Kudos: Put Your Wallet to Work

Kudos: Put Your Wallet to Work

Your Wallet on Autopilot

9.7K ratings
781 reviews
#14 in top-grossing Finance
💰 Finance
🛍️ Shopping
Free
In-App Purchases

Details

Released
October 18, 2022
Updated
October 13, 2026

Features

Background Location Access

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About

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

✓AI bill negotiation
✓Spending insights
✓Card benefit tracking
✓Personalized card recommendations
✓Unified card dashboard
✓Free credit score monitoring
✓Shopping cashback
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What users say about Kudos

See all reviews
+1

What's New in Kudos

4.665.1

October 13, 2026

Bug fixes and performance improvements.

15

Subscriptions & In-App Purchases

Kudos Premium Annual Subscription

Annual subscription for kudos premium service

$91.991 Year
How to cancel Kudos subscription ⁉️

Charts

Top Grossing

📉 14-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on October 17, 2026.

User reviews

Great app

This app is great. Pays for itself in about two months. Well worth it!

Worth it!

Initially I was not interested in paying for a summary of what (I thought) I already knew. After a few months of using Kudos app and safari tool, rewards maximization was in full effect! I tried another company’s paid version (with an annual subscription charge) whose functionality was not were I needed it to be. I’ve been so impressed that I recently purchased the lifelong version!
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Kudos is brilliant!

This is hands down my favorite app! It helps me maximize all my credit card benefits and makes sure I never miss out on a single one. It’s an absolute game changer!

If you’re smart, you’ll grab the lifetime subscription before they realize what an incredible deal they’re offering and take it away. I’m genuinely convinced someone made a mistake with the pricing because the value this app provides is unbelievable. If I were you, I’d jump on it immediately!

I recommend this app to EVERYONE. At dinner, on airplanes, wherever I am, I’m constantly showing people how it works and why they need it. Whoever came up with this deserves a Nobel Prize! Yes, it’s THAT good.

Kudos to the entire team for creating something so incredibly useful. And to your marketing department, feel free to reach out if you’d ever like additional feedback or a testimonial. I’ve worked in sales for over 20 years, and when I believe in a product this much, I can’t help but sell it!

Worth every penny. Get the lifetime subscription while you still can!
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Wish it connected all cards

Has been helpful so far, unfortunately doesn’t link discover, capital one deals and many other cards

Trick you into putting all your financial institution data in before they tell you the cost

This is a horrible customer experience. They make you link your many cards to the platform, logging into different financial institutions, etc — you trust them to do it this in — then after all that work, hit you with the $100 subscription cost! After being advertised as being a free tool. Deceiving customer marketing
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User experience

🐞

Reported Bugs

3 issues

Linking account issues

Bug

Pending rewards not being credited

Bug

Crashes and login problems

Bug
✨

Requested Features

3 requests

In-person card lookup feature

Feature

More ways to earn points and rewards

Feature

Improved boost activation and tracking

Feature

FAQ

What does Kudos do?

Kudos is a personal finance app that uses artificial intelligence to automate financial tasks. It negotiates lower bills with your providers, analyzes your spending for inefficiencies, tracks your credit card benefits, and recommends new cards based on your habits. The app also consolidates all your card information into a single dashboard.

How does Kudos save me money?

Kudos saves you money in multiple ways. It negotiates lower rates on your internet, phone, and cable bills, often saving users hundreds per year. It also identifies duplicate subscriptions and helps you avoid overspending by highlighting when you're using the wrong card for purchases. Additionally, it ensures you don't miss out on expiring card benefits and offers cashback on shopping.

Is Kudos free to use?

The app is free to download and use, offering features like free credit score monitoring and shopping cashback. While the core functionality is free, there may be in-app purchases or premium features available for enhanced services.

What are the main features of Kudos?

Key features include AI-powered bill negotiation, smart spending insights to catch costly mistakes, automatic tracking of card benefits, personalized credit card recommendations based on your spending, a unified view of all your cards, free credit score monitoring, and shopping cashback at thousands of retailers.

Who is Kudos designed for?

This app is designed for individuals who want to take control of their finances with minimal effort. It's ideal for those who want to lower their recurring bills, gain clarity on their spending habits, ensure they're getting the most out of their credit cards, and potentially earn extra cashback on their purchases.