Root: Better car insurance

Root: Better car insurance

Good drivers save money

74K ratings
343 reviews
Free

Details

Released
August 5, 2015
Updated
October 13, 2026

Background Location Access

Root: Better car insurance screenshot #1 for iPhone
Root: Better car insurance screenshot #2 for iPhone
Root: Better car insurance screenshot #3 for iPhone
Root: Better car insurance screenshot #4 for iPhone
Root: Better car insurance screenshot #5 for iPhone
Root: Better car insurance screenshot #6 for iPhone
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About

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

✓Usage-based car insurance discounts
✓Renters insurance from $6/month
✓Customizable homeowners insurance
✓Fast claims filing
✓24/7 Roadside Assistance
✓Policy management in-app
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What users say about Root

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+1

What's New in Root

362.1.0

October 13, 2026

This week's release contains a few bug fixes and performance updates.

User reviews

No stars

I’d give negative stars if I could. 10/10 do NOT recommend.

Scam do not use

Me and my wife purchased insurance through root insurance about four months ago always paid our monthly bill on time and during that entire four months never actually had insurance but we were still being charged. when I called to figure out why and to get a refund, they refused and literally laughed on the phone. I told the guy I was talking to That. He is very rude. and should probably get better training. I have since requested new cards and reported all transactions through this company to be refunded. for fraudulent transactions.Be careful out there
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Bait and Switch

Root is a joke. They sent me an email that my policy would renew for $165.5. When I checked in my app to make the payment all of a sudden my renewal was $176.33, $10.83 higher because all these hidden fees are now there. They tell me they refuse to honor the agreed-upon price. Last I checked under federal and state consumer protection laws this practice is considered to be illegal
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Root sucks

App sucks and insurance sucks

Price hike after renewal

They got me hooked, line, and sinker with a cheap intro rate. After my first renewal they jumped my premium almost $100 a month. I called and they said it was because of bad weather claims in my area. I just agreed because paying was easier than switching. Renewal hit a month ago and it jumped another $50. Same reason but there hasn’t been bad weather. They told me “maybe it’s best you shop around” because I was so irate over the price jump.
DO NOT USE THESE GUYS. IT IS NOT WORTH IT IN THE LONG RUN. THEY WILL HIKE YOUR PREMIUM AT EVERY SINGLE TURN THEY CAN. If they could get 0 stars, they would. BANKRUPT THESE JERKS!
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Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent scoring during test drive

Bug

Issues with updating vehicle information

Bug
✨

Requested Features

2 requests

Ability to distinguish between driver and passenger

Feature

More transparency on how rates are determined

Feature

FAQ

What kind of insurance does Root offer?

Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.

How does Root determine insurance rates?

Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

Is Root insurance available everywhere?

Root insurance is not available in all states. The app description includes a disclaimer stating this. It is recommended to check the app or website for availability in your specific location.

What features are available in the Root app?

The Root app allows you to manage all your policies, personalize your coverage, file claims in minutes, and access 24/7 roadside assistance. You can also bundle different types of insurance directly within the app.

How much does renters insurance cost with Root?

Renters insurance with Root starts at just $6 per month. This coverage protects your belongings both inside and outside your home, covers damage from events like smoke or fire, and can provide temporary living expenses if your home is uninhabitable.