Best Pet Insurance Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good pet insurance apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Pet Insurance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoAug 2026
2Fetch Pet InsuranceFetch Pet InsuranceFree4.8★ (27K)NoNoAug 2026
3Embrace Pet InsuranceEmbrace Pet InsuranceFree4.8★ (46K)NoNoAug 2026
4Pets Best Pet Health InsurancePets Best Pet Health InsuranceFree4.6★ (9K)NoNoAug 2026
5MetLife PetMetLife PetFree4.6★ (26K)NoNoAug 2026
6Spot Pet InsuranceSpot Pet InsuranceFree2.3★ (9)NoNoAug 2026
7ASPCA Pet Health InsuranceASPCA Pet Health InsuranceFree2.1★ (24)NoNoJul 2026
8Chewy - Pet Care & PharmacyChewy - Pet Care & PharmacyFree4.9★ (1.1M)NoNoAug 2026

Top Picks for Pet Insurance

Lemonade Insurance#1

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Editor's Choice
💰 Finance
4.8😐(86K ratings)
Free
#89in Finance
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • 🚀 Quick, seamless, and affordable
  • 👍 Fully digital experience
  • 💡 Charity donation option
  • 👍 Easy setup and user-friendly app

Room to Improve

  • 🐛 Buggy app with crashes and login issues
  • 👎 Poor customer service and communication
  • 👎 Difficult claims process and lack of human support
Fetch Pet Insurance#2

Fetch Pet Insurance by Fetch Inc.

Help pets live long & healthy
Strong Contender
💰 Finance
4.8😞(27K ratings)
Free
Fetch Pet Insurance screenshot 1
Fetch Pet Insurance screenshot 2
Fetch Pet Insurance screenshot 3
Fetch Pet Insurance screenshot 4
Fetch Pet Insurance screenshot 5
Fetch Pet Insurance screenshot 6

This app provides comprehensive pet insurance for cats and dogs, allowing users to file claims quickly by scanning and uploading documents. It offers virtual support, transparent payout details, and access to exclusive pet wellness savings.

What We Love

  • 🚀 Easy claim submission
  • 🚀 Quick reimbursement
  • 👍 Convenient app
  • 👍 Efficient and intuitive

Room to Improve

  • 🐛 App doesn't work
  • 🐛 Screens don't load, modals don't appear
  • 🐛 Claim submission issues
Embrace Pet Insurance#3

Embrace Pet Insurance by Embrace Pet Insurance Agency, LLC

MyEmbrace Customer App
Worth Considering
🌟 Lifestyle
4.8😐(46K ratings)
Free
Embrace Pet Insurance screenshot 1
Embrace Pet Insurance screenshot 2
Embrace Pet Insurance screenshot 3
Embrace Pet Insurance screenshot 4
Embrace Pet Insurance screenshot 5
Embrace Pet Insurance screenshot 6

Manage your pet insurance policy effortlessly with this app. File claims quickly, track reimbursements, and access policy details on the go. Adjust your plan or update billing information with ease, ensuring your pet's health is always covered.

What We Love

  • 🚀 Easy to submit claims
  • 👍 Friendly and responsive customer service
  • 🚀 Quick claim processing and reimbursement
  • 👍 Comprehensive coverage and preventative care options

Room to Improve

  • 🐛 Buggy and slow app
  • 🔍 Difficulty uploading documents
  • ❌ Denying claims for questionable pre-existing conditions

More Pet Insurance apps to explore

4
Pets Best Pet Health Insurance
Pets Best Pet Health Insurance
Pets Best Pet Health Insurance
by Pets Best Insurance Services, LLC
Free

Manage your pet insurance policy on the go. Access benefits, submit claims with photos, and connect with veterinary experts 24/7. Receive important policy and payment reminders.

Log in with Touch ID/Face IDAccess pet benefit informationSubmit claims with photos
💰 Finance
(9K)
free
5
MetLife Pet
MetLife Pet
MetLife Pet
by MetLife
Free

Manage your pet's health and insurance with ease. File claims, track their status, view coverage, and access pet care resources. This app simplifies pet parent responsibilities for policyholders.

File claims quicklyUpload invoices and documentsTrack claim status
💰 Finance
(26K)
free
6
Spot Pet Insurance
Spot Pet Insurance
Spot Pet Insurance
Submit claims & get paid!
Free

Easily manage your pet insurance policy on the go. Submit claims with photos, track their status, and view your coverage details. Update your information and manage multiple pets all from your device.

Submit and track insurance claimsView policy coverage detailsUpdate contact and payment information
💰 Finance
(9)
free
7
ASPCA Pet Health Insurance
ASPCA Pet Health Insurance
ASPCA Pet Health Insurance
by United States Fire Insurance Company
Free

Easily submit and track pet insurance claims, view your benefits, find veterinarians, and manage your account. Get reimbursed faster by submitting claims directly from your phone, even before leaving the vet's office.

Submit claims quicklyTrack claim statusReview benefit information
💰 Finance
(24)
free
8
Chewy - Pet Care & Pharmacy
Chewy - Pet Care & Pharmacy
Chewy - Pet Care & Pharmacy
Shop for Food, Toys & More
Free

Shop for a wide variety of pet food, supplies, and medications from over 3000 brands. Get expert advice, prescription fulfillment, and convenient Autoship delivery for all your pet's needs.

