Best Otto Insurance Apps

250+ iOS apps curated and reviewed

4.9 avg rating
20 free apps
Updated September 2026

If you already know Root, this is the deeper bench. 250+ otto insurance apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Otto Insurance Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Root: Better car insuranceRoot: Better car insuranceFree4.7โ˜… (73K)NoNoSep 2026
2GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8โ˜… (4.8M)NoNoSep 2026
3Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7โ˜… (30K)NoNoSep 2026
4The General Insurance AppThe General Insurance AppFree4.7โ˜… (227K)NoNoSep 2026
5Lemonade InsuranceLemonade InsuranceFree4.8โ˜… (86K)NoNoSep 2026
6Allstateยฎ MobileAllstateยฎ MobileFree4.8โ˜… (1.3M)NoNoSep 2026
7Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.4โ˜… (2.3K)NoNoSep 2026
8OCHO Affordable Car InsuranceOCHO Affordable Car InsuranceFree4.7โ˜… (1.4K)YesNoSep 2026

Top Picks for Otto Insurance

Root: Better car insurance#1

Root: Better car insurance by Root, Inc.

Good drivers save money
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(73K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car, renters, and home insurance tailored for good drivers. It uses smart technology to provide personalized rates based on driving habits, making insurance more affordable and convenient. Manage policies, file claims, and access roadside assistance all within the app.

What We Love

  • ๐Ÿš€ Affordable rates
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš— Driving-based insurance
  • ๐Ÿ”’ Roadside assistance included
  • ๐Ÿ’ฐ Significant savings compared to other insurers

Room to Improve

  • ๐Ÿ” Unclear how driving score is calculated
  • ๐Ÿ“ž Poor customer service and long wait times
  • ๐Ÿ’ฐ Rates increase significantly after initial period
  • ๐Ÿšซ Difficulty changing payment plans
  • ๐Ÿšง Unreliable claims process
GEICO Mobile - Car Insurance#2

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(4.8M ratings)
Free
#21in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

What We Love

  • ๐Ÿ‘ Helpful and friendly customer service
  • ๐Ÿš€ Fast and efficient claims processing
  • ๐Ÿ’ก Convenient mobile app features

Room to Improve

  • ๐Ÿ› Inaccurate telematics data and scoring
  • ๐Ÿ” Lack of transparency in policy changes and rate increases
  • ๐Ÿค” Inconsistent and confusing user experience in the app
Jerry: Insurance & Car Care#3

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(30K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • ๐Ÿš€ Saves money on insurance
  • ๐Ÿ‘ Easy to use app
  • ๐Ÿค Great customer service
  • ๐Ÿ’ฐ Significant savings compared to previous insurance
  • ๐Ÿ”’ Reliable insurance coverage
  • โฑ๏ธ Quick and efficient process

Room to Improve

  • ๐Ÿ› Quoted price changes after finalizing
  • ๐Ÿค” Skepticism about the 'too good to be true' offers
  • ๐Ÿšซ Difficulty canceling previous policy

More Otto Insurance apps to explore

FAQ about Otto Insurance

What are the best otto insurance apps for iPhone?
Root: Better car insurance tops our otto insurance apps ranking as of September 2026, with a 4.7-star average from 73K App Store ratings, and it's free to download.
Yes โ€” 20 of the top otto insurance apps we rank are free to download, including Root: Better car insurance and GEICO Mobile - Car Insurance.
Root: Better car insurance has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ otto insurance apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Root offers car insurance, renters insurance, and home insurance. Car insurance rates are determined by how you drive, while renters and home insurance can be customized to your needs and bundled with auto policies for potential savings.
Root's car insurance uses smart technology to analyze your driving habits. The safer you drive, the more you can save on your premium. Renters and home insurance rates are personalized based on your coverage needs and can be bundled with auto for further discounts.