Lemonade Insurance

Lemonade Insurance

Home, car, pet, and life

86K ratings
649 reviews
#109 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • September 21, 2016
  • August 27, 2026

Features

Lemonade Insurance screenshot #1 for iPhone
Lemonade Insurance screenshot #2 for iPhone
Lemonade Insurance screenshot #3 for iPhone
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About

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Instant policy quotes
Mobile claims filing
AI-powered fraud detection
Adjustable coverage options
Bundle and save discounts
Socially responsible business model
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What users say

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+1

What's New in Lemonade Insurance

9.53

August 27, 2026

Dog days of summer. We've been heads down anyway. A round of fixes, some cleanup behind the scenes. The app is better for it. Go touch some grass.

Charts

Top Free

📉 109-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on August 30, 2026.

User reviews

Abandoned Claim

I have been a multiple policy holder for nearly a decade. I was in an accident, the repairs were approved by Lemonade Metromile, yet proof of payment has yet to be issued. I have been without my car for 8 weeks. No one will call me or the garage back to close out the process.

Just WOW.

Hate talking to AI? Too bad! They get the job done over here!! Highly recommend for really anyone but especially younger people who prefer the convenience and consistency of a dedicated app! First time getting renters insurance, didn’t need it long, honestly a breeze.

Tracking device awful

They are the most expensive insurance company. Extremely greedy!!! They punish you for using car! Be careful!

Do not use this for pet insurance

0/10 stars if I could rate it that. I’ve been paying for accident pet insurance and they have denied every single claim I’ve put in. Don’t waste your time or money on them.

What’s the point of insurance if you can’t file claims

I’ve been trying for several days to submit a claim of a recent vet visit. Every time I open the app to create a new claim and sign the “pledge of honor” with a signature, I hit submit and the screen loads forever and does not take you to next steps. What’s the point of insurance if you can’t file claims? I’ve reached out to support twice and have not heard anything back. Unfortunately, the only way to file a claim is through their mobile app and not anywhere else, so I’m in a holding pattern. Please help.
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User experience

🐞

Reported Bugs

3 issues

Keyboard collapsing during login

Bug

App not working as expected (blank screens, old conversations, etc.)

Bug

Issues with updating family members on shared policies

Bug

Requested Features

5 requests

Option to not set a charity

Feature

Option to add different payment methods

Feature

Ability to transfer funds without issues

Feature

Improved bot conversation interface

Feature

More intuitive and user-friendly app design

Feature

FAQ

What types of insurance does this app offer?

This app provides a comprehensive suite of insurance options, including coverage for renters, homeowners, cars, pets, and term life insurance. You can easily get quotes and policies for any of these needs directly through the application.

How quickly can I get an insurance policy?

The app is designed for speed and convenience, allowing users to obtain a policy in as little as 90 seconds. This streamlined process eliminates the need for lengthy phone calls or waiting for mail.

What is the cost of insurance through this app?

Pricing is competitive and starts at affordable rates, such as $5/mo for renters, $25/mo for homeowners, $30/mo for car insurance, $12/mo for pet insurance, and $9/mo for term life insurance. Bundle discounts are also available.

How does the claims process work?

Filing a claim is a seamless experience directly from your phone. The app utilizes AI with 18 anti-fraud algorithms, and if your claim is instantly approved, you can receive payment in as little as 3 seconds.

Is this app available in my state?

Availability varies by insurance type and state. The app provides specific state availability for renters, homeowners, car, pet, and term life insurance within its description, with more states being added for car insurance soon.