Kudos: Put Your Wallet to Work

Kudos: Put Your Wallet to Work

Your Wallet on Autopilot

9.2K ratings
524 reviews
#9 in top-grossing Finance
💰 Finance
🛍️ Shopping
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 18, 2022
  • August 7, 2026

Features

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Kudos: Put Your Wallet to Work screenshot #9 for iPhone
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About

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiation
Spending insights
Card benefit tracking
Personalized card recommendations
Unified card dashboard
Free credit score monitoring
Shopping cashback
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What users say

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+2

What's New in Kudos

4.544.0

August 7, 2026

More improvements to the card-linked offer automatic activation flow

Subscription plans

Kudos Premium Annual Subscription

Annual subscription for kudos premium service

$81.991 Year
How to cancel Kudos subscription ⁉️
2

In-App Purchases

$199.00

Kudos Premium Lifetime Access

Pay once for Kudos Premium

Charts

Top Grossing

📊 9

Finance

The app has maintained its position at 9 recently.

Last updated on August 9, 2026.

Top Free

📊 140

Finance

The app has maintained its position at 140 recently.

Last updated on August 9, 2026.

User reviews

Helpful-but

So far the app has saved me significant money by negotiating my internet bill. However, the app itself is still somewhat clunky and the AI is still having some issues depending on what you’re using it for. For instance it keeps telling me to use my Freedom card for 5% cash back on “entertainment” but the current promo on that card is 5% back on “select live entertainment.” So you have to pay pretty close attention to make sure you’re actually getting what it suggests. Also, the interfacing/getting the cards connected was a bit clunky as well. It is frustrating that the way it gives you the additional “boost” rewards is by using the safari extension to autofill card info during checkout, which to me makes it unclear if it would apply these bonuses if you use the recommended card to check out through an app or already saved to a website. Otherwise it is doing a decent job.
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Response from developer

Hey, thanks so much for the detailed feedback, and glad to hear the bill negotiation feature has already paid off for you! On the Freedom card recommendation: you're right to flag that "entertainment" and "select live entertainment" are different things, and if our suggestion isn't reflecting the current quarterly category correctly, that's worth digging into. On Boost: good news, you don't need to use the specific card we recommend to still earn it. What matters is activating Kudos Boost before checkout, since that's how we get credited for driving the sale in the first place. If you have other rewards programs installed, make sure to click Kudos last, since clicking multiple programs can sometimes bump our credit for the purchase. We then pass along 100% of whatever commission we receive to you as cashback. The one real limitation is individual store apps. If you check out through a retailer's own app instead of a browser with the extension active, there's no way for us to track that the purchase came from Kudos, so there's nothing for us to pass along. That's more about how the purchase gets tracked than about which card you use. Really appreciate you taking the time to write all this out. If you're open to it, send us the specific card/category mismatch you saw at support@joinkudos.com, and we'll make sure it gets resolved.

Good idea, but terrible execution

First let me say, I thought this was a great idea, and if they hadn’t scammed me out of $130 I would have rated it a 3. You have to give them access to a lot of your personal data and connect a lot of external apps to your internet browser and bank accounts. They are collecting a lot of data on you. That is personally why I chose not to keep the app, I don’t like giving companies my information for free.

On top of that they didn’t bill me for a 1 year subscription they billed me for a lifetime subscription and both Apple and the App developers refuse to refund the mistake because the purchase of the lifetime subscription is non refundable under their terms. If I had purchased it sure, but I didn’t purchase it you incorrectly billed me for it, so they stole $130 from me and refuse to do anything to make it right. Their resolution to the problem was offering to give me tips on how to use their app better even after I told them why I didn’t want their app.
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Great app

Like it

Learning

Learning it after having it for years trying to find a app for stocks

Kudos wallet worth

Great integration of features to maximize credit card rewards, earning addition awards, and help with spending and additional savings.

User experience

🐞

Reported Bugs

3 issues

Linking account issues

Bug

Pending rewards not being credited

Bug

Crashes and login problems

Bug

Requested Features

3 requests

In-person card lookup feature

Feature

More ways to earn points and rewards

Feature

Improved boost activation and tracking

Feature

FAQ

What does Kudos do?

Kudos is a personal finance app that uses artificial intelligence to automate financial tasks. It negotiates lower bills with your providers, analyzes your spending for inefficiencies, tracks your credit card benefits, and recommends new cards based on your habits. The app also consolidates all your card information into a single dashboard.

How does Kudos save me money?

Kudos saves you money in multiple ways. It negotiates lower rates on your internet, phone, and cable bills, often saving users hundreds per year. It also identifies duplicate subscriptions and helps you avoid overspending by highlighting when you're using the wrong card for purchases. Additionally, it ensures you don't miss out on expiring card benefits and offers cashback on shopping.

Is Kudos free to use?

The app is free to download and use, offering features like free credit score monitoring and shopping cashback. While the core functionality is free, there may be in-app purchases or premium features available for enhanced services.

What are the main features of Kudos?

Key features include AI-powered bill negotiation, smart spending insights to catch costly mistakes, automatic tracking of card benefits, personalized credit card recommendations based on your spending, a unified view of all your cards, free credit score monitoring, and shopping cashback at thousands of retailers.

Who is Kudos designed for?

This app is designed for individuals who want to take control of their finances with minimal effort. It's ideal for those who want to lower their recurring bills, gain clarity on their spending habits, ensure they're getting the most out of their credit cards, and potentially earn extra cashback on their purchases.