Best Otto Insurance Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated November 2026

If you already know Root, this is the deeper bench. 250+ otto insurance apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of November 2026.

Compare top Otto Insurance Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7★ (74K)NoNoNov 2026
2Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (31K)NoNoNov 2026
3GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8★ (4.8M)NoNoNov 2026
4Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoNov 2026
5The General Insurance AppThe General Insurance AppFree4.7★ (227K)NoNoNov 2026
6Ott Insurance AgencyOtt Insurance AgencyFree—NoNoMay 2026
7OCHO Affordable Car InsuranceOCHO Affordable Car InsuranceFree4.7★ (1.6K)YesNoNov 2026
8Allstate® MobileAllstate® MobileFree4.8★ (1.3M)NoNoNov 2026

Top Picks for Otto Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
💰 Finance
4.7😞(74K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car insurance tailored for safe drivers, utilizing technology to provide personalized rates based on driving behavior. It simplifies insurance management, claims filing, and offers customizable coverage options, aiming to make insurance affordable and accessible.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included
  • 💰 Significant savings compared to other insurers

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
  • 🚫 Difficulty changing payment plans
  • 🚧 Unreliable claims process
Jerry: Insurance & Car Care#2

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Strong Contender
💰 Finance
4.7😊(31K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance
  • 🔒 Reliable insurance coverage
  • ⏱️ Quick and efficient process

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy
GEICO Mobile - Car Insurance#3

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Worth Considering
💰 Finance
4.8😐(4.8M ratings)
Free
#24in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your car insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims easily. Get policy information and vehicle care reminders.

What We Love

  • 👍 Helpful and friendly customer service
  • 🚀 Fast and efficient claims processing
  • 💡 Convenient mobile app features

Room to Improve

  • 🐛 Inaccurate telematics data and scoring
  • 🔍 Lack of transparency in policy changes and rate increases
  • 🤔 Inconsistent and confusing user experience in the app

More Otto Insurance apps to explore

FAQ about Otto Insurance

What are the best otto insurance apps for iPhone?
Root: Better car insurance tops our otto insurance apps ranking as of November 2026, with a 4.7-star average from 74K App Store ratings, and it's free to download.
Yes — 20 of the top otto insurance apps we rank are free to download, including Root: Better car insurance and Jerry: Insurance & Car Care.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 250+ otto insurance apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.