Best Cheap Car Insurance Apps

223+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.7โ˜…, the cheap car insurance category is one of the App Store's strongest. Browse all 223+ apps we track, sorted so the most loved ones surface first.

Top Picks for Cheap Car Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(73K ratings)
FreeAds
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • ๐Ÿš€ Affordable rates
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš— Driving-based insurance
  • ๐Ÿ”’ Roadside assistance included

Room to Improve

  • ๐Ÿ” Unclear how driving score is calculated
  • ๐Ÿ“ž Poor customer service and long wait times
  • ๐Ÿ’ฐ Rates increase significantly after initial period
OCHO Affordable Car Insurance#2

OCHO Affordable Car Insurance by Ocho Holdings Co.

Flexible payment car insurance
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(1.2K ratings)
FreeAds
OCHO Affordable Car Insurance screenshot 1
OCHO Affordable Car Insurance screenshot 2
OCHO Affordable Car Insurance screenshot 3
OCHO Affordable Car Insurance screenshot 4
OCHO Affordable Car Insurance screenshot 5

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

What We Love

  • ๐Ÿ’ฐ Affordable prices
  • ๐Ÿš€ Quick and easy to use
  • ๐Ÿค Helpful for those with poor driving history
  • ๐Ÿค‘ Flexible payment options

Room to Improve

  • ๐Ÿค– Poor customer service
  • ๐Ÿ› App glitches and bugs
  • ๐Ÿ•ฐ๏ธ Long wait times to reach a representative
Jerry: Insurance & Car Care#3

Jerry: Insurance & Car Care by Jerry Services Inc

Car insurance, repair, safety
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(29K ratings)
Free
#92in Finance
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • ๐Ÿš€ Saves money on insurance
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿค Great customer service
  • ๐Ÿ’ฐ Significant savings compared to previous insurance

Room to Improve

  • ๐Ÿ› Quoted price changes after finalizing
  • ๐Ÿค” Skepticism about the 'too good to be true' offers
  • ๐Ÿšซ Difficulty canceling previous policy

More Cheap Car Insurance apps to explore

4
Lemonade Insurance
Lemonade Insurance
Lemonade Insurance
Home, car, pet, and life
Free

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

Instant policy quotesMobile claims filingAI-powered fraud detection
๐Ÿ’ฐ Finance
(86K)
free with in-app purchases
5
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Instant coverage, low rates
Free

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

Pay per mile insuranceInstant coverageLow rates
๐Ÿ’ฐ Finance
(2.2K)
free
6
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
๐Ÿ’ฐ Finance
(36K)
free
7
GEICO Mobile - Car Insurance
GEICO Mobile - Car Insurance
GEICO Mobile - Car Insurance
Quote & Manage Your Policy
Free

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

Digital ID cardsBill paymentRoadside assistance
๐Ÿ’ฐ Finance
(4.7M)
free
8
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

Obtain auto insurance quotesMake, schedule, or split paymentsAccess virtual and PDF ID cards
๐Ÿ’ฐ Finance
(223K)
free
9
Clearcover Car Insurance
Clearcover Car Insurance
Clearcover Car Insurance
Smarter Car Insurance
Free

Manage your car insurance policy easily from your phone. View policy details, submit claims, update payment methods, and access your ID card instantly. Get roadside assistance and schedule repairs with just a few taps.

Digital claims submissionRoadside assistance requestsSchedule glass repair
๐Ÿ’ฐ Finance
(17K)
free
10
State Farmยฎ
State Farmยฎ
State Farmยฎ
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
๐Ÿ’ฐ Finance
(1.2M)
free
11
Liberty Mutual Mobile
Liberty Mutual Mobile
Liberty Mutual Mobile
by Liberty Mutual
Free

Manage your insurance policies, access digital ID cards, and file claims on the go. Get personalized recommendations and potentially save money through safe driving rewards. This app provides convenient access to policy details and support when you need it most.

Digital insurance cardsPolicy managementClaim filing and tracking
๐Ÿ’ฐ Finance
(471K)
free
12
Esurance Mobile
Esurance Mobile
Esurance Mobile
by Esurance
Free

Manage your auto insurance policy with ease. Access your ID card, pay bills, file claims, and get roadside assistance quickly. The app features a modern design with simplified navigation for a seamless user experience.

Policy managementClaim filingID card access
๐Ÿ’ฐ Finance
(209K)
free
13
Allstateยฎ Mobile
Allstateยฎ Mobile
Allstateยฎ Mobile
by Allstate Insurance Company
Free

Manage your insurance policies, pay bills, and access digital ID cards. Get safe-driving rewards, find repair shops, and receive weather alerts. Offers roadside assistance and identity protection.

Digital ID cardsSecure bill payPolicy and claims management
๐Ÿ’ฐ Finance
(1.2M)
free
14
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Car Insurance Quotes - Get Dan
Insure Your Auto Fast & Cheap
Free

Easily compare car insurance quotes from top providers using AI technology. Get personalized, real-time offers quickly and securely, with options to connect via phone or online. Save money and find the best coverage tailored to your needs.

Instant quote comparisonsAI-powered personalizationConnect via phone or online
๐Ÿ’ฐ Finance
(161)
free
15
Save Money Auto
Save Money Auto
Save Money Auto
by Dorsey & Dorsey Inc
Free

Get fast, affordable auto insurance quotes for Oklahoma drivers. The anonymous quoting system delivers your quote in under 30 seconds, and you can bind your policy online 24/7. Save money on your Oklahoma auto insurance today.

Fast anonymous quotingQuotes in under 30 seconds24/7 online policy binding
๐Ÿ’ผ Business
(135)
free
16
National General
National General
National General
Your insurance, any time.
Free

Manage your insurance policies conveniently from your mobile device. Access policy documents, ID cards, make payments, and file claims anytime, anywhere.

Sign policy documentsAccess ID cardsMake payments
๐Ÿ’ฐ Finance
(34K)
free
17
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Easily Manage Your Policies
Free

Manage your car and home insurance policies with ease. Access digital ID cards, view coverage details, pay bills, make policy changes, and request roadside assistance anytime, anywhere. Get instant access to customer service and your insurance agent.

Digital Insurance ID CardsView Coverage DetailsMake Insurance Payments
๐Ÿ’ฐ Finance
(1.6K)
free
18
Marshmallow Insurance
Marshmallow Insurance
Marshmallow Insurance
Car insurance, on your side
Free

Manage your car insurance policies, access cover documents, and make changes instantly. Get help in emergencies with guides and direct call buttons. Submit claims quickly and chat with customer support in real-time.

Manage policies in one accountInstant access to cover documentsMake changes in seconds
๐Ÿ’ฐ Finance
(250)
free
19
Auto & Car Insurance: Canyon
Auto & Car Insurance: Canyon
Auto & Car Insurance: Canyon
Get Cheapest Quotes Today
Free

This app helps manage all aspects of car ownership, from insurance and maintenance reminders to cost analysis and vehicle tracking. It provides insights into car economics, fuel consumption, and maintenance planning to keep your vehicle in top condition.

Arrange auto insurance policiesAnalyze EV vs. ICE car economicsSchedule maintenance reminders
๐Ÿ’ฐ Finance
(9)
free
20
Freeway Insurance
Freeway Insurance
Freeway Insurance
Smart Choices. Big Savings.
Free

Manage your insurance policies, download ID cards, and get quotes for new products. This app helps you find affordable coverage and connect with local offices, simplifying insurance management.

Manage policy informationDownload ID cardsGet fast quotes
๐Ÿ’ฐ Finance
(11)
free

Related searches