Best Cheap Car Insurance Rates Apps

217+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our cheap car insurance rates list covers 217+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Cheap Car Insurance Rates

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
💰 Finance
4.7😞(73K ratings)
FreeAds
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

A smart car insurance app for good drivers that uses technology to offer discounts based on driving behavior. Get better rates, customizable coverage, and fast claims all in one app. Download the app today to see how much you could save.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Services Inc

Car insurance, repair, safety
Strong Contender
💰 Finance
4.7😊(29K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

Discover a comprehensive AllCar™ app that revolutionizes car ownership. Easily compare insurance policies, loans, and repair costs, while earning rewards for safe driving. Make car management simpler and more rewarding with Jerry.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
Lemonade Insurance#3

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Worth Considering
💰 Finance
4.6😐(431 ratings)
FreeAds
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3
Lemonade Insurance screenshot 4
Lemonade Insurance screenshot 5
Lemonade Insurance screenshot 6

An innovative insurance app offering home, car, pet, and life coverage with policies starting at low monthly rates. Easy to use with quick policy purchase, instant claims, and personalized coverage options. Find out more at lemonade.com!

What We Love

  • 🚀 Quick, seamless, and affordable
  • 👍 Fully digital experience
  • 💡 Charity donation option
  • 👍 Easy setup and user-friendly app

Room to Improve

  • 🐛 Buggy app with crashes and login issues
  • 👎 Poor customer service and communication
  • 👎 Difficult claims process and lack of human support

More Cheap Car Insurance Rates apps to explore

4
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

This application revolutionizes car insurance by offering reduced down payments for 99% of customers and helping users build their credit scores with on-time payments. Easily compare rates from national and regional providers, get coverage in a few steps, and manage your policy hassle-free.

💰 Finance
(1.1K)
5
GEICO Mobile - Car Insurance
GEICO Mobile - Car Insurance
GEICO Mobile - Car Insurance
Quote & Manage Your Policy
Free

Get quick and easy car insurance quotes, manage your policy, file claims, and access roadside assistance all in one place with this mobile app. Simplify your insurance needs on the go.

💰 Finance
(4.7M)
6
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Instant coverage, low rates
Free

An exclusive car insurance app in Arizona offers instant coverage and low rates with pay-per-mile options, aiming to make insurance policies affordable and flexible for users. Drivers can save money by recording their miles and enjoy rewards for safe driving. Get insured in just 60 seconds and start saving today!

💰 Finance
(2.1K)
7
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

An insurance management app designed to help users easily access their policies, file claims, and receive support. Simplify your insurance experience with our convenient and user-friendly platform.

💰 Finance
(1.2M)
8
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Get quotes, manage your policy, make payments, and file claims easily with our mobile app. Experience convenience and efficiency at your fingertips wherever you are! Leave feedback or contact us for a seamless experience.

💰 Finance
(223K)
9
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Access your auto insurance policy anytime, anywhere with our app. Sign documents, make payments, request assistance, file claims, and manage all aspects of your policy with ease. Download now for convenience on the go.

💰 Finance
(28K)
10
Insurify - Save on Insurance
Insurify - Save on Insurance
Insurify - Save on Insurance
Compare quotes & lock-in rates
Free

Compare personalized car insurance quotes, unlock discounts, and buy a policy all in one place with this one-stop-shop comparison platform. Save time and money by downloading the app, completing a short form, and selecting from up to 20 customized insurance quotes from top national and regional insurers. Start saving today!

💰 Finance
(38)
11
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Insure Your Auto Fast & Cheap
Free

Get fast and reliable car insurance quotes with just a few clicks using this app. Compare prices and find the best coverage for your auto insurance needs today!

💰 Finance
(161)
12
American Family Insurance App
American Family Insurance App
American Family Insurance App
Manage your Insurance Needs
Free

Manage your insurance needs on-the-go with the enhanced app. Access policy details, make payments securely, and get in touch with your agent easily. Download now for a seamless insurance experience!

💰 Finance
(91K)
13
GoAuto Insurance
GoAuto Insurance
GoAuto Insurance
Quote & Manage Your Policy
Free

Get fast and convenient auto insurance quotes on the go with our user-friendly app. Compare rates, customize coverage options, and secure your policy in minutes. Drive with peace of mind - download now!

💰 Finance
(166)
14
Carla - Cheap Car Rental Deals
Carla - Cheap Car Rental Deals
Carla - Cheap Car Rental Deals
Compare Prices From All Brands
Free

Discover a comprehensive car rental app with access to 20,000 locations worldwide, featuring instant confirmation, free upgrades, and last-minute deals starting from $9/day. Enjoy hassle-free reservations, unbeatable prices, and hidden discounts exclusively available on the app. Find your perfect ride with trusted partners and personalized recommendations for a seamless travel experience. Rent a car effortlessly and start exploring today!

✈️ Travel
(40K)
15
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Easily Manage Your Policies
Free

Find affordable home insurance with Mercury - a user-friendly app offering quick quotes, easy policy management, and excellent customer service. Protect your home today.

💰 Finance
(1.6K)
16
Turo — Better car rental
Turo — Better car rental
Turo — Better car rental
Skip the rental car counter
Free

Discover the world's largest car rental marketplace, connecting you with a diverse selection of vehicles from trusted hosts worldwide. Easily book the perfect car through the app, enjoy 24/7 support, flexible cancellations, and the opportunity to start your own car sharing business. Experience the freedom of Turo – Find your drive today.

✈️ Travel
(695K)
17
Budget – Car Rental
Budget – Car Rental
Budget – Car Rental
Budget-Friendly Rental Cars
Free

Easily book, modify, or cancel car rentals, locate Budget rental sites, access Fastbreak member features for seamless rental experiences, and get roadside assistance all within the Budget Car Rental app. Simplify your travel planning and car rental needs by downloading the app now.

✈️ Travel
(66K)
18
Cuvva
Cuvva
Cuvva
Temporary car or van insurance
Free

The application offers on-demand, temporary car, van, and learner insurance. Users can quickly get quotes and be covered in minutes, allowing them to borrow or lend vehicles for short periods, such as when moving house or going on a road trip. The app provides fully comprehensive policies ranging from 1 hour to 28 days, making it a convenient option for drivers who don't own a car.

💰 Finance
(52)
19
Save Money Auto
Save Money Auto
Save Money Auto
by Dorsey & Dorsey Inc
Free

Get instant and affordable auto insurance quotes in less than 30 seconds with our quick, anonymous quoting system. Save big on Oklahoma auto insurance by binding your policy on our website 24/7.

💼 Business
(135)
20
Clearcover Car Insurance
Clearcover Car Insurance
Clearcover Car Insurance
Smarter Car Insurance
Free

Access smarter car insurance with an app offering easy policy management, claim submissions, roadside assistance, payment updates, and more. Experience convenient, affordable coverage tailored for today's drivers. Learn more at clearcover.com.

💰 Finance
(17K)