Best Otto Insurance Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

If you already know Lemonade Insurance, this is the deeper bench. 234+ otto insurance apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Top Picks for Otto Insurance

Lemonade Insurance#1

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(86K ratings)
FreeAds
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3
Lemonade Insurance screenshot 4
Lemonade Insurance screenshot 5
Lemonade Insurance screenshot 6

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • ๐Ÿš€ Quick, seamless, and affordable
  • ๐Ÿ‘ Fully digital experience
  • ๐Ÿ’ก Charity donation option
  • ๐Ÿ‘ Easy setup and user-friendly app

Room to Improve

  • ๐Ÿ› Buggy app with crashes and login issues
  • ๐Ÿ‘Ž Poor customer service and communication
  • ๐Ÿ‘Ž Difficult claims process and lack of human support
Root: Better car insurance#2

Root: Better car insurance by Root, Inc.

Good drivers save money
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(73K ratings)
FreeAds
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • ๐Ÿš€ Affordable rates
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš— Driving-based insurance
  • ๐Ÿ”’ Roadside assistance included

Room to Improve

  • ๐Ÿ” Unclear how driving score is calculated
  • ๐Ÿ“ž Poor customer service and long wait times
  • ๐Ÿ’ฐ Rates increase significantly after initial period
GEICO Mobile - Car Insurance#3

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(4.7M ratings)
FreeAds
#31in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

What We Love

  • ๐Ÿ‘ Helpful and friendly customer service
  • ๐Ÿš€ Fast and efficient claims processing
  • ๐Ÿ’ก Convenient mobile app features

Room to Improve

  • ๐Ÿ› Inaccurate telematics data and scoring
  • ๐Ÿ” Lack of transparency in policy changes and rate increases
  • ๐Ÿค” Inconsistent and confusing user experience in the app

More Otto Insurance apps to explore

4
Jerry: Insurance & Car Care
Jerry: Insurance & Car Care
Jerry: Insurance & Car Care
Car insurance, repair, safety
Free

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

Compare and buy insuranceAutomatic rate checksDriving score tracker
๐Ÿ’ฐ Finance
(29K)
free
5
Farmers Insurance Mobile
Farmers Insurance Mobile
Farmers Insurance Mobile
Manage Your Policies
Free

Manage your insurance policies, pay bills, and access ID cards. You can also start and track claims, request roadside assistance, and get new quotes. Easily connect with your agent and log in securely.

Review and pay billsAccess ID cardsView policy documents
๐Ÿ’ฐ Finance
(26K)
free
6
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

Obtain auto insurance quotesMake, schedule, or split paymentsAccess virtual and PDF ID cards
๐Ÿ’ฐ Finance
(223K)
free
7
State Farmยฎ
State Farmยฎ
State Farmยฎ
Insurance & Finance
Free

Manage insurance policies, pay bills, and access coverage details. File and track claims, request roadside assistance, and view financial product information. Features include secure login, personalized reminders, and Siri integration.

Manage insurance policiesPay bills with Apple PayFile and track claims
๐Ÿ’ฐ Finance
(1.2M)
free
8
Allstateยฎ Mobile
Allstateยฎ Mobile
Allstateยฎ Mobile
by Allstate Insurance Company
Free

Manage your insurance policies, pay bills, and access digital ID cards. Get safe-driving rewards, find repair shops, and receive weather alerts. Offers roadside assistance and identity protection.

Digital ID cardsSecure bill payPolicy and claims management
๐Ÿ’ฐ Finance
(1.2M)
free
9
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotesLow or no down payment optionsFlexible payment plans aligned with payday
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
10
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
๐Ÿ’ฐ Finance
(36K)
free
11
Clearcover Car Insurance
Clearcover Car Insurance
Clearcover Car Insurance
Smarter Car Insurance
Free

Manage your car insurance policy easily from your phone. View policy details, submit claims, update payment methods, and access your ID card instantly. Get roadside assistance and schedule repairs with just a few taps.

Digital claims submissionRoadside assistance requestsSchedule glass repair
๐Ÿ’ฐ Finance
(17K)
free
12
Freeway Insurance
Freeway Insurance
Freeway Insurance
Smart Choices. Big Savings.
Free

Manage your insurance policies, download ID cards, and get quotes for new products. This app helps you find affordable coverage and connect with local offices, simplifying insurance management.

Manage policy informationDownload ID cardsGet fast quotes
๐Ÿ’ฐ Finance
(11)
free
13
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Instant coverage, low rates
Free

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

Pay per mile insuranceInstant coverageLow rates
๐Ÿ’ฐ Finance
(2.2K)
free
14
Bristol West Insurance
Bristol West Insurance
Bristol West Insurance
Manage your insurance easily
Free

Manage your auto insurance conveniently. Access ID cards, view policy details, make payments, and report claims. Secure login options like Touch ID and Face ID make managing your insurance simple.

View ID cardsMake paymentsManage payment methods
๐Ÿ’ฐ Finance
(5K)
free
15
American Family Insurance App
American Family Insurance App
American Family Insurance App
Manage your Insurance Needs
Free

Manage your home, car, and umbrella insurance policies conveniently on the go. Access policy details, make payments, file claims, and get roadside assistance. Secure login options are available.

View insurance policies and account detailsAccess proof of insurance instantlySet up and manage payments, including auto-pay
๐Ÿ’ฐ Finance
(91K)
free
16
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Easily Manage Your Policies
Free

Manage your car and home insurance policies with ease. Access digital ID cards, view coverage details, pay bills, make policy changes, and request roadside assistance anytime, anywhere. Get instant access to customer service and your insurance agent.

Digital Insurance ID CardsView Coverage DetailsMake Insurance Payments
๐Ÿ’ฐ Finance
(1.6K)
free
17
AAA Mobile
AAA Mobile
AAA Mobile
by American Automobile Association
Free

Access essential AAA services on your mobile device, including trip planning with approved hotels and restaurants, exclusive member discounts, and convenient roadside assistance requests. Plan your journeys, find savings, and get help when you need it, all from your smartphone.

TripTikยฎ Travel PlannerAAA Approved & Diamond Rated listingsMember discount offers
๐ŸŒŸ Lifestyle
(346K)
free
18
Insurify - Save on Insurance
Insurify - Save on Insurance
Insurify - Save on Insurance
Compare quotes & lock-in rates
Free

This app helps you find and lock in lower insurance rates by comparing quotes from hundreds of insurers. It automatically monitors your policy for price drops and alerts you to potential savings, putting you in control of your coverage.

Compare insurance quotesSee instant savingsAutomatic rate monitoring
๐Ÿ’ฐ Finance
(39)
ad-supported
19
Marshmallow Insurance
Marshmallow Insurance
Marshmallow Insurance
Car insurance, on your side
Free

Manage your car insurance policies, access cover documents, and make changes instantly. Get help in emergencies with guides and direct call buttons. Submit claims quickly and chat with customer support in real-time.

Manage policies in one accountInstant access to cover documentsMake changes in seconds
๐Ÿ’ฐ Finance
(247)
free
20
Falcon Insurance Company
Falcon Insurance Company
Falcon Insurance Company
by Falcon Insurance Company
Free

Manage your auto insurance policy conveniently from your smartphone. View policy details, access agent information, make payments, and file claims with photos and location data. Receive billing notifications and share policy documents easily.

View policy detailsAccess ID cardsContact insurance agent
๐Ÿ’ฐ Finance
(6.6K)
free