Best Otto Insurance Apps

241+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

If you already know Root, this is the deeper bench. 241+ otto insurance apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Otto Insurance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7โ˜… (73K)NoNoJul 2026
2Lemonade InsuranceLemonade InsuranceFree4.8โ˜… (86K)NoNoJul 2026
3GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8โ˜… (4.7M)YesNoJul 2026
4The General Insurance AppThe General Insurance AppFree4.7โ˜… (227K)NoNoJul 2026
5Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7โ˜… (29K)NoNoJul 2026
6Farmers Insurance MobileFarmers Insurance MobileFree4.8โ˜… (26K)NoNoJul 2026
7Freeway InsuranceFreeway InsuranceFree5.0โ˜… (11)NoNoJul 2026
8Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.3โ˜… (2.2K)NoNoJul 2026

Top Picks for Otto Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • ๐Ÿš€ Affordable rates
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš— Driving-based insurance
  • ๐Ÿ”’ Roadside assistance included

Room to Improve

  • ๐Ÿ” Unclear how driving score is calculated
  • ๐Ÿ“ž Poor customer service and long wait times
  • ๐Ÿ’ฐ Rates increase significantly after initial period
Lemonade Insurance#2

Lemonade Insurance by Lemonade Inc.

Home, car, pet, and life
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(86K ratings)
Free
Lemonade Insurance screenshot 1
Lemonade Insurance screenshot 2
Lemonade Insurance screenshot 3
Lemonade Insurance screenshot 4
Lemonade Insurance screenshot 5
Lemonade Insurance screenshot 6

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

What We Love

  • ๐Ÿš€ Quick, seamless, and affordable
  • ๐Ÿ‘ Fully digital experience
  • ๐Ÿ’ก Charity donation option
  • ๐Ÿ‘ Easy setup and user-friendly app

Room to Improve

  • ๐Ÿ› Buggy app with crashes and login issues
  • ๐Ÿ‘Ž Poor customer service and communication
  • ๐Ÿ‘Ž Difficult claims process and lack of human support
GEICO Mobile - Car Insurance#3

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(4.7M ratings)
FreeAds
#31in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

What We Love

  • ๐Ÿ‘ Helpful and friendly customer service
  • ๐Ÿš€ Fast and efficient claims processing
  • ๐Ÿ’ก Convenient mobile app features

Room to Improve

  • ๐Ÿ› Inaccurate telematics data and scoring
  • ๐Ÿ” Lack of transparency in policy changes and rate increases
  • ๐Ÿค” Inconsistent and confusing user experience in the app

More Otto Insurance apps to explore

4
The General Insurance App
The General Insurance App
The General Insurance App
See how much you can save!
Free

Manage your car insurance policy conveniently from your phone. Get quotes, make payments, access ID cards, and submit or track claims. The app offers multiple login options and a help center for support.

Obtain auto insurance quotesMake, schedule, or split paymentsAccess virtual and PDF ID cards
๐Ÿ’ฐ Finance
(227K)
free
5
Jerry: Insurance & Car Care
Jerry: Insurance & Car Care
Jerry: Insurance & Car Care
Car insurance, repair, safety
Free

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

Compare and buy insuranceAutomatic rate checksDriving score tracker
๐Ÿ’ฐ Finance
(29K)
free
6
Farmers Insurance Mobile
Farmers Insurance Mobile
Farmers Insurance Mobile
Manage Your Policies
Free

Manage your insurance policies, pay bills, and access ID cards. You can also start and track claims, request roadside assistance, and get new quotes. Easily connect with your agent and log in securely.

Review and pay billsAccess ID cardsView policy documents
๐Ÿ’ฐ Finance
(26K)
free
7
Freeway Insurance
Freeway Insurance
Freeway Insurance
Smart Choices. Big Savings.
Free

Manage your insurance policies, download ID cards, and get quotes for new products. This app helps you find affordable coverage and connect with local offices, simplifying insurance management.

Manage policy informationDownload ID cardsGet fast quotes
๐Ÿ’ฐ Finance
(11)
free
8
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Just: Affordable Car Insurance
Instant coverage, low rates
Free

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

Pay per mile insuranceInstant coverageLow rates
๐Ÿ’ฐ Finance
(2.2K)
free
9
Allstateยฎ Mobile
Allstateยฎ Mobile
Allstateยฎ Mobile
by Allstate Insurance Company
Free

Manage your insurance policies, pay bills, and access digital ID cards. Get safe-driving rewards, find repair shops, and receive weather alerts. Offers roadside assistance and identity protection.

