Best Otto Insurance Car Apps

248+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

Looking for free otto insurance car apps? 20 of our 248+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Otto Insurance Car Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GEICO Mobile - Car InsuranceGEICO Mobile - Car InsuranceFree4.8★ (4.8M)NoNoNov 2026
2Root: Better car insuranceRoot: Better car insuranceFree4.7★ (74K)NoNoNov 2026
3Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (31K)NoNoNov 2026
4Direct Auto InsuranceDirect Auto InsuranceFree4.8★ (57K)NoNoNov 2026
5The General Insurance AppThe General Insurance AppFree4.7★ (227K)NoNoNov 2026
6Otto: Car Dashboard WidgetsOtto: Car Dashboard WidgetsFree—NoYesSep 2026
7Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoNov 2026
8National GeneralNational GeneralFree4.8★ (57K)NoNoNov 2026

Top Picks for Otto Insurance Car

GEICO Mobile - Car Insurance#1

GEICO Mobile - Car Insurance by GEICO

Quote & Manage Your Policy
Editor's Choice
💰 Finance
4.8😐(4.8M ratings)
Free
#25in Finance
GEICO Mobile - Car Insurance screenshot 1
GEICO Mobile - Car Insurance screenshot 2
GEICO Mobile - Car Insurance screenshot 3
GEICO Mobile - Car Insurance screenshot 4
GEICO Mobile - Car Insurance screenshot 5
GEICO Mobile - Car Insurance screenshot 6

Manage your auto insurance policy on the go. Access digital ID cards, make payments, request roadside assistance, and submit claims. Get policy updates and vehicle care reminders.

What We Love

  • 👍 Helpful and friendly customer service
  • 🚀 Fast and efficient claims processing
  • 💡 Convenient mobile app features

Room to Improve

  • 🐛 Inaccurate telematics data and scoring
  • 🔍 Lack of transparency in policy changes and rate increases
  • 🤔 Inconsistent and confusing user experience in the app
Root: Better car insurance#2

Root: Better car insurance by Root, Inc.

Good drivers save money
Strong Contender
💰 Finance
4.7😞(74K ratings)
Free
Root: Better car insurance screenshot 1
Root: Better car insurance screenshot 2
Root: Better car insurance screenshot 3
Root: Better car insurance screenshot 4
Root: Better car insurance screenshot 5
Root: Better car insurance screenshot 6

This app offers car insurance tailored for safe drivers, utilizing technology to provide personalized rates based on driving habits. It simplifies insurance management, claims filing, and offers customizable coverage options. Additional insurance products like renters and home insurance are also available.

What We Love

  • 🚀 Affordable rates
  • 👍 Easy to use app
  • 🚗 Driving-based insurance
  • 🔒 Roadside assistance included
  • 💰 Significant savings compared to other insurers

Room to Improve

  • 🔍 Unclear how driving score is calculated
  • 📞 Poor customer service and long wait times
  • 💰 Rates increase significantly after initial period
  • 🚫 Difficulty changing payment plans
  • 🚧 Unreliable claims process
Jerry: Insurance & Car Care#3

Jerry: Insurance & Car Care by Jerry Inc

Let us handle the legwork
Worth Considering
💰 Finance
4.7😊(31K ratings)
Free
Jerry: Insurance & Car Care screenshot 1
Jerry: Insurance & Car Care screenshot 2
Jerry: Insurance & Car Care screenshot 3
Jerry: Insurance & Car Care screenshot 4
Jerry: Insurance & Car Care screenshot 5

This app helps you manage your car and home insurance, compare rates from multiple providers, and get assistance with repairs and maintenance. It also offers a driving score to improve family safety and provides insights into repair costs.

What We Love

  • 🚀 Saves money on insurance
  • 👍 Easy to use app
  • 🤝 Great customer service
  • 💰 Significant savings compared to previous insurance
  • 🔒 Reliable insurance coverage
  • ⏱️ Quick and efficient process

Room to Improve

  • 🐛 Quoted price changes after finalizing
  • 🤔 Skepticism about the 'too good to be true' offers
  • 🚫 Difficulty canceling previous policy

More Otto Insurance Car apps to explore

FAQ about Otto Insurance Car

What are the best otto insurance car apps for iPhone?
GEICO Mobile - Car Insurance tops our otto insurance car apps ranking as of October 2026, with a 4.8-star average from 4.8M App Store ratings, and it's free to download.
Yes — 20 of the top otto insurance car apps we rank are free to download, including GEICO Mobile - Car Insurance and Root: Better car insurance.
GEICO Mobile - Car Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ otto insurance car apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.