4.9.0, and it was last updated on March 26, 2026. This indicates a commitment to regular updates and improvements.