Best Spot Pet Insurance Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good spot pet insurance apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Spot Pet Insurance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spot Pet InsuranceSpot Pet InsuranceFree2.3★ (17)NoNoAug 2026
2Chewy - Pet Care & PharmacyChewy - Pet Care & PharmacyFree4.9★ (1.1M)NoNoSep 2026
3Embrace Pet InsuranceEmbrace Pet InsuranceFree4.8★ (46K)NoNoSep 2026
4MetLife PetMetLife PetFree4.6★ (26K)NoNoSep 2026
5Rover – Pet SittersRover – Pet SittersFree4.9★ (516K)NoNoSep 2026
6Pets Best Pet Health InsurancePets Best Pet Health InsuranceFree4.6★ (9K)NoNoSep 2026
7Pet CloudPet CloudFree4.8★ (9.6K)NoNoSep 2026
8Rainwalk Pet InsuranceRainwalk Pet InsuranceFree4.8★ (318)NoNoAug 2026

Top Picks for Spot Pet Insurance

Spot Pet Insurance#1

Spot Pet Insurance by Crum & Forster Pet Insurance Group

Submit claims & get paid!
Editor's Choice
💰 Finance
2.3😞(17 ratings)
Free
Spot Pet Insurance screenshot 1
Spot Pet Insurance screenshot 2
Spot Pet Insurance screenshot 3
Spot Pet Insurance screenshot 4

Easily manage your pet insurance policy on the go. Submit claims with photos, track their status, and view your coverage details. Update your information and manage multiple pets all from your device.

What We Love

  • 🚀 Easy to use app
  • 🚀 Simple claims process
  • 👍 Great customer service
  • 👍 Reliable insurance coverage

Room to Improve

  • 🐛 App frequently glitches or freezes
  • 🐛 Inability to login or submit claims
  • 🐛 Vet search feature not working
Chewy - Pet Care & Pharmacy#2

Chewy - Pet Care & Pharmacy by Chewy, Inc.

Shop for Food, Toys & More
Strong Contender
🛍️ Shopping
4.9😊(1.1M ratings)
Free
#46in Shopping
Chewy - Pet Care & Pharmacy screenshot 1
Chewy - Pet Care & Pharmacy screenshot 2
Chewy - Pet Care & Pharmacy screenshot 3
Chewy - Pet Care & Pharmacy screenshot 4
Chewy - Pet Care & Pharmacy screenshot 5
Chewy - Pet Care & Pharmacy screenshot 6

Shop for a wide variety of pet food, supplies, and medications from over 3000 brands. Get expert advice, prescription fulfillment, and convenient Autoship delivery for all your pet's needs.

What We Love

  • 🚀 Fast and reliable shipping
  • 👍 Excellent customer service
  • 💡 Thoughtful gestures for pet owners
  • 🚀 Convenient auto-ship feature

Room to Improve

  • 🐛 Inconsistent packing and shipping
  • 🐛 Pharmacy issues with prescription orders
  • 🐛 Buggy mobile app
Embrace Pet Insurance#3

Embrace Pet Insurance by Embrace Pet Insurance Agency, LLC

MyEmbrace Customer App
Worth Considering
🌟 Lifestyle
4.8😐(46K ratings)
Free
Embrace Pet Insurance screenshot 1
Embrace Pet Insurance screenshot 2
Embrace Pet Insurance screenshot 3
Embrace Pet Insurance screenshot 4
Embrace Pet Insurance screenshot 5
Embrace Pet Insurance screenshot 6

Manage your pet insurance policy effortlessly with this app. File claims quickly, track reimbursements, and access policy details on the go. Adjust your plan or update billing information with ease, ensuring your pet's health is always covered.

