Best Cheap Car Insurance Rates Apps

220+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our cheap car insurance rates list covers 220+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Cheap Car Insurance Rates Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7โ˜… (29K)NoNoJul 2026
2GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8โ˜… (4.7M)YesNoJul 2026
3Direct Auto InsuranceDirect Auto InsuranceFree4.8โ˜… (36K)NoNoJul 2026
4Root: Better car insuranceRoot: Better car insuranceFree4.7โ˜… (73K)NoNoJul 2026
5OCHO Affordable Car InsuranceOCHO Affordable Car InsuranceFree4.7โ˜… (1.3K)YesNoJul 2026
6Lemonade InsuranceLemonade InsuranceFree4.8โ˜… (86K)YesNoJul 2026
7State FarmยฎState FarmยฎFree4.8โ˜… (1.2M)NoNoJul 2026
8Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.3โ˜… (2.2K)NoNoJul 2026

Top Picks for Cheap Car Insurance Rates

Jerry: Insurance & Car Care#1

Jerry: Insurance & Car Care by Jerry Services Inc

Car insurance, repair, safety
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(29K ratings)
Free
#83in Finance
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • ๐Ÿš€ Saves money on insurance
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿค Great customer service
  • ๐Ÿ’ฐ Significant savings compared to previous insurance

Room to Improve

  • ๐Ÿ› Quoted price changes after finalizing
  • ๐Ÿค” Skepticism about the 'too good to be true' offers
  • ๐Ÿšซ Difficulty canceling previous policy
GEICO Mobile - Car Insurance#2

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(4.7M ratings)
FreeAds
#29in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

What We Love

  • ๐Ÿ‘ Helpful and friendly customer service
  • ๐Ÿš€ Fast and efficient claims processing
  • ๐Ÿ’ก Convenient mobile app features

Room to Improve

  • ๐Ÿ› Inaccurate telematics data and scoring
  • ๐Ÿ” Lack of transparency in policy changes and rate increases
  • ๐Ÿค” Inconsistent and confusing user experience in the app
Direct Auto Insurance#3

Direct Auto Insurance by National General Insurance Company

Your policy, wherever you go.
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(36K ratings)
Free
Direct Auto Insurance screenshot 1
Direct Auto Insurance screenshot 2
Direct Auto Insurance screenshot 3
Direct Auto Insurance screenshot 4
Direct Auto Insurance screenshot 5

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

What We Love

  • ๐Ÿš€ Quick and easy access
  • ๐Ÿ‘ Affordable insurance
  • ๐Ÿ‘ Friendly service
  • ๐Ÿ‘ Smooth and easy to use

Room to Improve

  • ๐Ÿ› Frequent app crashes and bugs
  • ๐Ÿ› Login and password issues
  • ๐Ÿ› Inability to manage policy details

More Cheap Car Insurance Rates apps to explore

4
Root: Better car insurance
Root: Better car insurance
Root: Better car insurance
Good drivers save money
Free

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discountsRenters insurance from $6/monthCustomizable homeowners insurance
๐Ÿ’ฐ Finance
(73K)
free with in-app purchases
5
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotesLow or no down payment optionsFlexible payment plans aligned with payday
๐Ÿ’ฐ Finance
(1.3K)
free with in-app purchases
6
Lemonade Insurance
Lemonade Insurance
Lemonade Insurance
Home, car, pet, and life
Free

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Instant policy quotesMobile claims filingAI-powered fraud detection
๐Ÿ’ฐ Finance
(86K)
free with in-app purchases
7
State Farmยฎ
State Farmยฎ
State Farmยฎ
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
๐Ÿ’ฐ Finance
(1.2M)
free
8
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Instant coverage, low rates
Free

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

Pay per mile insuranceInstant coverageLow rates
๐Ÿ’ฐ Finance
(2.2K)
free
9
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

Obtain auto insurance quotesMake, schedule, or split paymentsAccess virtual and PDF ID cards
๐Ÿ’ฐ Finance
(227K)
free
10
Insurify - Save on Insurance
Insurify - Save on Insurance
Insurify - Save on Insurance
Compare quotes & lock-in rates
Free

This app helps you find and lock in lower insurance rates by comparing quotes from hundreds of insurers. It automatically monitors your policy for price drops and alerts you to potential savings, putting you in control of your coverage.

Compare insurance quotesSee instant savingsAutomatic rate monitoring
๐Ÿ’ฐ Finance
(46)
ad-supported
11
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Insure Your Auto Fast & Cheap
Free

Easily compare car insurance quotes from top providers using AI technology. Get personalized, real-time offers quickly and securely, with options to connect via phone or online. Save money and find the best coverage tailored to your needs.

