OCHO Affordable Car Insurance

OCHO Affordable Car Insurance

Flexible payment car insurance

1.3K ratings
72 reviews
Free
With Ads

Details

  • Released
  • Updated
  • April 10, 2023
  • July 8, 2026

Features

OCHO Affordable Car Insurance video #1 for iPhone
OCHO Affordable Car Insurance screenshot #2 for iPhone
OCHO Affordable Car Insurance screenshot #3 for iPhone
OCHO Affordable Car Insurance screenshot #4 for iPhone
OCHO Affordable Car Insurance screenshot #5 for iPhone
OCHO Affordable Car Insurance screenshot #6 for iPhone
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About

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotes
Low or no down payment options
Flexible payment plans aligned with payday
Instant proof of insurance
Manage policy and payments from phone
Request payment extensions
Free credit score check
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What users say

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What's New in OCHO Affordable Car Insurance

0.196.0

July 8, 2026

Performance improvements

User reviews

Take your business elsewhere

Nothing that was offered through this company was more affordable or cheaper than anything offered by others elsewhere. I got quotes from local places for $1300 foot 6 months, and this app gave me quotes for $599 down and total cost up to $5000, for the same coverage. Not only that, but it was asking me to include/exclude cars and people who have never lived at my address.
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Best auto insurance in America…….

It’s easy and they give you more time when funds not great….

Great!

The app makes it impossible to remove a car from my list of vehicles, and since I don’t have the vin number of a car I don’t have; I can’t continue with my application and quote. Need to fix that bug if you want business.

No sirve

Pide toda tu información y a la final no saca ninguna cotización.

cant delete the account

Wont let me delete account

User experience

🐞

Reported Bugs

3 issues

Address address verification problems

Bug

Fix issues with verification codes not being received

Bug

Resolve app freezing and loading problems

Bug

Requested Features

3 requests

Improve customer support and communication

Feature

Fix app stability and reliability issues

Feature

Provide more transparent and consistent pricing

Feature

FAQ

What does OCHO Affordable Car Insurance do?

This app provides an easy and affordable way to get car insurance from your phone. It helps you find cheap quotes, covers your down payment interest-free, and offers flexible payment plans that can be adjusted to fit your payday. You can manage your entire policy and payments directly through the app.

What are the key features of OCHO?

Key features include finding and comparing auto insurance quotes in minutes, options for low or no down payments, customizable payment plans that align with your payday, instant proof of insurance, and the ability to manage your policy and payments from your phone. You can also request payment extensions and check your credit score for free.

How much does OCHO Affordable Car Insurance cost?

The app itself is free to download and use. The cost of car insurance will vary based on your individual circumstances and the policy you choose. The app aims to find you the cheapest quotes and offers flexible payment options to make insurance more affordable.

Is OCHO Affordable Car Insurance available in my state?

Currently, OCHO operates in Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, and Wisconsin. It is recommended to check the app or their website for the most up-to-date information on service availability in your specific location.

Who is OCHO Affordable Car Insurance for?

This app is designed for individuals looking for more affordable and flexible car insurance options. It is particularly beneficial for those who struggle with large down payments, need more time to pay their premiums, or prefer managing their insurance entirely through a mobile app.