Kudos: Put Your Wallet to Work

Kudos: Put Your Wallet to Work

Your Wallet on Autopilot

9.3K ratings
601 reviews
#12 in top-grossing Finance
💰 Finance
🛍️ Shopping
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 18, 2022
  • August 25, 2026

Features

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About

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiation
Spending insights
Card benefit tracking
Personalized card recommendations
Unified card dashboard
Free credit score monitoring
Shopping cashback
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What users say

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+1

What's New in Kudos

4.573.0

August 25, 2026

Bug fixes and performance improvements.

Subscription plans

Kudos Premium Monthly Subscription

Monthly subscription for kudos premium service

$24.991 Month
Price Updates
August 27, 2026$24.99
June 4, 2026$14.99
April 7, 2026$14.99
February 18, 2026$11.99
January 5, 2026$9.99
How to cancel Kudos subscription ⁉️
2

In-App Purchases

$199.00

Kudos Premium Lifetime Access

Pay once for Kudos Premium

Charts

Top Grossing

📉 12-1

Finance

This app dropped -1 position in Finance chart.

Last updated on August 29, 2026.

User reviews

Difficult to use

I was excited to try this app out after getting an ad on social media. I downloaded it and added my card which took multiple tries as it kept glitching and closing out. I had to add my one account about 6 times before it saved. Then the page to sign up for premium $80/yr wouldn’t close out. I had to close and reopen the app multiple times to just get to the main page. I attempted to see what the benefits for the one card are and everytime I pushed a prompt it went back to the premium sign up page. After over 30min of complete frustration I closed out my account and deleted the app. Not worth the time or money.
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USELESS WITHOUT PAYING FOR PREMIUM SUBSCRIPTION- DO NOT DOWNLOAD

Let me start off by saying I never write reviews for apps. But I feel I have to after what I experienced with this horrible app. I finally downloaded it after seeing multiple ads on Instagram. I put in all of my credit cards, linked all of my accounts and created a Kudos account. After I did all of this, it prompted me to upgrade to premium for nearly $100 annually. There was no getting around it. I tried closing the app and opening it again. Nothing would let me bypass the premium up charge. Why would anyone pay $100 for an app that they don’t even know if they would like? At least let me see what the app is like before holding me hostage for a ransom. I wasted all of that time linking my accounts for nothing. I’m very disappointed in this app and beyond tired of subscription culture.
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Subpar support & automatic benefits tracking

I paid for the lifetime VIP
subscription because I was specifically looking for an app that would track the redemption of benefits automatically. This claims to do that but it mostly does not. I have found multiple benefits that I’ve raised to support that were not properly tracked. They also claim that you get better support with the VIP membership but I’ve had this app less than a month, raised my first ticket almost 6 weeks ago and only one of the three issues has been addressed. My last email took 3 weeks to get a response. It’s also only one “person” who responds. If you’re looking for great support when things are wrong or automatic benefits tracking, don’t choose this app.
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Good app

Good app

Annoying

I agree with previous reviews that that constant push to upgrade is super annoying. Without the upgrade features the app is pretty useless. There appears to be plenty of advertising, app should make their $ from that.

User experience

🐞

Reported Bugs

3 issues

Linking account issues

Bug

Pending rewards not being credited

Bug

Crashes and login problems

Bug

Requested Features

3 requests

In-person card lookup feature

Feature

More ways to earn points and rewards

Feature

Improved boost activation and tracking

Feature

FAQ

What does Kudos do?

Kudos is a personal finance app that uses artificial intelligence to automate financial tasks. It negotiates lower bills with your providers, analyzes your spending for inefficiencies, tracks your credit card benefits, and recommends new cards based on your habits. The app also consolidates all your card information into a single dashboard.

How does Kudos save me money?

Kudos saves you money in multiple ways. It negotiates lower rates on your internet, phone, and cable bills, often saving users hundreds per year. It also identifies duplicate subscriptions and helps you avoid overspending by highlighting when you're using the wrong card for purchases. Additionally, it ensures you don't miss out on expiring card benefits and offers cashback on shopping.

Is Kudos free to use?

The app is free to download and use, offering features like free credit score monitoring and shopping cashback. While the core functionality is free, there may be in-app purchases or premium features available for enhanced services.

What are the main features of Kudos?

Key features include AI-powered bill negotiation, smart spending insights to catch costly mistakes, automatic tracking of card benefits, personalized credit card recommendations based on your spending, a unified view of all your cards, free credit score monitoring, and shopping cashback at thousands of retailers.

Who is Kudos designed for?

This app is designed for individuals who want to take control of their finances with minimal effort. It's ideal for those who want to lower their recurring bills, gain clarity on their spending habits, ensure they're getting the most out of their credit cards, and potentially earn extra cashback on their purchases.