Root User Reviews

Customer Experience

Positive experience16.3% of reviews
Neutral3.7% of reviews
Negative experience80.1% of reviews

~ Based on 326 written reviews from the US App Store.

What users say

Is Root Safe?

Root: Better car insurance appears safe based on user ratings. AppsHunter Safety Score for Root is 94/100.

This assessment is based on 73,138 user ratings, with an App Store average of 4.7/5.

Safety Analysis

92.8% of ratings point to a safe experience
1.7% of ratings suggest some concerns
5.5% of ratings point to a risky experience

~ Based on 73,138 App Store ratings for Root.

Is Root Legit?

Root: Better car insurance appears to be a legitimate app. AppsHunter Legitimacy Score for Root is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Absolute waste of time and total spam!

Do NOT download this app! This entire thing is just a massive spam trap designed to harvest your location data and waste your time.
The app forced me to track my driving habits for weeks—every single commute, errand, and road trip, constantly draining my phone battery and tracking my every move under the promise of a custom quote. I patiently completed their ridiculously long testing period, following every rule.
And what happens the exact second the tracking period finally finishes? A sudden, generic "Technical Error" message pops up on the screen! No quote, no explanation, nothing. Just an abrupt crash that erases weeks of driving data and tells me to start all over again.
This is clearly a bait-and-switch scam to get continuous background tracking permissions. Avoid Root at all costs!
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Lady open door while I was passing by damage on my side fender and my side mirror

I did a claim and didn’t get a response back it’s been 4 months and they just keep on raising my insurance payment

Deductible sham

Sky high monthly premiums for full coverage and then you have to pay out of pocket when the claim service is less than the deductible???? Car insurance in general is nothing but a scam!

Insurance card

Good company wish you could add insurance card to apple wallet

horrendous app layout

the app runs like trash and doesnt load. stick to a website not everyone needs to make an app

Thiefs

Okay I have called these guys many times and left emails. The first was 6 months ago during a funeral because they double charged me and I wanted to be done with them since my car was going to sit for a while. As of yesterday I got insurance to get my car back on the road. Just to be charged again today from something that was said done almost a half a year ago. Don’t trust these guys.
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Don’t Do It

Very high rates if you’re a good driver. Also horrible customer service. Tried to keep me from canceling and still attempted to charge me. My new insurance company which ended up being $62 less a month actually said they’d call to cancel. It’s that bad don’t attempt business with this company unless you’re in dire needs.
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ABSOLUTE WORST

Can’t get through to anyone for help via phone calls and the App is useless. 100% DO NOT RECOMMEND

Bait and switch

Looked for a better rate and switched to Root. We had a good rate and after first bill it went up by nearly 45 a month. Deceptive

Scam

I've downloaded the app to login but it always leads to a find a quote screen. I already have insurance with tooth why cant I go view my policy through the app or on the website. I even have tried to contact customer service and no help. I knew I shouldn't have trusted it.

Predatory Insurance Company

This is by far the worst insurance company out there, your driving can be perfect and your premium will go up 500 the first month and another 400 the next month with no reason, credit score goes up, no claims or tickets. 2,820 when progressive insured me at 1400 with even more coverage. Roots Customer service doesn’t care and will give no explaining on the gouging. Do not insure with Root!!
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Be very careful with this company

This company is a ripoff - charged me @ approx 6/day and at cancelation the rate jumped to approx 14/day to eat up my money, refunded balance @ 2/day!!!

Skip this Service

They charge way too much without offering any services that are worth the cost. You will be better off going with a different provider. I was a loyal customer for years with this company and it is utterly disappointing that they would be so money hungry. The app itself crashes a lot too. Truly, this company has been a waste of time, money, and effort. If I could rate less than 1 star, I would.
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Needs rework

I tried signing into to check out my policies and at first it said it would send a link to my email which it never did u redid this process 4-5 times before deleting the app and redownloading. When i go back to sign in, it lets me but than starts searching for quto quotes which i dont want to do and you cant leave to undo the process only way is to close they app and if you do get quotes the only options given is “continue” and you are stuck on this page until you input all your information for another insurance company. Only way to get out is by deleting the app again. And if you try to go online to sign in it redirects you to the app and if you do sign in online it does the exact same thing and starts searching for auto quotes instead of going to your profile. I just want to look at my policies now thankfully they were emailed to me when i joined root but you cant sign in after.
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Must buy policy to do the driving test!

Shopping and price comparison although given lip-service, is prevented by requiring purchase of a Root policy before doing the road test. It would appear there is hope you will cancel your existing insurance and purchase a Root policy before you do your road test thus encouraging you to accept whatever they offer after the test has been completed. The other alternative, of course is to pay for your Present policy as well as a Root policy in order find out what they will charge once they have seen your driving record. This makes me feel that they don’t believe their quote will be desirable if you aren’t locked in because you have canceled your existing coverage. If you could do the road test without buying double insurance, this is an attractive product that I would have liked to try while my existing coverage was in place.
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Do not get this Insurance

I would never recommend Root Insurance to anyone. My experience has been extremely frustrating. My policy has increased multiple times, and now my renewal has jumped from under $300 to over $400 without what I believe is a reasonable explanation.

The company claims to base pricing on driving habits, but I drive two different vehicles, and one is used primarily for work. I don't believe their driving data accurately reflects my actual driving, yet they continue using it to justify significant premium increases.

To make matters worse, the renewal includes additional policy and legal language without clearly explaining what has changed or why my premium has increased so dramatically. It feels like the rules keep changing while customers are left trying to figure out why they're paying so much more.

I expected fair pricing and transparency, but instead I experienced repeated rate increases with little clarity. My experience has left me feeling misled and disappointed. I will be taking my business elsewhere.
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Don’t.

180 bucks for a 12 year old car?!?

Problema para acceder a mi cuenta

Entro a la app y directamente e manda a cotizar otra aseguranza, no me deja iniciar sesión.

Policy went up

So my policy with Root insurance went up after renewing my policy it jumped up $50, so this will be my last month with this insurance company. I am going to cancel my policy.

Apple Wallet?

The app works well however showing the insurance card to someone (like during an inspection) can take some time to pull up bc of email and sms verification. Please consider adding the feature to let customers add their insurance card to Apple Wallet. Thanks!