Embrace Pet Insurance

Embrace Pet Insurance

MyEmbrace Customer App

46K ratings
356 reviews
Free

Details

Released
March 14, 2019
Updated
October 15, 2026

Features

Embrace Pet Insurance screenshot #1 for iPhone
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Embrace Pet Insurance screenshot #7 for iPhone
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About

Manage your pet insurance policy effortlessly with this app. File claims quickly, track reimbursements, and access policy details on the go. Adjust your plan or update billing information with ease, ensuring your pet's health is always covered.

✓File claims with photos/documents
✓Track claim status and reimbursements
✓Monitor coverage and remaining limits
✓Add pets or adjust policy
✓Access policy documents
✓Update billing and account details
✓Direct customer support access
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What users say about Embrace Pet Insurance

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What's New in Embrace Pet Insurance

2.0.9

October 15, 2026

New updates to accessibility and minor fixes for a better MyEmbrace experience.

User reviews

Great looking and feeling app

I remember their old app and this is a vast improvement! It’s actually pleasant to use and looks very nice! For someone with a sick cat who needs a lot of care, the last thing I want is for the claim submission process to be another frustrating hurdle. I would say they nailed the experience improvements!
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They increase your premium every single year

I signed up with Embrace when my dog was a puppy so I could lock in an affordable premium for my dog. However, Embrace has increased my monthly premium by $20/month every year for the past two years. I started at $30/month and they have now increased it to $70/month.

I recommend utilizing a pet insurance that won’t bait and switch you, like Embrace does.
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Not recommended

Very disappointing experience. My claim was under review for almost 3 months, and during that entire time I received no real help or resolution.

The issue was that one of the clinics we used only for routine vaccinations had permanently closed and was no longer responding to either us or the insurance company. This was completely outside of our control. We provided all the receipts and visit records we had, clearly showing the dates and the vaccinations my dog received.

Despite providing everything available to us and explaining multiple times that the clinic was closed, the claim remained on hold for months. Instead of helping find a reasonable solution, the process just dragged on with no progress.

I paid for insurance expecting support when I actually needed it, but after waiting nearly 3 months, I was left extremely disappointed with how my claim was handled. I would not recommend this insurance based on my experience.
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Don’t recommend

I don’t recommend embrace as an overall insurance for your pets and also the app is really difficult to use. The amount of times things have glitched or timed out is frustrating. You can only submit claims for businesses from a dropdown menu so if you send payments to a groomer via Venmo, they wont cover it. They have outrageous premiums with low overall caps so you rly need to do the math. Raised my premium $100 yo a total of $253 a month and in the two years ive had embrace, havent covered a single thing. Might as well have put that money into a separate savings. I’ve used healthy paws in the past and have had overall good experiences with them and their app usage. Does come with some normal insurance bs, but wish I would have just stuck with them.
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Unable to update my pets info or photos since last update

This app has been very good and convenient, but without the ability to update your pets’ information, it kind of defeats the purpose…

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to submit claims

Bug

Login issues and inability to access account

Bug

Syncing problems between app and website

Bug
✨

Requested Features

4 requests

Allow PDF uploads instead of just photos

Feature

Improve app performance and stability

Feature

Provide more transparency on claim decisions

Feature

Enable profile editing from the app

Feature

FAQ

What can I do with the Embrace Pet Insurance app?

The app allows you to manage your Embrace Pet Insurance policy from your mobile device. You can submit claims by uploading photos or documents, track the status of your claims and reimbursements in real-time, monitor your coverage limits, and access your policy documents. It also enables you to add pets, adjust your plan, and update billing information.

How do I submit a claim through the app?

Submitting a claim is simple: just snap a photo of your invoice or upload existing documents directly from your phone within the app. This eliminates the need for paperwork and makes the process hassle-free.

Is there a cost to use the Embrace Pet Insurance app?

The Embrace Pet Insurance app is free to download and use for policyholders. There are no additional charges for managing your policy or submitting claims through the app.

Can I make changes to my pet insurance policy using the app?

Yes, you can add new pets to your policy or make adjustments to your existing coverage directly through the app. This feature allows your pet insurance to adapt as your life and your pet's needs change.

What if I need help with my policy or a claim?

The app provides direct access to customer support. You can reach out for assistance by phone or email directly from within the application, ensuring you get the help you need quickly.