Digital ID cardsSecure bill payPolicy and claims management
๐Ÿ’ฐ Finance
(1.2M)
free
10
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
OCHO Affordable Car Insurance
Flexible payment car insurance
Free

Get affordable car insurance with flexible payment options directly from your phone. This app helps you find cheap quotes, covers your down payment interest-free, and offers payment plans that fit your schedule. Manage your policy and payments easily, with instant proof of insurance.

Find and compare auto insurance quotesLow or no down payment optionsFlexible payment plans aligned with payday
๐Ÿ’ฐ Finance
(1.3K)
free with in-app purchases
11
Direct Auto Insurance
Direct Auto Insurance
Direct Auto Insurance
Your policy, wherever you go.
Free

Manage your auto insurance policy conveniently from your mobile device. Access policy documents, ID cards, make payments, and handle claims on the go. Request roadside assistance and review your coverage details anytime, anywhere.

Access ID cardsMake paymentsSign policy documents
๐Ÿ’ฐ Finance
(36K)
free
12
Bristol West Insurance
Bristol West Insurance
Bristol West Insurance
Manage your insurance easily
Free

Manage your auto insurance conveniently. Access ID cards, view policy details, make payments, and report claims. Secure login options like Touch ID and Face ID make managing your insurance simple.

View ID cardsMake paymentsManage payment methods
๐Ÿ’ฐ Finance
(5.9K)
free
13
American Family Insurance App
American Family Insurance App
American Family Insurance App
Manage your Insurance Needs
Free

Manage your home, car, and umbrella insurance policies conveniently on the go. Access policy details, make payments, file claims, and get roadside assistance. Secure login options are available.

View insurance policies and account detailsAccess proof of insurance instantlySet up and manage payments, including auto-pay
๐Ÿ’ฐ Finance
(91K)
free
14
Clearcover Car Insurance
Clearcover Car Insurance
Clearcover Car Insurance
Smarter Car Insurance
Free

Manage your car insurance policy easily from your phone. View policy details, submit claims, update payment methods, and access your ID card instantly. Get roadside assistance and schedule repairs with just a few taps.

Digital claims submissionRoadside assistance requestsSchedule glass repair
๐Ÿ’ฐ Finance
(17K)
free
15
GoAuto Insurance
GoAuto Insurance
GoAuto Insurance
Quote & Manage Your Policy
Free

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

Get free car insurance quotesPurchase and manage policiesAccess digital ID cards
๐Ÿ’ฐ Finance
(166)
free
16
Insurify - Save on Insurance
Insurify - Save on Insurance
Insurify - Save on Insurance
Compare quotes & lock-in rates
Free

This app helps you find and lock in lower insurance rates by comparing quotes from hundreds of insurers. It automatically monitors your policy for price drops and alerts you to potential savings, putting you in control of your coverage.

Compare insurance quotesSee instant savingsAutomatic rate monitoring
๐Ÿ’ฐ Finance
(46)
ad-supported
17
Insurance Online
Insurance Online
Insurance Online
Life, mortgage, car and other
Free

Easily compare and purchase insurance policies online from 21 companies. Get your documents via email within minutes for car, real estate, life, and health coverage. It's a simple, fast, and free way to manage your insurance needs.

Compare 21 insurance companiesIssue policies onlineReceive documents via email
๐Ÿ’ฐ Finance
(38)
ad-supported
18
Elephant Insurance Mobile
Elephant Insurance Mobile
Elephant Insurance Mobile
by Elephant Insurance Company
Free

Manage your auto insurance policy on the go. Access ID cards offline, make payments, update your policy, and file claims easily. Enjoy customer-centric coverages and loyalty rewards.

View ID cards offlineManage billing and paymentsMake policy changes
๐Ÿ’ฐ Finance
(69)
free
19
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Mercury Insurance: Car & Home
Easily Manage Your Policies
Free

Manage your car and home insurance policies with ease. Access digital ID cards, view coverage details, pay bills, make policy changes, and request roadside assistance anytime, anywhere. Get instant access to customer service and your insurance agent.

Digital Insurance ID CardsView Coverage DetailsMake Insurance Payments
๐Ÿ’ฐ Finance
(1.6K)
free
20
Amen Insurance
Amen Insurance
Amen Insurance
Insure your car online
Free

This app offers a streamlined online experience for obtaining motor and travel insurance quotes and policies. It allows users to get instant quotes, compare options from top providers, and securely purchase policies directly within the application.

Instant motor insurance quotesSide-by-side coverage comparisonSecure online policy purchase
๐Ÿ’ฐ Finance
(1)
free

FAQ about Otto Insurance

What are the best otto insurance apps for iPhone?
Root: Better car insurance tops our otto insurance apps ranking as of July 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes โ€” 20 of the top otto insurance apps we rank are free to download, including Root: Better car insurance and Lemonade Insurance.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 241+ otto insurance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.