Best Car Insurance Cheapest Apps

246+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.4β˜…, the car insurance cheapest category is one of the App Store's strongest. Browse all 246+ apps we track, sorted so the most loved ones surface first.

Compare top Car Insurance Cheapest Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7β˜… (73K)NoNoSep 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7β˜… (30K)NoNoSep 2026
3OCHO Affordable Car InsuranceOCHO Affordable Car InsuranceFree4.7β˜… (1.4K)YesNoSep 2026
4Direct Auto InsuranceDirect Auto InsuranceFree4.8β˜… (48K)NoNoSep 2026
5GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8β˜… (4.8M)NoNoSep 2026
6Save Money AutoSave Money AutoFree4.8β˜… (1.7K)NoNoSep 2026
7Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.4β˜… (2.3K)NoNoSep 2026
8Auto & Car Insurance: CanyonAuto & Car Insurance: CanyonFree4.6β˜… (9)NoNoAug 2026

Top Picks for Car Insurance Cheapest

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
πŸ’° Finance
4.7😞(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • πŸš€ Affordable rates
  • πŸ‘ Easy to use app
  • πŸš— Driving-based insurance
  • πŸ”’ Roadside assistance included
  • πŸ’° Significant savings compared to other insurers

Room to Improve

  • πŸ” Unclear how driving score is calculated
  • πŸ“ž Poor customer service and long wait times
  • πŸ’° Rates increase significantly after initial period
  • 🚫 Difficulty changing payment plans
  • 🚧 Unreliable claims process
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
πŸ’° Finance
4.7😊(30K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • πŸš€ Saves money on insurance
  • πŸ‘ Easy to use app
  • 🀝 Great customer service
  • πŸ’° Significant savings compared to previous insurance
  • πŸ”’ Reliable insurance coverage
  • ⏱️ Quick and efficient process

Room to Improve

  • πŸ› Quoted price changes after finalizing
  • πŸ€” Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
OCHO Affordable Car Insurance#3

OCHO Affordable Car Insurance by Ocho Holdings Co.

Flexible payment car insurance
Worth Considering
πŸ’° Finance
4.7😞(1.4K ratings)
FreeAds
OCHO Affordable Car Insurance screenshot 1
OCHO Affordable Car Insurance screenshot 2
OCHO Affordable Car Insurance screenshot 3
OCHO Affordable Car Insurance screenshot 4
OCHO Affordable Car Insurance screenshot 5

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

What We Love

  • πŸ’° Affordable prices
  • πŸš€ Quick and easy to use
  • 🀝 Helpful for those with poor driving history
  • πŸ€‘ Flexible payment options

Room to Improve

  • πŸ€– Poor customer service
  • πŸ› App glitches and bugs
  • πŸ•°οΈ Long wait times to reach a representative
  • πŸ’³ Overcharging and billing issues
  • 🚫 Unreliable coverage and policy cancellations

More Car Insurance Cheapest apps to explore

FAQ about Car Insurance Cheapest

What are the best car insurance cheapest apps for iPhone?
Root: Better car insurance tops our car insurance cheapest apps ranking as of September 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes β€” 20 of the top car insurance cheapest apps we rank are free to download, including Root: Better car insurance and Jerry: Insurance & Car Care.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 246+ car insurance cheapest apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.