Root: Better car insurance

Root: Better car insurance

Good drivers save money

74K ratings
344 reviews
Free

Details

Released
August 5, 2015
Updated
November 5, 2026

Background Location Access

Root: Better car insurance screenshot #1 for iPhone
Root: Better car insurance screenshot #2 for iPhone
Root: Better car insurance screenshot #3 for iPhone
Root: Better car insurance screenshot #4 for iPhone
Root: Better car insurance screenshot #5 for iPhone
Root: Better car insurance screenshot #6 for iPhone
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About

This app offers car insurance tailored for safe drivers, utilizing technology to provide personalized rates based on driving behavior. It simplifies insurance management, claims filing, and offers customizable coverage options, aiming to make insurance affordable and accessible.

✓Personalized rates based on driving
✓Easy app-based management
✓Fast claims filing
✓Customizable coverage options
✓24/7 Roadside Assistance
✓Renters and Home insurance options
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What users say about Root

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+2

What's New in Root

363.3.0

November 5, 2026

This week's release contains a few bug fixes and performance updates.

User reviews

Sent a request for cancellation

Even after three emails and two attempted phone calls they did not cancel my policy. They still charged my account. They better fix this today.

No stars

I’d give negative stars if I could. 10/10 do NOT recommend.

Scam do not use

Me and my wife purchased insurance through root insurance about four months ago always paid our monthly bill on time and during that entire four months never actually had insurance but we were still being charged. when I called to figure out why and to get a refund, they refused and literally laughed on the phone. I told the guy I was talking to That. He is very rude. and should probably get better training. I have since requested new cards and reported all transactions through this company to be refunded. for fraudulent transactions.Be careful out there
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Bait and Switch

Root is a joke. They sent me an email that my policy would renew for $165.5. When I checked in my app to make the payment all of a sudden my renewal was $176.33, $10.83 higher because all these hidden fees are now there. They tell me they refuse to honor the agreed-upon price. Last I checked under federal and state consumer protection laws this practice is considered to be illegal
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Root sucks

App sucks and insurance sucks

Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent scoring during test drive

Bug

Issues with updating vehicle information

Bug
✨

Requested Features

2 requests

Ability to distinguish between driver and passenger

Feature

More transparency on how rates are determined

Feature

FAQ

Does Root have ads?

Root is free to download and does not contain advertisements. This allows for a streamlined user experience focused on managing your insurance policies.

How does Root calculate my insurance rate?

Root uses technology to assess your driving habits, offering discounts based on how safely you drive. The safer you are, the more you can save on your premium.

What types of insurance does Root offer?

Root primarily offers car insurance, but also provides renters insurance starting at $6/month and customizable homeowners insurance. These can be bundled with auto insurance for convenience.

How do I file a claim with Root?

You can file a claim directly within the Root app in a matter of minutes. The app is designed to make the claims process fast and simple.

What is the age rating for Root?

Root has an age rating of 4+, making it suitable for users of all ages to manage their insurance needs.

What devices is Root available on?

Root is currently available on iPhone devices. Support for other platforms may be added in the future.

How often is Root updated?

The latest version of Root is 363.3.0, and it was last updated on November 5, 2026. Updates typically include new features and improvements.

What do users like and dislike about Root?

Users appreciate Root's affordable rates, ease of use, and driving-based insurance model, along with included roadside assistance. However, some reviews mention unclear driving score calculations, poor customer service, and potential rate increases after the initial period.