Best Insurance Cheap Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.7★, the insurance cheap category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Insurance Cheap Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1The General Insurance AppThe General Insurance AppFree4.7★ (227K)NoNoSep 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (30K)NoNoSep 2026
3Root: Better car insuranceRoot: Better car insuranceFree4.7★ (73K)NoNoSep 2026
4Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.4★ (2.3K)NoNoSep 2026
5GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8★ (4.8M)NoNoSep 2026
6Direct Auto InsuranceDirect Auto InsuranceFree4.8★ (48K)NoNoSep 2026
7Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoSep 2026
8Clearcover Car InsuranceClearcover Car InsuranceFree4.7★ (17K)NoNoSep 2026

Top Picks for Insurance Cheap

The General Insurance App#1

The General Insurance App by The General Automobile Insurance Services, Inc.

See how much you can save!
Editor's Choice
💰 Finance
4.7😞(227K ratings)
Free
The General Insurance App screenshot 1
The General Insurance App screenshot 2
The General Insurance App screenshot 3
The General Insurance App screenshot 4
The General Insurance App screenshot 5
The General Insurance App screenshot 6

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

What We Love

  • 💰 Affordable rates
  • 🚀 Convenient app and payment process
  • 📱 Easy to use app
  • 🔒 Reliable coverage
  • 👍 Good customer service

Room to Improve

  • 🐛 Buggy app and website
  • 🤔 Confusing payment and renewal process
  • ❌ Poor claims handling
  • 🤨 Lack of transparency
  • 💸 Unexpected rate increases
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
💰 Finance
4.7😊(30K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance
  • 🔒 Reliable insurance coverage
  • ⏱️ Quick and efficient process

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
Root: Better car insurance#3

Root: Better car insurance by Root, Inc.

Good drivers save money
Worth Considering
💰 Finance
4.7😞(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included
  • 💰 Significant savings compared to other insurers

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
  • 🚫 Difficulty changing payment plans
  • 🚧 Unreliable claims process

More Insurance Cheap apps to explore

FAQ about Insurance Cheap

What are the best insurance cheap apps for iPhone?
The General Insurance App tops our insurance cheap apps ranking as of August 2026, with a 4.7-star average from 227K App Store ratings, and it's free to download.
Yes — 20 of the top insurance cheap apps we rank are free to download, including The General Insurance App and Jerry: Insurance & Car Care.
The General Insurance App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ insurance cheap apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to manage your auto insurance policy conveniently from your mobile device. You can obtain quotes for new policies, make payments (including splitting them across different methods or paying in cash), access your virtual ID cards, and submit or track insurance claims.
After signing in for the first time, you can access your ID cards immediately. Rotate your phone to landscape view within the app to quickly view your virtual ID cards. For full legal ID cards, you can select to open the PDF version.