Kudos: Put Your Wallet to Work

Kudos: Put Your Wallet to Work

Your Wallet on Autopilot

9.4K ratings
653 reviews
#10 in top-grossing Finance
💰 Finance
🛍️ Shopping
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 18, 2022
  • September 15, 2026

Features

Background Location Access

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About

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiation
Spending insights
Card benefit tracking
Personalized card recommendations
Unified card dashboard
Free credit score monitoring
Shopping cashback
Show original description

What users say

See all reviews
+1

What's New in Kudos

4.606.2

September 15, 2026

Fixes an issue where referral codes were not applied in certain cases

Subscription plans

Kudos Premium Annual Subscription

Annual subscription for kudos premium service

$91.991 Year
How to cancel Kudos subscription ⁉️
2

In-App Purchases

$199.00

Kudos Premium Lifetime Access

Pay once for Kudos Premium

Charts

Top Grossing

📉 10-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on September 18, 2026.

Top Free

📊 201

Finance

The app has maintained its position at 201 recently.

Last updated on September 18, 2026.

User reviews

Forced Subscription

This app is subscription only and they only tell you that after going through pages and pages authentication to link your credit card and hand them over your financial data. I wish that Apple would disallow such practices because it was just, quite frankly, a waste of my morning.

Good app

Fast and easy to use. Good tracking.

Data hog

The app just want access to your data and doesn’t allow you to check anything without it. The premium version is insanely pricey for an app build on LLM. Terrible product. Just read your benefits and avoid this app.

Too confusing

The app has too much going on everywhere and it’s not very user friendly. Also too many glitches.

Lowered my phone bill

This worked very well. My T-Mobile bill was lowered by $20 a month for 12 months. All I did was provide a copy of my bill to Kudos and they did the rest.

User experience

🐞

Reported Bugs

3 issues

Linking account issues

Bug

Pending rewards not being credited

Bug

Crashes and login problems

Bug

Requested Features

3 requests

In-person card lookup feature

Feature

More ways to earn points and rewards

Feature

Improved boost activation and tracking

Feature

FAQ

What does Kudos do?

Kudos is a personal finance app that uses artificial intelligence to automate financial tasks. It negotiates lower bills with your providers, analyzes your spending for inefficiencies, tracks your credit card benefits, and recommends new cards based on your habits. The app also consolidates all your card information into a single dashboard.

How does Kudos save me money?

Kudos saves you money in multiple ways. It negotiates lower rates on your internet, phone, and cable bills, often saving users hundreds per year. It also identifies duplicate subscriptions and helps you avoid overspending by highlighting when you're using the wrong card for purchases. Additionally, it ensures you don't miss out on expiring card benefits and offers cashback on shopping.

Is Kudos free to use?

The app is free to download and use, offering features like free credit score monitoring and shopping cashback. While the core functionality is free, there may be in-app purchases or premium features available for enhanced services.

What are the main features of Kudos?

Key features include AI-powered bill negotiation, smart spending insights to catch costly mistakes, automatic tracking of card benefits, personalized credit card recommendations based on your spending, a unified view of all your cards, free credit score monitoring, and shopping cashback at thousands of retailers.

Who is Kudos designed for?

This app is designed for individuals who want to take control of their finances with minimal effort. It's ideal for those who want to lower their recurring bills, gain clarity on their spending habits, ensure they're getting the most out of their credit cards, and potentially earn extra cashback on their purchases.