Lemonade Insurance

Lemonade Insurance

Home, car, pet, and life

86K ratings
668 reviews
#106 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • September 21, 2016
  • September 15, 2026

Features

Background Location Access

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About

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Instant policy quotes
Mobile claims filing
AI-powered fraud detection
Adjustable coverage options
Bundle and save discounts
Socially responsible business model
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What users say

See all reviews
+1

What's New in Lemonade Insurance

9.55

September 15, 2026

Roger came back to Flushing. We made some login fixes. Some weeks just have good energy.

Charts

Top Free

📈 106+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 19, 2026.

User reviews

AI he🏒🏒

Forget them. “Cute” branding leads to App that has zero ability to get assistance which you definitely will need as AI bots have no ability beyond a basic script in the APP. Deleted account and app.

Great until it’s NOT

I had this policy for only three months. At first it was great. Coverage was excellent, but customer service isn’t. I submitted two claims during this time, one for an appointment and another for testing. The same day or the day after my submission for a claim, my card I used to pay for the policy and accept reimbursements got stolen. I reached out to customer service SEVERAL times asking for help. I called on multiple occasions and emailed. They gave me the run around, saying they’d help, saying it could be fix and that they’d escalate my case so it could be resolved quickly. Never happened. Today they told me they wouldn’t help me even though it clearly shows my complaint and reimbursement was never paid. So yup, i cancelled the policy. Be careful when dealing with them.
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Not worth it.

This is the first time I’ve EVER left a review for an app/insurance. Can safely assure those who plan on insuring with them that it genuinely isn’t worth it. Not only do they not really respond back, but they’ll only respond on certain subjects that they want. Waste of money, and horrible experience and I hope this saves anyone’s time and money. I would’ve left a zero star if I could.
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Accolades

Never never pay their claims but send lots of nice information information on how they’re being reviewed

Access to the app

Every time I got to the app, it opens the chat first and it’s hard to bypass it to access my account. Doesn’t make sense. I need I quick access to the app because it’s very important as I just activated my car insurance with you guys as well! Do what you have to do with this as I don’t have time to respond to that chat Every. Single. Time. Or I’ll just have to cancel my policies and go somewhere else
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User experience

🐞

Reported Bugs

3 issues

Keyboard collapsing during login

Bug

App not working as expected (blank screens, old conversations, etc.)

Bug

Issues with updating family members on shared policies

Bug

Requested Features

5 requests

Option to not set a charity

Feature

Option to add different payment methods

Feature

Ability to transfer funds without issues

Feature

Improved bot conversation interface

Feature

More intuitive and user-friendly app design

Feature

FAQ

What types of insurance does this app offer?

This app provides a comprehensive suite of insurance options, including coverage for renters, homeowners, cars, pets, and term life insurance. You can easily get quotes and policies for any of these needs directly through the application.

How quickly can I get an insurance policy?

The app is designed for speed and convenience, allowing users to obtain a policy in as little as 90 seconds. This streamlined process eliminates the need for lengthy phone calls or waiting for mail.

What is the cost of insurance through this app?

Pricing is competitive and starts at affordable rates, such as $5/mo for renters, $25/mo for homeowners, $30/mo for car insurance, $12/mo for pet insurance, and $9/mo for term life insurance. Bundle discounts are also available.

How does the claims process work?

Filing a claim is a seamless experience directly from your phone. The app utilizes AI with 18 anti-fraud algorithms, and if your claim is instantly approved, you can receive payment in as little as 3 seconds.

Is this app available in my state?

Availability varies by insurance type and state. The app provides specific state availability for renters, homeowners, car, pet, and term life insurance within its description, with more states being added for car insurance soon.