OCHO Affordable Car Insurance

OCHO Affordable Car Insurance

Flexible payment car insurance

1.5K ratings
81 reviews
Free
With Ads

Details

  • Released
  • Updated
  • April 10, 2023
  • September 22, 2026

Features

OCHO Affordable Car Insurance video #1 for iPhone
OCHO Affordable Car Insurance screenshot #2 for iPhone
OCHO Affordable Car Insurance screenshot #3 for iPhone
OCHO Affordable Car Insurance screenshot #4 for iPhone
OCHO Affordable Car Insurance screenshot #5 for iPhone
OCHO Affordable Car Insurance screenshot #6 for iPhone
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About

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotes
Low or no down payment options
Flexible payment plans aligned with payday
Instant proof of insurance
Manage policy and payments from phone
Request payment extensions
Free credit score check
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What users say

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+1

What's New in OCHO Affordable Car Insurance

0.204.0

September 22, 2026

Performance improvements and bug fixes

User reviews

More Time.!

It was very simple I like simple things have been very easy I’m so happy I finally gave Full Coverage in My Name . My Husband would be so Proud of Me
ITS,
My
Very
FIRST CAR .!

Why Am I Still Waiting???

It’s been hours and I still haven’t received my policy so I can drive ! Wouldn’t be a problem if they hadn’t drafted the money already or I could go elsewhere! This is costing me time and I’m sure they’re not offering a discount for the delay. I’ve spoken to several reps and no one has mentioned a discount only asking me to wait a longer!
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It is a blog app but….

I actually love this app and it has helped me tremendously to be able to keep my car insurance. The only thing is I wish there was a way to actually talk to a live person over the phone. The other thing is waiting to make a change to my policy. I feel as though changes should be able to be made the same day and not have to wait!
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Fast Easy Economical

I needed coverage for a new car purchase and they took care of me

No. Just no.

Just wanted a quote, ended up with a dent in my FICO score because ohco checked my credit without. Telling. Me. That is effed up.

User experience

🐞

Reported Bugs

3 issues

Address address verification problems

Bug

Fix issues with verification codes not being received

Bug

Resolve app freezing and loading problems

Bug

Requested Features

3 requests

Improve customer support and communication

Feature

Fix app stability and reliability issues

Feature

Provide more transparent and consistent pricing

Feature

FAQ

What does OCHO Affordable Car Insurance do?

This app provides an easy and affordable way to get car insurance from your phone. It helps you find cheap quotes, covers your down payment interest-free, and offers flexible payment plans that can be adjusted to fit your payday. You can manage your entire policy and payments directly through the app.

What are the key features of OCHO?

Key features include finding and comparing auto insurance quotes in minutes, options for low or no down payments, customizable payment plans that align with your payday, instant proof of insurance, and the ability to manage your policy and payments from your phone. You can also request payment extensions and check your credit score for free.

How much does OCHO Affordable Car Insurance cost?

The app itself is free to download and use. The cost of car insurance will vary based on your individual circumstances and the policy you choose. The app aims to find you the cheapest quotes and offers flexible payment options to make insurance more affordable.

Is OCHO Affordable Car Insurance available in my state?

Currently, OCHO operates in Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, and Wisconsin. It is recommended to check the app or their website for the most up-to-date information on service availability in your specific location.

Who is OCHO Affordable Car Insurance for?

This app is designed for individuals looking for more affordable and flexible car insurance options. It is particularly beneficial for those who struggle with large down payments, need more time to pay their premiums, or prefer managing their insurance entirely through a mobile app.