Root: Better car insurance

Root: Better car insurance

Good drivers save money

73K ratings
331 reviews
#172 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • August 5, 2015
  • September 9, 2026

Features

Background Location Access

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About

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discounts
Renters insurance from $6/month
Customizable homeowners insurance
Fast claims filing
24/7 Roadside Assistance
Policy management in-app
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What users say

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What's New in Root

359.0.0

September 9, 2026

This week's release contains a few bug fixes and performance updates.

Charts

Top Free

📉 172-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on September 17, 2026.

User reviews

Auto Insurance

When I filed a claim for vehicle damage, Root denied it claiming the vehicle wasn't reported within 30 days of purchase. This makes no sense: if the vehicle wasn't covered, why did they charge me and issue a card stating otherwise? I paid for insurance I was told I had, only to find out when it mattered that it apparently didn't exist. Be very careful trusting anything Root tells you about your coverage status get everything in writing and don't assume a paid premium or an insurance card means you're actually covered."
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Not happy

Purchased policy 8/31/26 but when logging into app it says driver not authorized on policy. Sent email requesting status as my credit card has been charged. Would like to cancel policy if active and receive refund

Stay away

Completely scam , they not only raised my payments after the agreement they included “fees” that made the monthly payment even higher, on top of all that they took money out of my account when I cancelled. Be careful and stay away.

Terrible Customer Service

Root is an all digital company, they don’t have location branches or anybody you can speak to in person so when you have an issue you have to go to war with non-English speaking people until you finally get someone you can understand only for them to tell you they can’t help you with issues on your policy. I was charged almost $300 for “a payment on a policy that was cancelled almost 7 years ago.” I hate this company so much their customer service is the worst in the industry.
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Stupid

When I created my account and added my vehicle then got a quote it made me have ti invite myself to the app leading to it saying there’s already an account active when it made me send a invite link to myself as an extra driver. In summary this app is dumb as hell

Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent scoring during test drive

Bug

Issues with updating vehicle information

Bug

Requested Features

2 requests

Ability to distinguish between driver and passenger

Feature

More transparency on how rates are determined

Feature

FAQ

What kind of insurance does Root offer?

Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.

How does Root determine insurance rates?

Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

Is Root insurance available everywhere?

Root insurance is not available in all states. The app description includes a disclaimer stating this. It is recommended to check the app or website for availability in your specific location.

What features are available in the Root app?

The Root app allows you to manage all your policies, personalize your coverage, file claims in minutes, and access 24/7 roadside assistance. You can also bundle different types of insurance directly within the app.

How much does renters insurance cost with Root?

Renters insurance with Root starts at just $6 per month. This coverage protects your belongings both inside and outside your home, covers damage from events like smoke or fire, and can provide temporary living expenses if your home is uninhabitable.