Fetch Pet Insurance

Fetch Pet Insurance

Help pets live long & healthy

29K ratings
268 reviews
Free

Details

  • Released
  • Updated
  • October 17, 2014
  • September 29, 2026

Features

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About

This app provides comprehensive pet insurance for cats and dogs, allowing users to file claims quickly by scanning and uploading documents. It offers virtual support, transparent payout details, and access to exclusive pet wellness savings.

✓Scan and upload documents for claims
✓View claims overview
✓Transparent payout details
✓Monitor deductible status
✓24/7 virtual support
✓Direct deposit for faster reimbursement
✓Online pharmacy access
✓Access Fetch Health Perks
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What users say

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What's New in Fetch Pet Insurance

14.13.0 (958)

September 29, 2026

Bug fixes and other enhancements

User reviews

Easy and quick

I have coverage on my three dogs and the insurance has come in handy several times. They are quick to review claims and reimbursement via ACH. Thank you!!

They were so easy and helpful!

My sweet kitty recently had a mystery illness where she was vomiting and needed to go to the emergency. Because I had Fetch with 90% coverage and only a $250 deductible, I felt confident in having them perform every test possible for my girl and even though they didn’t find anything (which is actually a positive in the end) the rather large bill that I had to charge was VERY quickly reimbursed by Fetch! I just received the approval for her bill today which was only after 1 week when the app said it may take much longer. I’m so happy and satisfied that I decided to go with them and make the payments each month for the most special and good thing in my life, my Lily! I highly recommend them, I never even needed to speak to a person.. it was that easy making the claim. However the person I did speak to the last time I had to make a payment a little late, told me to make my reimbursement method my bank account as opposed to my debit card or a large amount may not go through then a check would have to be mailed. So I’m very glad for that advice as well as the money went right back into my checking with no problem! Get Fetch so you don’t ever have to worry or feel hindered in whatever treatment may be needed for the special girl or boy in your life!
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Only good if you have sick pets

We have two healthy pets who never get sick. Fetch doesn’t cover any routine care so we weren’t able to ever use the insurance we were paying for. Additionally, fetch charged us after certain policies were cancelled which they refused to refund us for. Very dissatisfied and will definitely go through another pet insurer going forward.
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Insurance made easy

The app makes it easy for me to submit insurance claims for my pet. There are pre-filled conditions to choose from. I can give a brief description of my dog’s symptoms or issue. Then scan (from the app), or upload the doctor’s notes, as well as the invoice. This makes it easier for me to do these things in seconds. You can also track your claims.

This is a must-have app, if you have a puppy. My worries are slightly less knowing I don’t have to deal with red tape for his insurance claims.
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Ridiculously high rates

Find another provider, rates have been increasing by $20 and all of a sudden they jump by $60 with no explanation given.

Trying to talk to a csr is a joke, no rational explanation provided. Especially frustrating as a long time customer

Developer apps

User experience

🐞

Reported Bugs

7 issues

Invisible/white modal covers screen

Bug

Submit button not working

Bug

Inability to view EOBs in app

Bug

Policy and document access issues

Bug

Automated chat freezes or crashes

Bug

App crashing often

Bug

Billing and payment issues

Bug
✨

Requested Features

2 requests

Allow adding another parent/tutor to account

Feature

Provide option to cancel plan in-app

Feature

FAQ

What does Fetch Pet Insurance do?

Fetch Pet Insurance offers comprehensive insurance plans for cats and dogs. The app allows users to file claims by scanning and uploading documents, view claim statuses, access virtual support, and get reimbursed faster through direct deposit. It also provides access to an online pharmacy and exclusive pet wellness savings.

What are the key features of the Fetch Pet Insurance app?

Key features include the ability to scan and upload documents for claims in seconds, a comprehensive claims overview, transparent payout details, deductible monitoring, 24/7 virtual support via chatbot, direct deposit for faster reimbursements, access to an online pharmacy for prescriptions, and exclusive Fetch Health Perks offering savings on pet wellness brands.

How much does Fetch Pet Insurance cost?

The app itself is free to download and use. The cost of the pet insurance plan will vary based on factors such as your pet's breed, age, and the coverage options you select, including deductible and reimbursement levels. You can tailor your plan to match your budget and your pet's needs.

What types of pets are covered by Fetch Pet Insurance?

Fetch Pet Insurance offers comprehensive coverage for both cats and dogs. The insurance plans are designed to cover a wide range of injuries and illnesses, with added benefits like sick-visit exam fees and full-mouth dental coverage.

How can I get reimbursed faster with the app?

To get reimbursed faster, you can sign up for direct deposit within the app. This feature allows for secure payments to be processed up to 10 days faster than traditional methods, and there are no hidden fees associated with this service.