Root: Better car insurance

Root: Better car insurance

Good drivers save money

73K ratings
321 reviews
#147 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • August 5, 2015
  • August 5, 2026
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About

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discounts
Renters insurance from $6/month
Customizable homeowners insurance
Fast claims filing
24/7 Roadside Assistance
Policy management in-app
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What users say

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+1

What's New in Root

357.2.0

August 5, 2026

This week's release contains a few bug fixes and performance updates.

Charts

Top Free

📈 147+9

Finance

This app rose +9 positions in Finance chart.

Last updated on August 7, 2026.

User reviews

Thiefs

Okay I have called these guys many times and left emails. The first was 6 months ago during a funeral because they double charged me and I wanted to be done with them since my car was going to sit for a while. As of yesterday I got insurance to get my car back on the road. Just to be charged again today from something that was said done almost a half a year ago. Don’t trust these guys.
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Don’t Do It

Very high rates if you’re a good driver. Also horrible customer service. Tried to keep me from canceling and still attempted to charge me. My new insurance company which ended up being $62 less a month actually said they’d call to cancel. It’s that bad don’t attempt business with this company unless you’re in dire needs.
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ABSOLUTE WORST

Can’t get through to anyone for help via phone calls and the App is useless. 100% DO NOT RECOMMEND

Bait and switch

Looked for a better rate and switched to Root. We had a good rate and after first bill it went up by nearly 45 a month. Deceptive

Scam

I've downloaded the app to login but it always leads to a find a quote screen. I already have insurance with tooth why cant I go view my policy through the app or on the website. I even have tried to contact customer service and no help. I knew I shouldn't have trusted it.

Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent scoring during test drive

Bug

Issues with updating vehicle information

Bug

Requested Features

2 requests

Ability to distinguish between driver and passenger

Feature

More transparency on how rates are determined

Feature

FAQ

What kind of insurance does Root offer?

Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.

How does Root determine insurance rates?

Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

Is Root insurance available everywhere?

Root insurance is not available in all states. The app description includes a disclaimer stating this. It is recommended to check the app or website for availability in your specific location.

What features are available in the Root app?

The Root app allows you to manage all your policies, personalize your coverage, file claims in minutes, and access 24/7 roadside assistance. You can also bundle different types of insurance directly within the app.

How much does renters insurance cost with Root?

Renters insurance with Root starts at just $6 per month. This coverage protects your belongings both inside and outside your home, covers damage from events like smoke or fire, and can provide temporary living expenses if your home is uninhabitable.