Best Credit Card Points Apps

210+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Whether you're new to credit card points or looking for an upgrade, our curated collection of 210+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Credit Card Points Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CardPointers for Credit CardsCardPointers for Credit CardsFree4.7★ (9.7K)NoYesJul 2026
2Kudos: Put Your Wallet to WorkKudos: Put Your Wallet to WorkFree4.8★ (9.1K)NoYesJul 2026
3AwardWallet: Track RewardsAwardWallet: Track RewardsFree4.8★ (2.8K)NoYesJul 2026
4MaxRewards Credit Card RewardsMaxRewards Credit Card RewardsFree4.5★ (16K)YesNoJul 2026
5Rakuten: Cash Back & DealsRakuten: Cash Back & DealsFree4.8★ (362K)YesNoJul 2026
6Teleparty - Watch PartyTeleparty - Watch PartyFree2.8★ (577)NoYesJul 2026
7Bilt RewardsBilt RewardsFree4.9★ (200K)YesNoJul 2026
8Travel Freely: Points & MilesTravel Freely: Points & MilesFree5.0★ (5K)YesNoJul 2026

Top Picks for Credit Card Points

CardPointers for Credit Cards#1

CardPointers for Credit Cards by CardPointers LLC

Earn more points & cashback
Editor's Choice
💰 Finance
4.7😊(9.7K ratings)
FreeIn-App Purchases
#42in Finance
CardPointers for Credit Cards screenshot 1
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CardPointers for Credit Cards screenshot 3
CardPointers for Credit Cards screenshot 4
CardPointers for Credit Cards screenshot 5
CardPointers for Credit Cards screenshot 6

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

What We Love

  • 🚀 Best app for adding and tracking credit card offers
  • 👍 Indispensable credit card companion
  • 👍 Great app, great customer service
  • 👍 Exceptional customer service

Room to Improve

  • 🐛 Glitchy and slow performance
  • 💰 Subscription is too steep
  • 🚫 No support for non-US cards
Kudos: Put Your Wallet to Work#2

Kudos: Put Your Wallet to Work by Kudos Technologies, Inc.

Your Wallet on Autopilot
Strong Contender
💰 Finance
4.8😊(9.1K ratings)
FreeIn-App Purchases
#15in Finance
Kudos: Put Your Wallet to Work screenshot 1
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Kudos: Put Your Wallet to Work screenshot 5
Kudos: Put Your Wallet to Work screenshot 6

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

What We Love

  • 🚀 Efficient and time-saving
  • 👍 User-friendly interface
  • 💰 Helpful for earning rewards and cash back
  • 🔒 Secure storage of card information

Room to Improve

  • 🐛 Occasional glitches and bugs
  • 🔍 Concerns about data privacy and tracking
  • ⚠️ Missing or incorrect credit card benefit information
AwardWallet: Track Rewards#3

AwardWallet: Track Rewards by AwardWallet, LLC

Track Loyalty Points & Miles
Worth Considering
✈️ Travel
4.8😞(2.8K ratings)
FreeIn-App Purchases
#59in Travel
AwardWallet: Track Rewards screenshot 1
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This app helps you track all your loyalty points, miles, and credit card rewards in one place. It also manages travel plans, analyzes spending habits for maximum point earning, and monitors account balances and transactions.

What We Love

  • 🚀 Best Travel Reward Tracking App
  • 👍 Love having my points in one place
  • 👍 Works well for frequent travelers
  • 👍 Helps keep track of rewards effortlessly

Room to Improve

  • 🔺 Subscription Increase $20
  • 🐛 Can't find AA
  • 🐛 Doesn't work with chase

More Credit Card Points apps to explore

4
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Maximize Points, Miles & Cash
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
💰 Finance
(16K)
free with in-app purchases
5
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Earn rewards & find coupons
Free

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

Earn cash back on purchasesStack cash back with couponsAutomatic coupon application
🛍️ Shopping
(362K)
free with in-app purchases
6
Teleparty - Watch Party
Teleparty - Watch Party
Teleparty - Watch Party
by WP Interactive Media, Inc.
Free

Synchronize video playback and add group chat to your favorite streaming sites for shared viewing experiences with friends. Enjoy remote movie nights and TV watch parties together, regardless of distance.

Synchronized video playbackGroup chat for streamingRemote watch parties
🎬 Entertainment
(577)
freemium
7
Bilt Rewards
Bilt Rewards
Bilt Rewards
Start earning points on rent.
Free

Turn your largest monthly expense, rent, into valuable rewards. Earn points on rent payments, build credit history, and unlock exclusive benefits at local businesses. Redeem points for travel, future rent, or even a down payment on a home.

