Best Pet Insurance Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good pet insurance apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Pet Insurance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoSep 2026
2Fetch Pet InsuranceFetch Pet InsuranceFree4.8★ (28K)NoNoSep 2026
3Embrace Pet InsuranceEmbrace Pet InsuranceFree4.8★ (46K)NoNoSep 2026
4Pets Best Pet Health InsurancePets Best Pet Health InsuranceFree4.6★ (9K)NoNoSep 2026
5Spot Pet InsuranceSpot Pet InsuranceFree2.4★ (20)NoNoSep 2026
6MetLife PetMetLife PetFree4.6★ (28K)NoNoSep 2026
7ASPCA Pet Health InsuranceASPCA Pet Health InsuranceFree2.1★ (24)NoNoSep 2026
8Chewy - Pet Care & PharmacyChewy - Pet Care & PharmacyFree4.9★ (1.1M)NoNoSep 2026

Top Picks for Pet Insurance

Lemonade Insurance#1

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Editor's Choice
💰 Finance
4.8😐(86K ratings)
Free
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3
Lemonade Insurance screenshot 4
Lemonade Insurance screenshot 5
Lemonade Insurance screenshot 6

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • 🚀 Quick, seamless, and affordable
  • 👍 Fully digital experience
  • 💡 Charity donation option
  • 👍 Easy setup and user-friendly app
  • 👍 Lovely customer service
  • 🚀 Convenient and efficient claims process

Room to Improve

  • 🐛 Buggy app with crashes and login issues
  • 👎 Poor customer service and communication
  • 👎 Difficult claims process and lack of human support
  • 👎 Inconsistent coverage and denials
  • 👎 Slow response times and lack of urgency
Fetch Pet Insurance#2

Fetch Pet Insurance by Fetch Inc.

Help pets live long & healthy
Strong Contender
💰 Finance
4.8😞(28K ratings)
Free
Fetch Pet Insurance screenshot 1
Fetch Pet Insurance screenshot 2
Fetch Pet Insurance screenshot 3
Fetch Pet Insurance screenshot 4
Fetch Pet Insurance screenshot 5
Fetch Pet Insurance screenshot 6

This app provides comprehensive pet insurance for cats and dogs, allowing users to file claims quickly by scanning and uploading documents. It offers virtual support, transparent payout details, and access to exclusive pet wellness savings.

What We Love

  • 🚀 Easy claim submission
  • 🚀 Quick reimbursement
  • 👍 Convenient app
  • 👍 Efficient and intuitive
  • 👍 Great insurance and communication

Room to Improve

  • 🐛 App doesn't work
  • 🐛 Screens don't load, modals don't appear
  • 🐛 Claim submission issues
  • 🐛 Inability to submit claims
  • 🐛 Account page doesn't load
  • 🐛 App chooses when it wants to work
  • 🐛 Claim status not visible
  • 🐛 Inability to update payment info
  • 🐛 Crashes and bugs
  • 🐛 Slow claim processing
  • 🐛 Denial of claims
  • 🐛 Poor customer service
  • 🐛 Lack of human support
4.8😐(46K ratings)
Free
Embrace Pet Insurance screenshot 1
Embrace Pet Insurance screenshot 2
Embrace Pet Insurance screenshot 3
Embrace Pet Insurance screenshot 4
Embrace Pet Insurance screenshot 5
Embrace Pet Insurance screenshot 6

Manage your pet insurance policy effortlessly with this app. File claims quickly, track reimbursements, and access policy details on the go. Adjust your plan or update billing information with ease, ensuring your pet's health is always covered.

What We Love

  • 🚀 Easy to submit claims
  • 👍 Friendly and responsive customer service
  • 🚀 Quick claim processing and reimbursement
  • 👍 Comprehensive coverage and preventative care options

Room to Improve

  • 🐛 Buggy and slow app
  • 🔍 Difficulty uploading documents
  • ❌ Denying claims for questionable pre-existing conditions
  • 🤔 Confusing policy terms and limitations

More Pet Insurance apps to explore

FAQ about Pet Insurance

What are the best pet insurance apps for iPhone?
Lemonade Insurance tops our pet insurance apps ranking as of September 2026, with a 4.8-star average from 86K App Store ratings, and it's free to download.
Yes — 20 of the top pet insurance apps we rank are free to download, including Lemonade Insurance and Fetch Pet Insurance.
Lemonade Insurance has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ pet insurance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a comprehensive suite of insurance options, including coverage for renters, homeowners, cars, pets, and term life insurance. You can easily get quotes and policies for any of these needs directly through the application.
The app is designed for speed and convenience, allowing users to obtain a policy in as little as 90 seconds. This streamlined process eliminates the need for lengthy phone calls or waiting for mail.

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