Best apps like Bilt Rewards

13+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated September 2026

Looking for something like Bilt Rewards? We've analyzed 13+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Bilt Rewards

Atlas - Rewards Credit Card#1

Atlas - Rewards Credit Card by Exto Inc.

Earn cash back. Build credit.
Editor's Choice
💰 Finance
4.7😐(273K ratings)
Free
#36in Finance
Atlas - Rewards Credit Card screenshot 1
Atlas - Rewards Credit Card screenshot 2
Atlas - Rewards Credit Card screenshot 3
Atlas - Rewards Credit Card screenshot 4
Atlas - Rewards Credit Card screenshot 5
Atlas - Rewards Credit Card screenshot 6

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

What We Love

  • 👍 Easy to use
  • 🚀 Instant credit limit increases
  • 💰 Helpful for rebuilding credit
  • 🤑 Rewards and cash back
  • 🔍 Tracks credit score progress

Room to Improve

  • 🐛 Account verification issues
  • 🤖 Lack of live customer support
  • 💳 Low initial credit limit
  • 🔒 Concerns about account security
  • 💰 Monthly subscription fee
4.9😞(24K ratings)
Free
MGM Rewards MasterCard screenshot 1
MGM Rewards MasterCard screenshot 2
MGM Rewards MasterCard screenshot 3
MGM Rewards MasterCard screenshot 4
MGM Rewards MasterCard screenshot 5

Manage your credit card account on the go. Quickly access your account, check balances, view statements, and pay bills securely and easily. Set up email alerts for important account activity.

What We Love

  • 👍 Great customer service
  • 💳 Useful rewards program
  • 🚀 Fast and easy payment setup

Room to Improve

  • 🐛 Login and app issues
  • 🔒 Security and account access problems
  • ⏱️ Slow transaction processing
  • 💰 Unexpected fees and charges
MoneyLion: Cash Advance App#3

MoneyLion: Cash Advance App by MoneyLion

Cashback rewards & Loan Offers
Worth Considering
💰 Finance
4.8😞(326K ratings)
FreeAds
#37in Finance
MoneyLion: Cash Advance App screenshot 1
MoneyLion: Cash Advance App screenshot 2
MoneyLion: Cash Advance App screenshot 3
MoneyLion: Cash Advance App screenshot 4
MoneyLion: Cash Advance App screenshot 5
MoneyLion: Cash Advance App screenshot 6

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

What We Love

  • 💳 Variety of banking options
  • 💰 Helpful for financial stability
  • 🔍 Informative and educational
  • 🤝 Good customer service (for some)
  • 🏆 Rewards and cash-back features
  • 🔒 Secure platform
  • 🕰️ Early direct deposit

Room to Improve

  • 💰 Expensive membership fees
  • 🤖 Poor customer service (for others)
  • 🤔 Confusing policies and hidden fees
  • 🔒 Difficulty accessing/withdrawing funds
  • 🔄 Inconsistent app performance
  • 🚫 Accounts closed without notice
  • 🤯 Frustrating verification process
  • 🤑 Predatory lending practices

More apps like Bilt Rewards

4
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureausBuild credit historyTrack credit score progress
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5
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
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6
Split Pay: Split Bills in Two
Split Pay: Split Bills in Two
Split Pay: Split Bills in Two
Rent, Mortgage & Car Payments
Free

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two paymentsBuild credit historyImprove budgeting
💰 Finance
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7
Upromise: Cash Back Rewards
Upromise: Cash Back Rewards
Upromise: Cash Back Rewards
Earn cash, save for college.
Free

Earn cash back on everyday purchases and save for college. This app allows you to shop online at popular retailers, scan store receipts, and automatically transfer rewards to your 529 college savings plan. Receive bonuses for joining and linking your plan.

Earn cash back on online shoppingScan store receipts for rewardsLink 529 college savings plans
💰 Finance
(536)
free with in-app purchases
8
Esusu: Pay Rent & Build Credit
Esusu: Pay Rent & Build Credit
Esusu: Pay Rent & Build Credit
Split Payments and Track Score
Free

This app helps renters build credit by reporting on-time rent payments to major credit bureaus. It also offers financial coaching, tax filing assistance, and access to local resources and partner offers. Improve your financial health and unlock new opportunities.

Report rent payments to credit bureausIncrease credit scoreTrack credit score progress
💰 Finance
(147)
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9
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Split rent anywhere you live
Free

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

Split rent into smaller paymentsPay rent on your own scheduleBuild credit history
💰 Finance
(489K)
free with in-app purchases
10
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
💰 Finance
(17K)
free with in-app purchases