Root: Better car insurance

Root: Better car insurance

Good drivers save money

73K ratings
310 reviews
#161 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • August 5, 2015
  • July 17, 2026
Root: Better car insurance screenshot #1 for iPhone
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Root: Better car insurance screenshot #7 for iPhone
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About

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

Usage-based car insurance discounts
Renters insurance from $6/month
Customizable homeowners insurance
Fast claims filing
24/7 Roadside Assistance
Policy management in-app
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What users say

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+1

What's New in Root

356.0.0

July 17, 2026

This week's release contains a few bug fixes and performance updates.

Charts

Top Free

📈 161+3

Finance

This app rose +3 positions in Finance chart.

Last updated on July 18, 2026.

User reviews

Don’t.

180 bucks for a 12 year old car?!?

Problema para acceder a mi cuenta

Entro a la app y directamente e manda a cotizar otra aseguranza, no me deja iniciar sesión.

Policy went up

So my policy with Root insurance went up after renewing my policy it jumped up $50, so this will be my last month with this insurance company. I am going to cancel my policy.

Apple Wallet?

The app works well however showing the insurance card to someone (like during an inspection) can take some time to pull up bc of email and sms verification. Please consider adding the feature to let customers add their insurance card to Apple Wallet. Thanks!

horrible insurance

I bought root for my first car insurance never having insurance or license yet they added a driving test feature scored fine on it even tho i wasn’t driving it recorded me in different cars after taking 148$ out they canceled my insurance the driving score was at 7/10 i called and said it’s only been a week of having insurance i haven’t got my license yet or the car registered and ive only had insurance for a week could i get a refund they took the 148$ and i didn’t have insurance for even a week let alone even drive yet , horrible experience for a new driver worst insurance on the market
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Developer apps

User experience

🐞

Reported Bugs

2 issues

Inconsistent scoring during test drive

Bug

Issues with updating vehicle information

Bug

Requested Features

2 requests

Ability to distinguish between driver and passenger

Feature

More transparency on how rates are determined

Feature

FAQ

What kind of insurance does Root offer?

Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.

How does Root determine insurance rates?

Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

Is Root insurance available everywhere?

Root insurance is not available in all states. The app description includes a disclaimer stating this. It is recommended to check the app or website for availability in your specific location.

What features are available in the Root app?

The Root app allows you to manage all your policies, personalize your coverage, file claims in minutes, and access 24/7 roadside assistance. You can also bundle different types of insurance directly within the app.

How much does renters insurance cost with Root?

Renters insurance with Root starts at just $6 per month. This coverage protects your belongings both inside and outside your home, covers damage from events like smoke or fire, and can provide temporary living expenses if your home is uninhabitable.