Novo: Drive Safe, Get Rewarded

Novo: Drive Safe, Get Rewarded

Let Driving Do The Talking

98 ratings
15 reviews
Free

Details

  • Released
  • Updated
  • April 7, 2021
  • August 19, 2026

Features

Novo: Drive Safe, Get Rewarded screenshot #1 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #2 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #3 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #4 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #5 for iPhone
Novo: Drive Safe, Get Rewarded screenshot #6 for iPhone
🖼️Get Icon
Icons↘︎

About

This app offers car insurance that adjusts based on your driving habits. Track your trips, monitor your safety score, and potentially save up to 38% on premiums. Manage your policy, access digital ID cards, and get step-by-step accident assistance.

Personalized insurance rates
Monthly safety score monitoring
Trip history and driving behavior tracking
Digital ID cards
Accident checklist assistance
Billing management
Show original description

What's New in Novo

4.22.0

August 19, 2026

Stability and performance improvement.

User reviews

Novo Onsurance

Outstanding Rates

Quote

Fast, easy and affordable

Easy to use

Very intuitive app

Has its pros and cons

It’s like any other app of this magnitude. They are judging the wrong things of a vehicle literally judging the wrong things cause people that stand major major cities are always gonna have a hard break at any given time and it ain’t all from them following too close, it’s just from people not paying attention cutting people off almost hitting them things of that nature being a drug driver over 27 years of doing it over the road outside my regular everyday life, driving acceleration, rapid acceleration in some states you don’t have short you don’t have a long acceleration line. You have short acceleration lanes you getting on the interstate at 75 miles an hour you gotta get in the floor of that traffic. That’s even talk to anybody in school of any sort, I don’t care if it’s trucking I don’t care if it’s drivers Ed is taught that so this high acceleration thing y’all have that need to change because rapid acceleration is part of the car they wouldn’t put up what they call a passing gear that particular format of acceleration in a vehicle just to be there because people trying to get on an interstate not going to speed limit getting on y’all having these people be more of an accident prone situation than anything and don’t even know it. People here on interstate 55 into a 75 mile hour zone not safe at all. Y’all talk about safety be about it because this year I can report to and watch as a driver over the road over the years out there and watch more accidents happen because of the fact people getting on the interstate too slow not going fast enough watch many of them happens when people cutting other people off right at their nose and I said write the note I can talk about it. I got cameras all over my car so you basically leave one thing I don’t hit my break for no reason I barely saw them touch them.
Show more

Terrible company

Terrible company; they don't inform the MVD that you are insured with them, and as a result, the MVD has suspended my registration.

Developer apps

FAQ

How does Novo know how I drive?

Novo's mobile app collects your driving behavior by measuring factors like speed, acceleration, and braking during trips. This data is used to calculate a monthly Safety Score, which directly affects your insurance rate. Driving safer can lower it, while bad habits can push it higher.

Do I need to install anything in my car for Novo?

No hardware is needed. You just need to download the Novo app. It uses Bluetooth to connect with your car, helping to accurately detect when you're the driver—not just a passenger. No plug-in devices or guesswork are involved.

What happens if my driving gets worse for a bit with Novo? Will my rate spike?

Novo's monthly assessment means that temporary changes in your driving behavior won't have long-term impacts. If your Safety Score dips, your rate may adjust accordingly for the next month, but improvements in your driving can lead to lower rates in subsequent months.

What kind of coverage does Novo offer?

Novo provides standard auto insurance coverages, including Liability Coverage (bodily injury and property damage), Collision Coverage (for vehicle damage from collisions), and Comprehensive Coverage (for non-collision incidents like theft or natural disasters).

Can I get a quote with Novo?

Yes, you can get a free quote with Novo. You can also try their 'drive first' option to test the app and receive a personalized rate based on your actual driving behavior.

How much can I save with Novo?

Safe drivers can save up to 38% with Novo compared to traditional insurance. Your savings are directly tied to your Safety Score, which is updated monthly.

What devices does Novo support?

Novo is available on iPhone and iPod, and is suitable for users aged 4 and up.

How often is Novo updated?

The latest version of Novo is 4.9.0, and it was last updated on March 26, 2026. This indicates a commitment to regular updates and improvements.