Instant quote comparisonsAI-powered personalizationConnect via phone or online
๐Ÿ’ฐ Finance
(161)
free
12
American Family Insurance App
American Family Insurance App
American Family Insurance App
Manage your Insurance Needs
Free

Manage your home, car, and umbrella insurance policies conveniently on the go. Access policy details, make payments, file claims, and get roadside assistance. Secure login options are available.

View insurance policies and account detailsAccess proof of insurance instantlySet up and manage payments, including auto-pay
๐Ÿ’ฐ Finance
(91K)
free
13
Turo โ€” Better car rental
Turo โ€” Better car rental
Turo โ€” Better car rental
Skip the rental car counter
Free

Rent a wide variety of vehicles directly from local owners in numerous countries. Skip traditional rental counters and find the perfect car for any trip, from everyday use to luxury or electric vehicles. You can also become a host and build your own car rental business.

Rent diverse vehicles from local hostsSkip traditional rental countersPick up cars at thousands of locations
โœˆ๏ธ Travel
(756K)
free with in-app purchases
14
Budget โ€“ Car Rental
Budget โ€“ Car Rental
Budget โ€“ Car Rental
Budget-Friendly Rental Cars
Free

Book a rental car quickly and affordably. Manage your reservations, find locations, and access exclusive deals. Sign up for Fastbreak to skip lines and earn rewards.

Quick car rental bookingAffordable rentalsFastbreak membership benefits
โœˆ๏ธ Travel
(70K)
free
15
Cuvva
Cuvva
Cuvva
Temporary car or van insurance
Free

Get temporary car, van, or learner insurance for as little as one hour up to 28 days. Easily borrow or lend vehicles, insure your own car short-term, or get cover to practice driving. Manage your policies entirely through the app.

Temporary car insuranceVan insuranceLearner driver insurance
๐Ÿ’ฐ Finance
(52)
ad-supported
16
GoAuto Insurance
GoAuto Insurance
GoAuto Insurance
Quote & Manage Your Policy
Free

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

Get free car insurance quotesPurchase and manage policiesAccess digital ID cards
๐Ÿ’ฐ Finance
(166)
free
17
Avis - Car Rental
Avis - Car Rental
Avis - Car Rental
Airport and Local Car Rentals
Free

Book, modify, and upgrade rental cars globally with ease. Find locations, filter vehicles, and access exclusive offers. Manage all your rental information in one convenient app.

Book rental carsModify rentalsUpgrade vehicles
โœˆ๏ธ Travel
(442K)
free
18
Clearcover Car Insurance
Clearcover Car Insurance
Clearcover Car Insurance
Smarter Car Insurance
Free

Manage your car insurance policy easily from your phone. View policy details, submit claims, update payment methods, and access your ID card instantly. Get roadside assistance and schedule repairs with just a few taps.

Digital claims submissionRoadside assistance requestsSchedule glass repair
๐Ÿ’ฐ Finance
(17K)
free
19
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Autotrader - Shop & Buy Cars
Shop Used Cars, Trucks, SUVs
Free

Discover a vast selection of used cars, trucks, and SUVs from thousands of sellers. Personalize your search with unique filters, receive price drop alerts, and compare vehicles with Kelley Blue Bookยฎ Price Advisor. Find your next car easily, with options for delivery to your door.

Shop millions of used cars, trucks, and SUVsPersonalized recommendations and alertsAdvanced search filters (delivery, color, features)
๐Ÿ›๏ธ Shopping
(343K)
free with in-app purchases
20
Save Money Auto
Save Money Auto
Save Money Auto
by Dorsey & Dorsey Inc
Free

Get fast, affordable auto insurance quotes for Oklahoma drivers. The anonymous quoting system delivers your quote in under 30 seconds, and you can bind your policy online 24/7. Save money on your Oklahoma auto insurance today.

Fast anonymous quotingQuotes in under 30 seconds24/7 online policy binding
๐Ÿ’ผ Business
(1.1K)
free

FAQ about Cheap Car Insurance Rates

What are the best cheap car insurance rates apps for iPhone?
Jerry: Insurance & Car Care tops our cheap car insurance rates apps ranking as of July 2026, with a 4.7-star average from 29K App Store ratings, and it's free to download.
Yes โ€” 20 of the top cheap car insurance rates apps we rank are free to download, including Jerry: Insurance & Car Care and GEICO Mobile - Car Insurance.
Jerry: Insurance & Car Care has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 220+ cheap car insurance rates apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Jerry app helps users manage their car and home insurance by allowing them to compare and buy policies from numerous insurers. It also provides insights into car repair and maintenance costs, offers recall alerts, and includes a driving score tracker for family safety.
You can compare and buy insurance for your car, home, or motorcycle directly within the app. It allows you to compare rates from up to 50 insurers in as little as 2 minutes, and you can bundle home or renters policies for additional savings.