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Kudos: Put Your Wallet to Work

Kudos: Put Your Wallet to Work

Your Wallet on Autopilot

9.8K ratings
867 reviews
#76 in top-grossing Finance
💰 Finance
🛍️ Shopping
Free
In-App Purchases

Details

Released
October 18, 2022
Updated
November 3, 2026

Features

Background Location Access

Developer

Kudos Technologies, Inc.
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iphone
ipad
🧾$139.99 - $199.00
In-App Purchase↘︎
📉no. 76
Charts↘︎
📌Ready
Reviews summary↘︎
⭐867
Reviews↘︎
📝5+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 3 days
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About

This personal finance app uses AI to automatically lower your bills, find better credit cards, and ensure you maximize card benefits. It analyzes spending to identify savings opportunities and provides personalized financial insights.

✓AI bill negotiation
✓Card benefit tracking
✓AI-powered spending insights
✓Personalized card recommendations
✓Unified card dashboard
✓Free credit score monitoring
✓Shopping cashback
Show original description

What users say about Kudos

Reviews of Kudos are mostly positive: the Finance app is rated 4.7/5 from 9.8K App Store ratings. What users like most: efficient and time-saving, user-friendly interface. Top complaints: occasional glitches and bugs, concerns about data privacy and tracking. Summarized from real user reviews.

Positive things

  • 🚀Efficient and time-saving
  • 👍User-friendly interface
  • 💰Helpful for earning rewards and cash back
  • 🔒Secure storage of card information
  • 📈Useful for credit building and management

Negative things

  • 🐛Occasional glitches and bugs
  • 🔍Concerns about data privacy and tracking
  • ⚠️Missing or incorrect credit card benefit information
See all reviews
+2

What's New in Kudos

4.698.0

November 3, 2026

Bug fixes and general improvements

14

Subscriptions & In-App Purchases

Kudos Premium Annual Subscription

Annual subscription for kudos premium service

$91.991 Year
How to cancel Kudos subscription ⁉️

Charts

Top Grossing

📉 76-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on November 6, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Terrible

Too much information, not organized in a useful way, and not competent at tracking the benefits you have used. Requires too much user intervention to be useful.
WWashingtondcarea

Chase Sapphire

Just starting using Kudos when I got this new CC and it really seems to be helping. I’m going to keep trying it out to maximize the benefits.
OOfficejet5

Helpful

Kudos has been helpful in helping me save more money!
DDrew90210

Fun to get extra savings and points

Great app. Helps you pick the best credit card and boost savings.
BBarnabas22

Works great

Works great
MMicahr2107
See 862 more reviews

User experience

🐞

Reported Bugs

3 issues

Linking account issues

Bug

Pending rewards not being credited

Bug

Crashes and login problems

Bug
✨

Requested Features

3 requests

In-person card lookup feature

Feature

More ways to earn points and rewards

Feature

Improved boost activation and tracking

Feature

FAQ

How does Kudos help lower my bills?

Kudos uses an AI agent to negotiate directly with your internet, phone, or cable providers. Users report saving hundreds of dollars annually on recurring bills through this automated negotiation process.

What kind of card benefits does Kudos track?

Kudos tracks all benefits across your credit cards, ensuring you don't miss out on rewards or perks. This helps users recover an average of $624 per year that might otherwise be lost due to forgotten benefits.

Is Kudos secure for my financial data?

Users have expressed concerns about data privacy and tracking. However, the app is designed to securely store card information, and it provides free credit score monitoring within the platform.

How does Kudos recommend credit cards?

Kudos matches you with credit cards based on your actual spending habits, rather than generic lists. It allows you to compare welcome bonuses, rewards rates, and annual fees to find the best fit for your spending.

Can I see all my card transactions in one place with Kudos?

Yes, Kudos provides a single dashboard to view transactions, balances, and spending across all your credit cards. This eliminates the need to log into multiple banking apps.

Does Kudos offer any shopping rewards?

Kudos offers activated shopping cashback at over 15,000 retailers. Stores pay Kudos a commission, which is then passed 100% back to you, in addition to your existing credit card rewards.

What is the update frequency for Kudos?

The app was last updated on November 3, 2026, with version 4.698.0. This indicates a relatively recent update, suggesting ongoing development and maintenance.

What are the subscription options for Kudos Premium?

Kudos offers a Premium Monthly Subscription for $24.99 and a Premium Annual Subscription for $53.99. These plans likely unlock advanced features or remove limitations present in the free version.