Shop 3000+ pet brandsTrusted pet pharmacy24/7 vet expert support
🛍️ Shopping
(1.1M)
free with in-app purchases
9
Nationwide Mobile
Nationwide Mobile
Nationwide Mobile
by Nationwide Mutual Insurance Company
Free

Manage your insurance policies, file claims, and pay bills on the go. This app allows you to track claim status, access ID cards, and even get quotes for new policies. It offers convenient features like VIN scanning for vehicle updates and an accident checklist for emergencies.

File and track insurance claimsPay bills and manage paymentsAccess and share ID cards
💰 Finance
(69K)
free
10
Banfield Pet Hospital
Banfield Pet Hospital
Banfield Pet Hospital
by Medical Management International Inc.
Free

Manage your pet's health with secure access to medical records, appointment scheduling, and veterinary advice. Get reminders for vaccinations and medications, and connect with professionals for virtual visits and chat support.

Schedule and manage appointmentsAccess medical recordsReceive health reminders
🏥 Medical
(116K)
free with in-app purchases
11
Pet Cloud
Pet Cloud
Pet Cloud
by Figo Pet Insurance
Free

Manage all your pet's important information, from medical records to photos, in one organized place. Set reminders for vet visits, connect with other pet owners, and discover local pet-friendly services. Get instant access to live vet support and integrated pet insurance options.

Organized pet records and documentsCustomizable reminders for appointmentsConnect with local pet owners
📊 Productivity
(9.6K)
free with in-app purchases
12
Petfinder - Adopt a Pet
Petfinder - Adopt a Pet
Petfinder - Adopt a Pet
Find Pets to Adopt Near You
Free

Discover adoptable pets like dogs, cats, and more from shelters and rescue groups nationwide. Filter by breed, age, size, and location to find your perfect companion. Features visual search and helpful resources for new pet owners.

Search adoptable dogs and catsFilter by location, breed, age, sizeVisual pet search by photo
🌟 Lifestyle
(58K)
free with in-app purchases
13
Healthy Paws App
Healthy Paws App
Healthy Paws App
For incredible pet parents
Free

Easily submit pet insurance claims by taking a photo of your invoice. Track claim status, manage your account, and receive important updates. Get reimbursed quickly for your pet's veterinary care.

Submit claims with photosCheck claim statusManage account details
💰 Finance
(424)
free
14
PetDesk
PetDesk
PetDesk
Healthy pets, happy humans.
Free

Manage your pet's health and connect with local pet care professionals. Schedule appointments, track medications, and earn loyalty rewards all in one place to ensure your pet lives a longer, happier life.

24/7 appointment requestsHealth reminders and to-do listsManage pet care provider contacts
🌟 Lifestyle
(492K)
free
15
Pet Assure
Pet Assure
Pet Assure
Veterinary care for less
Free

This veterinary discount plan offers 25% savings on in-house medical services at participating veterinarians. Access your digital ID card, manage your pets, and find network vets easily through the app.

25% discount on vet servicesDigital ID card accessAdd/edit pet profiles
🌟 Lifestyle
(1.4K)
free with in-app purchases
16
Pet Care Medication Reminder
Pet Care Medication Reminder
Pet Care Medication Reminder
Dog Cat Pill Vet Log Tracker
Free

Easily manage your pet's medication schedule with smart reminders and dose tracking. Log doses, share with family, and view upcoming treatments at a glance. Supports multiple pets and medication types.

Smart medication remindersDose logging and historyFamily sharing of schedules
🏥 Medical
(2)
freemium
17
Insurance House
Insurance House
Insurance House
by The Insurance House Inc
Free

Easily manage your auto insurance policy with this app. Access policy details, make payments, and view electronic ID cards on your device.

Policy managementPayment processingElectronic ID cards
💰 Finance
(1)
free
18
Heritage Pet
Heritage Pet
Heritage Pet
by Lakefield Veterinary Group, Inc.
Free

Manage your pet's healthcare with this app from Heritage Pet Hospital. Request appointments, medications, and food, view upcoming services, and receive important health reminders and hospital updates.

One-touch call and emailRequest appointments, food, and medicationView pet's services and vaccinations
💼 Business
(1)
free
19
adoro pet insurance
adoro pet insurance
adoro pet insurance
by adoro
Free
🌟 Lifestyle
(0)
20
Cordova Station AH
Cordova Station AH
Cordova Station AH
by Avg Intermediate Holdings LLC
Free

Manage your pet's health and appointments with this app from Cordova Station Animal Hospital. Request services, view medical history, and receive important updates and reminders.

One-touch call and emailAppointment requestsFood and medication requests
💼 Business
(1)
free

FAQ about Pet Insurance

What are the best pet insurance apps for iPhone?
Lemonade Insurance tops our pet insurance apps ranking as of August 2026, with a 4.8-star average from 86K App Store ratings, and it's free to download.
Yes — 20 of the top pet insurance apps we rank are free to download, including Lemonade Insurance and Fetch Pet Insurance.
Lemonade Insurance has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ pet insurance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a comprehensive suite of insurance options, including coverage for renters, homeowners, cars, pets, and term life insurance. You can easily get quotes and policies for any of these needs directly through the application.
The app is designed for speed and convenience, allowing users to obtain a policy in as little as 90 seconds. This streamlined process eliminates the need for lengthy phone calls or waiting for mail.

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