Earn rewards on rent paymentsBuild credit history by reporting rentUnlock exclusive Neighborhood Benefits
💰 Finance
(200K)
free with in-app purchases
8
Travel Freely: Points & Miles
Travel Freely: Points & Miles
Travel Freely: Points & Miles
Credit Card Rewards Tracker
Free

This app helps you earn free travel by tracking your rewards credit cards and providing personalized recommendations. Maximize your airline miles and hotel points to achieve your travel goals and make free travel a reality.

Rewards credit card trackerPersonalized credit card recommendationsAutomatic 5/24 tracker
✈️ Travel
(5K)
free with in-app purchases
9
Watch Together - Watch Party
Watch Together - Watch Party
Watch Together - Watch Party
Video,Movie,Live TV,Sport more
Free

Stream videos from any website, YouTube, or your phone's gallery with friends. Create private rooms or join public ones to watch movies, TV shows, and live sports together while chatting. Experience shared viewing as if you were in the same room.

Watch videos from any websiteStream from YouTubePlay videos from phone gallery
🎬 Entertainment
(244)
free
10
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
11
seats.aero
seats.aero
seats.aero
Fly more with your points
Free

Discover domestic and international award flights using your points and miles. This app aggregates availability across major airline alliances, allowing you to find and book flights that are often missed on traditional airline websites. Plan spontaneous trips or snag hard-to-get premium cabin seats.

Discover award flights with points and milesSupports Star Alliance, OneWorld, and SkyTeamGlobal flight coverage
✈️ Travel
(5.9K)
free
12
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(242K)
free with in-app purchases
13
WalletFlo-Credit Cards & Deals
WalletFlo-Credit Cards & Deals
WalletFlo-Credit Cards & Deals
Optimize rewards and savings
Free

Effortlessly manage your credit cards to maximize rewards and savings. Track spending, monitor perks, and discover eligible cards. Receive timely notifications to optimize your credit card strategy.

Automated spend trackingCredit card rewards managementView transaction details
💰 Finance
(152)
freemium
14
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
15
X1 Card
X1 Card
X1 Card
Smart Credit Card
Free

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
💰 Finance
(12K)
free
16
Cardless
Cardless
Cardless
Earn more, spend smarter
Free

Access credit cards from popular brands directly on your phone. View balances, transactions, and rewards, and make payments with enhanced security and transparency. Receive real-time notifications for account activity.

Mobile credit card accessView balance and transactionsRedeem rewards
💰 Finance
(7.9K)
free
17
Extra
Extra
Extra
Build credit w/o a credit card
Free

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

Build credit without a credit cardEarn reward points on purchasesNo credit check required for application
💰 Finance
(9.5K)
free with in-app purchases
18
SaveSage®: Credit Card Points
SaveSage®: Credit Card Points
SaveSage®: Credit Card Points
Credit Card Points and Rewards
Free

Manage all your credit cards and loyalty programs in one place. Track reward points, get personalized recommendations for spending, and redeem points for travel and other benefits. An AI assistant helps you make the most of your rewards.

Credit card managementReward points trackingAI-powered spending recommendations
💰 Finance
(11)
free
19
Bread Financial
Bread Financial
Bread Financial
Manage Your Comenity Cards
Free

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Activate credit cardsReview transactions and statementsSchedule and manage payments
💰 Finance
(149K)
free
20
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(256K)
free with in-app purchases

FAQ about Credit Card Points

What are the best credit card points apps for iPhone?
CardPointers for Credit Cards tops our credit card points apps ranking as of July 2026, with a 4.7-star average from 9.7K App Store ratings, and it's free to download.
Yes — 20 of the top credit card points apps we rank are free to download, including CardPointers for Credit Cards and Kudos: Put Your Wallet to Work.
CardPointers for Credit Cards has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 210+ credit card points apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
CardPointers helps you earn more cashback, points, and miles by automatically tracking your credit card category bonuses and offers. It provides real-time recommendations on which card to use at physical stores and online to maximize your rewards, and allows you to easily manage and activate your credit card offers.
The app saves you money by ensuring you always use the credit card that offers the best bonus or cashback for your specific purchase. It also helps you find and activate offers from major banks like Amex, Chase, and Bank of America, further increasing your savings and rewards.

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