Best Pet Insurance Apps

249+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good pet insurance apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Pet Insurance Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lemonade InsuranceLemonade InsuranceFree4.8β˜… (86K)NoNoOct 2026
2Embrace Pet InsuranceEmbrace Pet InsuranceFree4.8β˜… (46K)NoNoOct 2026
3Fetch Pet InsuranceFetch Pet InsuranceFree4.8β˜… (29K)NoNoOct 2026
4Pets Best Pet Health InsurancePets Best Pet Health InsuranceFree4.6β˜… (9K)NoNoOct 2026
5MetLife PetMetLife PetFree4.5β˜… (29K)NoNoOct 2026
6Spot Pet InsuranceSpot Pet InsuranceFree2.2β˜… (24)NoNoOct 2026
7ASPCA Pet Health InsuranceASPCA Pet Health InsuranceFree2.1β˜… (24)NoNoOct 2026
8Nationwide MobileNationwide MobileFree4.7β˜… (71K)NoNoOct 2026

Top Picks for Pet Insurance

Lemonade Insurance#1

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Editor's Choice
πŸ’° Finance
4.8😐(86K ratings)
Free
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3
Lemonade Insurance screenshot 4
Lemonade Insurance screenshot 5
Lemonade Insurance screenshot 6

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • πŸš€ Quick, seamless, and affordable
  • πŸ‘ Fully digital experience
  • πŸ’‘ Charity donation option
  • πŸ‘ Easy setup and user-friendly app
  • πŸ‘ Lovely customer service
  • πŸš€ Convenient and efficient claims process

Room to Improve

  • πŸ› Buggy app with crashes and login issues
  • πŸ‘Ž Poor customer service and communication
  • πŸ‘Ž Difficult claims process and lack of human support
  • πŸ‘Ž Inconsistent coverage and denials
  • πŸ‘Ž Slow response times and lack of urgency
4.8😐(46K ratings)
Free
Embrace Pet Insurance screenshot 1
Embrace Pet Insurance screenshot 2
Embrace Pet Insurance screenshot 3
Embrace Pet Insurance screenshot 4
Embrace Pet Insurance screenshot 5
Embrace Pet Insurance screenshot 6

Manage your pet insurance policy effortlessly with this app. File claims quickly, track reimbursements, and access policy details on the go. Adjust your plan or update billing information with ease, ensuring your pet's health is always covered.

What We Love

  • πŸš€ Easy to submit claims
  • πŸ‘ Friendly and responsive customer service
  • πŸš€ Quick claim processing and reimbursement
  • πŸ‘ Comprehensive coverage and preventative care options

Room to Improve

  • πŸ› Buggy and slow app
  • πŸ” Difficulty uploading documents
  • ❌ Denying claims for questionable pre-existing conditions
  • πŸ€” Confusing policy terms and limitations
Fetch Pet Insurance#3

Fetch Pet Insurance by Fetch Inc.

Help pets live long & healthy
Worth Considering
πŸ’° Finance
4.8😞(29K ratings)
Free
Fetch Pet Insurance screenshot 1
Fetch Pet Insurance screenshot 2
Fetch Pet Insurance screenshot 3
Fetch Pet Insurance screenshot 4
Fetch Pet Insurance screenshot 5
Fetch Pet Insurance screenshot 6

This app provides comprehensive pet insurance for cats and dogs, allowing users to file claims quickly by scanning and uploading documents. It offers virtual support, transparent payout details, and access to exclusive pet wellness savings.

What We Love

  • πŸš€ Easy claim submission
  • πŸš€ Quick reimbursement
  • πŸ‘ Convenient app
  • πŸ‘ Efficient and intuitive
  • πŸ‘ Great insurance and communication

Room to Improve

  • πŸ› App doesn't work
  • πŸ› Screens don't load, modals don't appear
  • πŸ› Claim submission issues
  • πŸ› Inability to submit claims
  • πŸ› Account page doesn't load
  • πŸ› App chooses when it wants to work
  • πŸ› Claim status not visible
  • πŸ› Inability to update payment info
  • πŸ› Crashes and bugs
  • πŸ› Slow claim processing
  • πŸ› Denial of claims
  • πŸ› Poor customer service
  • πŸ› Lack of human support

More Pet Insurance apps to explore

FAQ about Pet Insurance

What are the best pet insurance apps for iPhone?
Lemonade Insurance tops our pet insurance apps ranking as of October 2026, with a 4.8-star average from 86K App Store ratings, and it's free to download.
Yes β€” 20 of the top pet insurance apps we rank are free to download, including Lemonade Insurance and Embrace Pet Insurance.
Lemonade Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ pet insurance apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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