What We Love

  • 🚀 Easy to submit claims
  • 👍 Friendly and responsive customer service
  • 🚀 Quick claim processing and reimbursement
  • 👍 Comprehensive coverage and preventative care options

Room to Improve

  • 🐛 Buggy and slow app
  • 🔍 Difficulty uploading documents
  • ❌ Denying claims for questionable pre-existing conditions

More Spot Pet Insurance apps to explore

4
MetLife Pet
MetLife Pet
MetLife Pet
by MetLife
Free

Manage your pet's health and insurance with ease. File claims, track their status, view coverage, and access pet care resources. This app simplifies pet parent responsibilities for policyholders.

File claims quicklyUpload invoices and documentsTrack claim status
💰 Finance
(26K)
free
5
Rover – Pet Sitters
Rover – Pet Sitters
Rover – Pet Sitters
Personalized care for your pet
Free

Find trusted local pet sitters and dog walkers for your furry friends. The app offers photo updates, GPS tracking for walks, and secure booking and payment. It also provides tools for pet care providers to manage their business and communicate with clients.

Book local pet sitters and dog walkersGPS tracking of dog walksPhoto and video updates from sitters
✈️ Travel
(516K)
free with in-app purchases
6
Pets Best Pet Health Insurance
Pets Best Pet Health Insurance
Pets Best Pet Health Insurance
by Pets Best Insurance Services, LLC
Free

Manage your pet insurance policy on the go. Access benefits, submit claims with photos, and connect with veterinary experts 24/7. Receive important policy and payment reminders.

Log in with Touch ID/Face IDAccess pet benefit informationSubmit claims with photos
💰 Finance
(9K)
free
7
Pet Cloud
Pet Cloud
Pet Cloud
by Figo Pet Insurance
Free

Manage all your pet's important information, from medical records to photos, in one organized place. Set reminders for vet visits, connect with other pet owners, and discover local pet-friendly services. Get instant access to live vet support and integrated pet insurance options.

Organized pet records and documentsCustomizable reminders for appointmentsConnect with local pet owners
📊 Productivity
(9.6K)
free with in-app purchases
8
Rainwalk Pet Insurance
Rainwalk Pet Insurance
Rainwalk Pet Insurance
by Rainwalk Technology, Inc.
Free

This app supports your pet's health by offering generous coverage for accidents and illnesses. It provides convenient features like 24/7 virtual vet visits, quick claims reimbursements, and easy management of your policy details.

Submit vet bill reimbursements via photoManage pet insurance coverageTrack deductible and claim status
💰 Finance
(318)
free
9
ASPCA Pet Health Insurance
ASPCA Pet Health Insurance
ASPCA Pet Health Insurance
by United States Fire Insurance Company
Free

Easily submit and track pet insurance claims, view your benefits, find veterinarians, and manage your account. Get reimbursed faster by submitting claims directly from your phone, even before leaving the vet's office.

Submit claims quicklyTrack claim statusReview benefit information
💰 Finance
(24)
free
10
PetSmart
PetSmart
PetSmart
Pet Supplies, Grooming & Rx
Free

Shop for pet supplies, book grooming appointments, and manage your pet's care all in one place. Access helpful articles, earn rewards, and find store locations easily. Get everything you need for your furry, feathered, or scaled family members.

In-app shopping for pet essentialsBuy online, pick up in store (1-hour option)Treats Rewards loyalty program management
🛍️ Shopping
(31K)
free with in-app purchases
11
PetDesk
PetDesk
PetDesk
Healthy pets, happy humans.
Free

Manage your pet's health and connect with local pet care professionals. Schedule appointments, track medications, and earn loyalty rewards all in one place to ensure your pet lives a longer, happier life.

24/7 appointment requestsHealth reminders and to-do listsManage pet care provider contacts
🌟 Lifestyle
(497K)
free
12
adoro pet insurance
adoro pet insurance
adoro pet insurance
by adoro
Free
🌟 Lifestyle
(0)
13
Tractive GPS for Dogs and Cats
Tractive GPS for Dogs and Cats
Tractive GPS for Dogs and Cats
Location. Health. Activity.
Free

Track your pet's location in real-time and monitor their health and activity levels. Set up virtual boundaries to receive alerts if your pet strays, and receive health insights to ensure their well-being. This app provides peace of mind for pet owners, whether their pet is an active adventurer or an indoor companion.

