Best apps like Bilt Rewards

15+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Looking for something like Bilt Rewards? We've analyzed 15+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Bilt Rewards

Atlas - Rewards Credit Card#1

Atlas - Rewards Credit Card by Exto Inc.

Earn cash back. Build credit.
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(243K ratings)
Free
#28in Finance
Atlas - Rewards Credit Card screenshot 1
Atlas - Rewards Credit Card screenshot 2
Atlas - Rewards Credit Card screenshot 3
Atlas - Rewards Credit Card screenshot 4
Atlas - Rewards Credit Card screenshot 5
Atlas - Rewards Credit Card screenshot 6

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Instant credit limit increases
  • ๐Ÿ’ฐ Helpful for rebuilding credit
  • ๐Ÿค‘ Rewards and cash back

Room to Improve

  • ๐Ÿ› Account verification issues
  • ๐Ÿค– Lack of live customer support
  • ๐Ÿ’ณ Low initial credit limit
MGM Rewards MasterCard#2

MGM Rewards MasterCard by First Bankcard

Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(24K ratings)
Free
MGM Rewards MasterCard screenshot 1
MGM Rewards MasterCard screenshot 2
MGM Rewards MasterCard screenshot 3
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MGM Rewards MasterCard screenshot 5

Manage your credit card account on the go. Quickly access your account, check balances, view statements, and pay bills securely and easily. Set up email alerts for important account activity.

What We Love

  • ๐Ÿ‘ Great customer service
  • ๐Ÿ’ณ Useful rewards program
  • ๐Ÿš€ Fast and easy payment setup

Room to Improve

  • ๐Ÿ› Login and app issues
  • ๐Ÿ”’ Security and account access problems
  • โฑ๏ธ Slow transaction processing
MoneyLion: Banking & Cash Back#3

MoneyLion: Banking & Cash Back by MoneyLion Inc

Cashback rewards & Loan Offers
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(318K ratings)
FreeAds
#39in Finance
MoneyLion: Banking & Cash Back screenshot 1
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MoneyLion: Banking & Cash Back screenshot 3
MoneyLion: Banking & Cash Back screenshot 4
MoneyLion: Banking & Cash Back screenshot 5
MoneyLion: Banking & Cash Back screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • ๐Ÿ’ณ Variety of banking options
  • ๐Ÿ’ฐ Helpful for financial stability
  • ๐Ÿ” Informative and educational
  • ๐Ÿค Good customer service (for some)

Room to Improve

  • ๐Ÿ’ฐ Expensive membership fees
  • ๐Ÿค– Poor customer service (for others)
  • ๐Ÿค” Confusing policies and hidden fees

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4
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

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Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
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This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
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Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Pay rent on your schedule
Free

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two paymentsBuild credit historyImprove budgeting
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Upromise: Cash Back Rewards
Upromise: Cash Back Rewards
Upromise: Cash Back Rewards
Earn cash, save for college.
Free

Earn cash back on everyday purchases and save for college. This app allows you to shop online at popular retailers, scan store receipts, and automatically transfer rewards to your 529 college savings plan. Receive bonuses for joining and linking your plan.

Earn cash back on online shoppingScan store receipts for rewardsLink 529 college savings plans
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Esusu: Pay Rent & Build Credit
Esusu: Pay Rent & Build Credit
Esusu: Pay Rent & Build Credit
Split Payments and Track Score
Free

This app helps renters build credit by reporting on-time rent payments to major credit bureaus. It also offers financial coaching, tax filing assistance, and access to local resources and partner offers. Improve your financial health and unlock new opportunities.

Report rent payments to credit bureausIncrease credit scoreTrack credit score progress
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Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Pay rent on your own schedule
Free

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

Split rent into smaller paymentsPay rent on your own scheduleBuild credit history
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Reloadable Target Circle Card
Reloadable Target Circle Card
Reloadable Target Circle Card
HI Technology Corp
Free

Manage your reloadable Target Circle Card account on the go. Access your balance, view transactions, and make free cash reloads at Target stores. Enjoy benefits like early direct deposit and no monthly fees.

Access available balanceView transaction detailsManage account on the go
๐Ÿ’ฐ Finance
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