Best Cheap Car Insurance Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.7โ˜…, the cheap car insurance category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Cheap Car Insurance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7โ˜… (73K)NoNoSep 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7โ˜… (30K)NoNoSep 2026
3OCHO Affordable Car InsuranceOCHO Affordable Car InsuranceFree4.7โ˜… (1.4K)YesNoSep 2026
4Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.4โ˜… (2.3K)NoNoSep 2026
5Lemonade InsuranceLemonade InsuranceFree4.8โ˜… (86K)NoNoSep 2026
6GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8โ˜… (4.8M)NoNoSep 2026
7The General Insurance AppThe General Insurance AppFree4.7โ˜… (227K)NoNoSep 2026
8State FarmยฎState FarmยฎFree4.8โ˜… (1.3M)NoNoSep 2026

Top Picks for Cheap Car Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • ๐Ÿš€ Affordable rates
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš— Driving-based insurance
  • ๐Ÿ”’ Roadside assistance included
  • ๐Ÿ’ฐ Significant savings compared to other insurers

Room to Improve

  • ๐Ÿ” Unclear how driving score is calculated
  • ๐Ÿ“ž Poor customer service and long wait times
  • ๐Ÿ’ฐ Rates increase significantly after initial period
  • ๐Ÿšซ Difficulty changing payment plans
  • ๐Ÿšง Unreliable claims process
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(30K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • ๐Ÿš€ Saves money on insurance
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿค Great customer service
  • ๐Ÿ’ฐ Significant savings compared to previous insurance
  • ๐Ÿ”’ Reliable insurance coverage
  • โฑ๏ธ Quick and efficient process

Room to Improve

  • ๐Ÿ› Quoted price changes after finalizing
  • ๐Ÿค” Skepticism about the 'too good to be true' offers
  • ๐Ÿšซ Difficulty canceling previous policy
OCHO Affordable Car Insurance#3

OCHO Affordable Car Insurance by Ocho Holdings Co.

Flexible payment car insurance
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(1.4K ratings)
FreeAds
OCHO Affordable Car Insurance screenshot 1
OCHO Affordable Car Insurance screenshot 2
OCHO Affordable Car Insurance screenshot 3
OCHO Affordable Car Insurance screenshot 4
OCHO Affordable Car Insurance screenshot 5

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

What We Love

  • ๐Ÿ’ฐ Affordable prices
  • ๐Ÿš€ Quick and easy to use
  • ๐Ÿค Helpful for those with poor driving history
  • ๐Ÿค‘ Flexible payment options

Room to Improve

  • ๐Ÿค– Poor customer service
  • ๐Ÿ› App glitches and bugs
  • ๐Ÿ•ฐ๏ธ Long wait times to reach a representative
  • ๐Ÿ’ณ Overcharging and billing issues
  • ๐Ÿšซ Unreliable coverage and policy cancellations

More Cheap Car Insurance apps to explore

FAQ about Cheap Car Insurance

What are the best cheap car insurance apps for iPhone?
Root: Better car insurance tops our cheap car insurance apps ranking as of September 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes โ€” 20 of the top cheap car insurance apps we rank are free to download, including Root: Better car insurance and Jerry: Insurance & Car Care.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ cheap car insurance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.

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