Bilt Rewards

Bilt Rewards

Start earning points on rent.

210K ratings
1278 reviews
With Ads#59 in free Finance
🌟 Lifestyle
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 18, 2021
  • August 28, 2026

Features

Bilt Rewards screenshot #1 for iPhone
Bilt Rewards screenshot #2 for iPhone
Bilt Rewards screenshot #3 for iPhone
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About

Turn your largest monthly expense, rent, into valuable rewards. Earn points on rent payments, build credit history, and unlock exclusive benefits at local businesses. Redeem points for travel, future rent, or even a down payment on a home.

Earn rewards on rent payments
Build credit history by reporting rent
Unlock exclusive Neighborhood Benefits
Redeem points for travel and rent
Save points for a home down payment
Earn Elite Status for more benefits
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What users say

See all reviews
+5

What's New in Bilt Rewards

4.170.2

August 28, 2026

- Miscellaneous bug fixes and stability updates

Charts

Top Free

📉 59-1

Finance

This app dropped -1 position in Finance chart.

Last updated on August 29, 2026.

User reviews

not easy to use

Initially, my experience was a nightmare. I nearly canceled my card due to the hours-long wait for a live representative, as I could only communicate with AI. I believe this is the direction all credit cards are heading. While AI isn't entirely bad, I still really dislike the overall experience. The card itself has been beneficial. However, some aspects are quite difficult to comprehend and navigate, and if you're looking for an immediate response, you won't receive it. I still rate it five stars because they may have improved the value you get for the money you spend, something I still find confusing. For instance, I have a $500 credit limit, but since I don't plan to use it, it will eventually expire. At some point, I will stop using this card, and all the points will expire instead of being applied towards my mortgage and payments. They will deduct the points. It's still worthwhile, and I still give it five stars, but be ready to feel frustrated with the representative who can't answer your questions and the long wait for assistance, which might not even be helpful, with no phone call option available.
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Horrible App

This is the worst servicing app I’ve ever seen! Nothing but ads. Total garbage! I just want to access my mortgage! I’m furious I am being forced to use this terrible platform.

Thank you

Thank you

Not a bad app

Maybe the AI can improve a bit more but not a bad app

Update every single day

Useless dev

Developer apps

User experience

🐞

Reported Bugs

4 issues

Rent payments not properly credited

Bug

Accounts being hacked and fraudulent charges

Bug

App crashes and login issues

Bug

Incorrect information displayed in the app

Bug

Requested Features

5 requests

Improved integration with banking/payment accounts

Feature

More transparency and control over rent payments

Feature

Enhanced security measures

Feature

Simplified and streamlined app design

Feature

Better customer support and communication channels

Feature

FAQ

What does Bilt Rewards do?

Bilt Rewards transforms your rent payments into valuable points. You can earn points on rent, build your credit history by having your payments reported to credit bureaus, and access exclusive benefits at local businesses in your neighborhood. These points can then be redeemed for a variety of rewards.

How do I earn points with Bilt Rewards?

You earn Bilt Points primarily by making on-time rent payments. Additionally, you can earn extra points by using linked cards at participating Neighborhood Benefits™ partners, such as restaurants, fitness studios, and on Lyft rides. The app also offers Rent Day® rewards with limited-time benefits each month.

What can I do with my Bilt Points?

Bilt Points are highly flexible. You can transfer them 1:1 to airline miles and hotel points with partners like United and Hyatt, use them for future rent payments, redeem them for everyday purchases like Amazon items or gift cards, or save them towards a down payment on a home. You can also use them in the Bilt Travel Portal.

Is Bilt Rewards free to use?

Yes, the app is free to download and use. There are no transaction fees on rent payments. While the core functionality is free, the app does have in-app purchases which may refer to premium features or special offers that can be acquired.

Who is Bilt Rewards for?

This app is designed for renters who want to make their largest monthly expense more rewarding. It's ideal for individuals looking to earn points on rent, build their credit history without additional fees, and access exclusive deals and benefits in their local community.