Best Insurance Cheap Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated November 2026

With an average user rating of 4.8★, the insurance cheap category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Insurance Cheap Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7★ (74K)NoNoNov 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (31K)NoNoNov 2026
3GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8★ (4.8M)NoNoNov 2026
4Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.4★ (2.4K)NoNoNov 2026
5Direct Auto InsuranceDirect Auto InsuranceFree4.8★ (59K)NoNoNov 2026
6The General Insurance AppThe General Insurance AppFree4.7★ (227K)NoNoNov 2026
7Secur-All Insurance AgencySecur-All Insurance AgencyFree—NoNoOct 2026
8My Policy AccessMy Policy AccessFree5.0★ (1)NoNoOct 2026

Top Picks for Insurance Cheap

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
💰 Finance
4.7😞(74K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car insurance tailored for safe drivers, utilizing technology to provide personalized rates based on driving behavior. It simplifies insurance management, claims filing, and offers customizable coverage options, aiming to make insurance affordable and accessible.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included
  • 💰 Significant savings compared to other insurers

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
  • 🚫 Difficulty changing payment plans
  • 🚧 Unreliable claims process
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
💰 Finance
4.7😊(31K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance
  • 🔒 Reliable insurance coverage
  • ⏱️ Quick and efficient process

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
GEICO Mobile - Car Insurance#3

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Worth Considering
💰 Finance
4.8😐(4.8M ratings)
Free
#24in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your car insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims easily. Get policy information and vehicle care reminders.

What We Love

  • 👍 Helpful and friendly customer service
  • 🚀 Fast and efficient claims processing
  • 💡 Convenient mobile app features

Room to Improve

  • 🐛 Inaccurate telematics data and scoring
  • 🔍 Lack of transparency in policy changes and rate increases
  • 🤔 Inconsistent and confusing user experience in the app

More Insurance Cheap apps to explore

FAQ about Insurance Cheap

What are the best insurance cheap apps for iPhone?
Root: Better car insurance tops our insurance cheap apps ranking as of November 2026, with a 4.7-star average from 74K App Store ratings, and it's free to download.
Yes — 20 of the top insurance cheap apps we rank are free to download, including Root: Better car insurance and Jerry: Insurance & Car Care.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 250+ insurance cheap apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.