Best Spot Pet Insurance Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good spot pet insurance apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Spot Pet Insurance Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spot Pet InsuranceSpot Pet InsuranceFree2.2★ (25)NoNoOct 2026
2Fetch Pet InsuranceFetch Pet InsuranceFree4.8★ (30K)NoNoOct 2026
3Embrace Pet InsuranceEmbrace Pet InsuranceFree4.8★ (46K)NoNoOct 2026
4Chewy - Pet Care & PharmacyChewy - Pet Care & PharmacyFree4.9★ (1.2M)NoNoOct 2026
5MetLife PetMetLife PetFree4.5★ (29K)NoNoOct 2026
6Rainwalk Pet InsuranceRainwalk Pet InsuranceFree4.9★ (339)NoNoOct 2026
7ASPCA Pet Health InsuranceASPCA Pet Health InsuranceFree2.1★ (24)NoNoOct 2026
8Petco: The Pet Parents PartnerPetco: The Pet Parents PartnerFree4.7★ (420K)NoNoOct 2026

Top Picks for Spot Pet Insurance

Spot Pet Insurance#1

Spot Pet Insurance by Crum & Forster Pet Insurance Group

Submit claims & get paid!
Editor's Choice
💰 Finance
2.2😞(25 ratings)
Free
Spot Pet Insurance screenshot 1
Spot Pet Insurance screenshot 2
Spot Pet Insurance screenshot 3
Spot Pet Insurance screenshot 4

Easily manage your pet insurance policy on the go. Submit claims with photos, track their status, and view your coverage details. Update your information and manage multiple pets all from your device.

What We Love

  • 🚀 Easy to use app
  • 🚀 Simple claims process
  • 👍 Great customer service
  • 👍 Reliable insurance coverage
  • 💡 Convenient tele-health service

Room to Improve

  • 🐛 App frequently glitches or freezes
  • 🐛 Inability to login or submit claims
  • 🐛 Vet search feature not working
  • 🐛 Delayed claim processing and reimbursement
  • 💸 Expensive premiums with limited coverage
Fetch Pet Insurance#2

Fetch Pet Insurance by Fetch Inc.

Help pets live long & healthy
Strong Contender
💰 Finance
4.8😞(30K ratings)
Free
Fetch Pet Insurance screenshot 1
Fetch Pet Insurance screenshot 2
Fetch Pet Insurance screenshot 3
Fetch Pet Insurance screenshot 4
Fetch Pet Insurance screenshot 5
Fetch Pet Insurance screenshot 6

This app provides comprehensive pet insurance for cats and dogs, allowing users to file claims quickly by scanning and uploading documents. It offers virtual support, transparent payout details, and access to exclusive pet wellness savings.

What We Love

  • 🚀 Easy claim submission
  • 🚀 Quick reimbursement
  • 👍 Convenient app
  • 👍 Efficient and intuitive
  • 👍 Great insurance and communication

Room to Improve

  • 🐛 App doesn't work
  • 🐛 Screens don't load, modals don't appear
  • 🐛 Claim submission issues
  • 🐛 Inability to submit claims
  • 🐛 Account page doesn't load
  • 🐛 App chooses when it wants to work
  • 🐛 Claim status not visible
  • 🐛 Inability to update payment info
  • 🐛 Crashes and bugs
  • 🐛 Slow claim processing
  • 🐛 Denial of claims
  • 🐛 Poor customer service
  • 🐛 Lack of human support
4.8😐(46K ratings)
Free
Embrace Pet Insurance screenshot 1
Embrace Pet Insurance screenshot 2
Embrace Pet Insurance screenshot 3
Embrace Pet Insurance screenshot 4
Embrace Pet Insurance screenshot 5
Embrace Pet Insurance screenshot 6

Manage your pet insurance policy effortlessly with this app. File claims quickly, track reimbursements, and access policy details on the go. Adjust your plan or update billing information with ease, ensuring your pet's health is always covered.

What We Love

  • 🚀 Easy to submit claims
  • 👍 Friendly and responsive customer service
  • 🚀 Quick claim processing and reimbursement
  • 👍 Comprehensive coverage and preventative care options

Room to Improve

  • 🐛 Buggy and slow app
  • 🔍 Difficulty uploading documents
  • ❌ Denying claims for questionable pre-existing conditions
  • 🤔 Confusing policy terms and limitations

More Spot Pet Insurance apps to explore

FAQ about Spot Pet Insurance

What are the best spot pet insurance apps for iPhone?
Spot Pet Insurance tops our spot pet insurance apps ranking as of October 2026, with a 2.2-star average from 25 App Store ratings, and it's free to download.
Yes — 20 of the top spot pet insurance apps we rank are free to download, including Spot Pet Insurance and Fetch Pet Insurance.
Spot Pet Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ spot pet insurance apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.