Root: Better car insurance

Root: Better car insurance

Good drivers save money

73K ratings
326 reviews
#162 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • August 5, 2015
  • August 17, 2026

Features

Root: Better car insurance screenshot #1 for iPhone
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Root: Better car insurance screenshot #9 for iPhone
Root: Better car insurance screenshot #10 for iPhone
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About

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discounts
Renters insurance from $6/month
Customizable homeowners insurance
Fast claims filing
24/7 Roadside Assistance
Policy management in-app
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What users say

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What's New in Root

358.2.0

August 17, 2026

This week's release contains a few bug fixes and performance updates.

Charts

Top Free

📈 162+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 28, 2026.

User reviews

Absolute waste of time and total spam!

Do NOT download this app! This entire thing is just a massive spam trap designed to harvest your location data and waste your time.
The app forced me to track my driving habits for weeks—every single commute, errand, and road trip, constantly draining my phone battery and tracking my every move under the promise of a custom quote. I patiently completed their ridiculously long testing period, following every rule.
And what happens the exact second the tracking period finally finishes? A sudden, generic "Technical Error" message pops up on the screen! No quote, no explanation, nothing. Just an abrupt crash that erases weeks of driving data and tells me to start all over again.
This is clearly a bait-and-switch scam to get continuous background tracking permissions. Avoid Root at all costs!
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Lady open door while I was passing by damage on my side fender and my side mirror

I did a claim and didn’t get a response back it’s been 4 months and they just keep on raising my insurance payment

Deductible sham

Sky high monthly premiums for full coverage and then you have to pay out of pocket when the claim service is less than the deductible???? Car insurance in general is nothing but a scam!

Insurance card

Good company wish you could add insurance card to apple wallet

horrendous app layout

the app runs like trash and doesnt load. stick to a website not everyone needs to make an app

Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent scoring during test drive

Bug

Issues with updating vehicle information

Bug

Requested Features

2 requests

Ability to distinguish between driver and passenger

Feature

More transparency on how rates are determined

Feature

FAQ

What kind of insurance does Root offer?

Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.

How does Root determine insurance rates?

Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

Is Root insurance available everywhere?

Root insurance is not available in all states. The app description includes a disclaimer stating this. It is recommended to check the app or website for availability in your specific location.

What features are available in the Root app?

The Root app allows you to manage all your policies, personalize your coverage, file claims in minutes, and access 24/7 roadside assistance. You can also bundle different types of insurance directly within the app.

How much does renters insurance cost with Root?

Renters insurance with Root starts at just $6 per month. This coverage protects your belongings both inside and outside your home, covers damage from events like smoke or fire, and can provide temporary living expenses if your home is uninhabitable.