Real-time GPS trackingVirtual Fences with alertsActivity and health monitoring
🌟 Lifestyle
(44K)
subscription
14
Thrive Pet Healthcare
Thrive Pet Healthcare
Thrive Pet Healthcare
For the life of your pet.
Free

Easily manage your pet's veterinary care. Book appointments, view pet information, and review invoices. Set your preferred clinic for seamless booking and stay reminded of important dates.

Book appointments for multiple petsCall Thrive clinicsSet preferred clinic
🏥 Medical
(12K)
free
15
Pawp: 24/7 Vet & Pet Care
Pawp: 24/7 Vet & Pet Care
Pawp: 24/7 Vet & Pet Care
Live vet support by text/video
Free

Access unlimited 24/7 virtual vet support via text and video for your dog or cat. Get expert advice on health, nutrition, and behavior from licensed professionals, with personalized care plans to ensure your pet's well-being.

24/7 live vet supportUnlimited video and text consultationsExpert advice on health, nutrition, behavior
🏥 Medical
(15K)
freemium
16
PetMeds
PetMeds
PetMeds
by PetMed Express, Inc.
Free

This app provides essential health products and expert advice to improve pets' quality of life and longevity. It offers a convenient online pharmacy, autoship options for recurring needs, and special in-app deals on pet food, treats, and supplements.

Online pet pharmacyExpert-backed advicePersonalized recommendations
🛍️ Shopping
(14K)
free with in-app purchases
17
Pet Assure
Pet Assure
Pet Assure
Veterinary care for less
Free

This veterinary discount plan offers 25% savings on in-house medical services at participating veterinarians. Access your digital ID card, manage your pets, and find network vets easily through the app.

25% discount on vet servicesDigital ID card accessAdd/edit pet profiles
🌟 Lifestyle
(1.5K)
free with in-app purchases
18
Nibbles Card
Nibbles Card
Nibbles Card
Pet Insurance & Rewards Card
Free

Manage your pet insurance and rewards card benefits easily. Track points, submit claims, review policy details, and receive important notifications. Access customer support directly from your phone.

Account dashboardSubmit claimsPolicy management
💰 Finance
(2)
ad-supported
19
Shory Insurance | شوري
Shory Insurance | شوري
Shory Insurance | شوري
Insurance. But good.
Free

Easily compare and purchase car, health, home, and pet insurance policies completely online. Get instant quotes, transparent pricing, and 24/7 support for a hassle-free insurance experience.

Online insurance comparisonInstant quotesPaperless policies
💼 Business
(127)
free
20
TrustedHousesitters
TrustedHousesitters
TrustedHousesitters
The House & Pet Sitting App
Free

Connect with verified pet sitters for in-home care while you travel, or explore global travel opportunities by offering pet sitting services. This platform facilitates a unique exchange where pet care is swapped for accommodation, fostering trust and a love for animals.

Global pet sitting opportunitiesIn-home pet careAccommodation in return for sitting
✈️ Travel
(16K)
free with in-app purchases

FAQ about Spot Pet Insurance

What are the best spot pet insurance apps for iPhone?
Spot Pet Insurance tops our spot pet insurance apps ranking as of August 2026, with a 2.3-star average from 17 App Store ratings, and it's free to download.
Yes — 20 of the top spot pet insurance apps we rank are free to download, including Spot Pet Insurance and Chewy - Pet Care & Pharmacy.
Spot Pet Insurance has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ spot pet insurance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your Spot Pet Insurance policy from your phone or tablet. You can submit and track claims by snapping photos of invoices, view your coverage details and deductible progress, update your contact and payment information, and manage policies for multiple pets.
Submitting a claim is simple. You can snap a photo of your invoice directly within the app or upload an image from your saved documents or camera roll. The app guides you through the process, allowing you to submit a claim in minutes.