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Best Cheap Car Insurance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.7★, the cheap car insurance category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Cheap Car Insurance Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7★ (73K)NoNoAug 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (30K)NoNoAug 2026
3Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.3★ (2.2K)NoNoAug 2026
4Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoAug 2026
5GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8★ (4.8M)NoNoAug 2026
6The General Insurance AppThe General Insurance AppFree4.7★ (227K)NoNoAug 2026
7OCHO Affordable Car InsuranceOCHO Affordable Car InsuranceFree4.7★ (1.3K)YesNoAug 2026
8Direct Auto InsuranceDirect Auto InsuranceFree4.8★ (36K)NoNoAug 2026

Top Picks for Cheap Car Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
💰 Finance
4.7😞(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
💰 Finance
4.7😊(30K ratings)
Free
#99in Finance
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
Just: Affordable Car Insurance#3

Just: Affordable Car Insurance by SF Insuretech Inc.

Instant coverage, low rates
Worth Considering
💰 Finance
4.3😐(2.2K ratings)
Free
Just: Affordable Car Insurance screenshot 1
Just: Affordable Car Insurance screenshot 2
Just: Affordable Car Insurance screenshot 3
Just: Affordable Car Insurance screenshot 4
Just: Affordable Car Insurance screenshot 5

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

What We Love

  • 👍 Affordable insurance
  • 🚀 Fast and easy to use
  • 💡 Pay-per-mile model
  • 👍 Helpful and friendly customer service

Room to Improve

  • 🐛 Inaccurate mileage tracking
  • 🐛 Unexpected charges and fees
  • 🐛 Unreliable app performance

More Cheap Car Insurance apps to explore

4
Lemonade Insurance
Lemonade Insurance
Lemonade Insurance
Home, car, pet, and life
Free

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Instant policy quotesMobile claims filingAI-powered fraud detection
💰 Finance
(86K)
free with in-app purchases
5
GEICO Mobile - Car Insurance
GEICO Mobile - Car Insurance
GEICO Mobile - Car Insurance
Quote & Manage Your Policy
Free

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

Digital ID cardsBill paymentRoadside assistance
💰 Finance
(4.8M)
free
6
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

Obtain auto insurance quotesMake, schedule, or split paymentsAccess virtual and PDF ID cards
💰 Finance
(227K)
free
7
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotesLow or no down payment optionsFlexible payment plans aligned with payday
💰 Finance
(1.3K)
free with in-app purchases
8
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
💰 Finance
(36K)
free
9
Clearcover Car Insurance
Clearcover Car Insurance
Clearcover Car Insurance
Smarter Car Insurance
Free

Manage your car insurance policy easily from your phone. View policy details, submit claims, update payment methods, and access your ID card instantly. Get roadside assistance and schedule repairs with just a few taps.

Digital claims submissionRoadside assistance requestsSchedule glass repair
💰 Finance
(17K)
free
10
Save Money Auto
Save Money Auto
Save Money Auto
by Cheapest Auto Insurance
Free

Get fast, affordable auto insurance quotes for Oklahoma drivers. The anonymous quoting system delivers your quote in under 30 seconds, and you can bind your policy online 24/7. Save money on your Oklahoma auto insurance today.

Fast anonymous quotingQuotes in under 30 seconds24/7 online policy binding
💼 Business
(1.1K)
free
11
State Farm®
State Farm®
State Farm®
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
💰 Finance
(1.2M)
free
12
Esurance Mobile
Esurance Mobile
Esurance Mobile
by Esurance
Free

Manage your auto insurance policy with ease. Access your ID card, pay bills, file claims, and get roadside assistance quickly. The app features a modern design with simplified navigation for a seamless user experience.

Policy managementClaim filingID card access
💰 Finance
(209K)
free
13
Allstate® Mobile
Allstate® Mobile
Allstate® Mobile
by Allstate Insurance Company
Free

Manage your insurance policies, pay bills, and access digital ID cards. Get safe-driving rewards, find repair shops, and receive weather alerts. Offers roadside assistance and identity protection.

Digital ID cardsSecure bill payPolicy and claims management
💰 Finance
(1.2M)
free
14
Liberty Mutual Mobile
Liberty Mutual Mobile
Liberty Mutual Mobile
by Liberty Mutual
Free

Manage your insurance policies, access digital ID cards, and file claims on the go. Get personalized recommendations and potentially save money through safe driving rewards. This app provides convenient access to policy details and support when you need it most.

Digital insurance cardsPolicy managementClaim filing and tracking
💰 Finance
(483K)
free
15
National General
National General
National General
Your insurance, any time.
Free

Manage your insurance policies conveniently from your mobile device. Access policy documents, ID cards, make payments, and file claims anytime, anywhere.

Sign policy documentsAccess ID cardsMake payments
💰 Finance
(34K)
free
16
Connect & Reliant General
Connect & Reliant General
Connect & Reliant General
Auto Insurance
Free

Manage your auto insurance policy on the go. Access policy details, make payments, view your digital ID card, and report claims instantly. Stay informed about your coverage and manage account settings 24/7 from your phone.

Policy dashboard with coverage detailsSecure and quick payment processingInstant access to digital ID card
💰 Finance
(1)
free
17
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Insure Your Auto Fast & Cheap
Free

Easily compare car insurance quotes from top providers using AI technology. Get personalized, real-time offers quickly and securely, with options to connect via phone or online. Save money and find the best coverage tailored to your needs.

Instant quote comparisonsAI-powered personalizationConnect via phone or online
💰 Finance
(161)
free
18
A-MAX Insurance
A-MAX Insurance
A-MAX Insurance
by Amax Insurance Services Inc
Free
💰 Finance
(0)
19
Responsive Auto
Responsive Auto
Responsive Auto
Responsive Auto Insurance
Free

Manage your insurance policies, pay premiums, and access important documents digitally. This app provides convenient access to policy details, claims reporting, and roadside assistance requests directly from your mobile device.

Manage insurance policiesPay premiumsAccess ID cards
💰 Finance
(1)
free
20
Marshmallow Insurance
Marshmallow Insurance
Marshmallow Insurance
Car insurance, on your side
Free

Manage your car insurance policies, access cover documents, and make changes instantly. Get help in emergencies with guides and direct call buttons. Submit claims quickly and chat with customer support in real-time.

Manage policies in one accountInstant access to cover documentsMake changes in seconds
💰 Finance
(251)
free

FAQ about Cheap Car Insurance

What are the best cheap car insurance apps for iPhone?
Root: Better car insurance tops our cheap car insurance apps ranking as of August 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes — 20 of the top cheap car insurance apps we rank are free to download, including Root: Better car insurance and Jerry: Insurance & Car Care.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ cheap car insurance apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

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