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Best Insure Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

The best insure apps on iPhone average 4.6★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Insure Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Just: Affordable Car InsuranceJust: Affordable Car InsuranceFree4.4★ (2.3K)NoNoSep 2026
2Discovery InsureDiscovery InsureFree4.0★ (121)NoNoSep 2026
3Allstate® MobileAllstate® MobileFree4.8★ (1.3M)NoNoSep 2026
4Root: Better car insuranceRoot: Better car insuranceFree4.7★ (73K)NoNoSep 2026
5Lemonade InsuranceLemonade InsuranceFree4.8★ (86K)NoNoSep 2026
6Jerry: Insurance & Car CareJerry: Insurance & Car CareFree4.7★ (30K)NoNoSep 2026
7Just InsureJust InsureFree—NoNoJun 2026
8Consult InsureConsult InsureFree—YesNoMay 2026

Top Picks for Insure

Just: Affordable Car Insurance#1

Just: Affordable Car Insurance by SF Insuretech Inc.

Instant coverage, low rates
Editor's Choice
💰 Finance
4.4😐(2.3K ratings)
Free
Just: Affordable Car Insurance screenshot 1
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Just: Affordable Car Insurance screenshot 3
Just: Affordable Car Insurance screenshot 4
Just: Affordable Car Insurance screenshot 5

This app offers affordable car insurance by charging based on the miles you drive, not a fixed monthly rate. Get instant coverage, flexible policies, and potentially save significantly on auto insurance. It's designed for drivers in Arizona and Nevada, with more states coming soon.

What We Love

  • 👍 Affordable insurance
  • 🚀 Fast and easy to use
  • 💡 Pay-per-mile model
  • 👍 Helpful and friendly customer service
  • 👍 Straightforward and transparent
  • 👍 Convenient app

Room to Improve

  • 🐛 Inaccurate mileage tracking
  • 🐛 Unexpected charges and fees
  • 🐛 Unreliable app performance
  • 🐛 Lack of coverage options
  • 🐛 Poor communication from the company
Discovery Insure#2

Discovery Insure by Discovery Limited

Strong Contender
💰 Finance
4.0😞(121 ratings)
Free
Discovery Insure screenshot 1
Discovery Insure screenshot 2
Discovery Insure screenshot 3
Discovery Insure screenshot 4
Discovery Insure screenshot 5

This app provides car insurance that rewards safe driving habits. It uses smartphone technology and a telematics device to track driving behavior, offering real-time feedback and monthly fuel rewards. Users can also earn rewards on public transport by linking their accounts.

What We Love

  • 💡 Great concept for improving driving
  • 👍 Rewards for good driving
  • 🎯 Accurate driving data (sometimes)
  • 🤝 Competition with coworkers
  • ✅ Option to log as passenger
  • 🚀 Telematics to the next level
  • 🌟 Excellent way to improve driving
  • 💯 Great app and great concept
  • 🏆 Fantastic app

Room to Improve

  • 🔋 Excessive battery drain
  • 🐛 Inaccurate driving detection
  • 🐛 Frequent false positives (braking, cornering, speeding)
  • 🐛 App doesn't work / dysfunctional
  • 🐛 Uploads not working / slow uploads
  • 🐛 App crashes / won't open
  • 🐛 Tracks when not driving
  • 🐛 Unrealistic parameters
  • 🐛 Inconsistent performance
  • 🐛 Poor user interface
  • 🐛 Constant "Internal Server Error"
  • 🐛 Doesn't recognize vehicle type
  • 🐛 Penalizes for cell phone use when not driving
  • 🐛 Battery drain even when not driving
  • 🐛 GPS constantly on
  • 🐛 Data thief (uses mobile data)
  • 🐛 No support
  • 🐛 Needs improvement
  • 🐛 Buggy and inconsistent algorithm
  • 🐛 Pointless app
  • 🐛 Total ripoff
  • 🐛 Intrusive notifications
  • 🐛 Rubbish
  • 🐛 Blunt tool
  • 🐛 Slow uploads
  • 🐛 Incorrect speed limits
  • 🐛 Doesn't record drive correctly
  • 🐛 Drives on roads not entered
  • 🐛 Misleading the nation
  • 🐛 Harsh cornering on traffic circles
  • 🐛 Random cell phone movement
  • 🐛 Won't update
  • 🐛 Poorly developed app
  • 🐛 Doesn't record from start
  • 🐛 Doesn't stop once stopped
  • 🐛 Lost drive after restart
  • 🐛 Can't add friends
  • 🐛 Trips allocated random data
  • 🐛 Waiting to record drive
  • 🐛 Useless waste of time app
  • 🐛 Stops recording randomly
  • 🐛 Loses trips randomly
  • 🐛 Dodgy app
  • 🐛 Decidedly average
  • 🐛 Excessive battery drain per 30 mins
  • 🐛 Accuracy issues (records non-driving)
  • 🐛 Seldom works
  • 🐛 Registers jog/walk as drive
  • 🐛 Needs option to register drive manually
  • 🐛 Doesn't respect WiFi upload option
  • 🐛 Eats mobile data
  • 🐛 Doesn't immediately pick up movement
  • 🐛 Doesn't stop immediately
  • 🐛 Constantly uses location in background
  • 🐛 Doesn't record all drives
  • 🐛 Starts recording when not driving
  • 🐛 No score yet
  • 🐛 Needs finetuning
  • 🐛 Needs major improvement
  • 🐛 Needs enhancements
  • 🐛 Can't skip high speed train data
Allstate® Mobile#3

Allstate® Mobile by Allstate Insurance Company

Worth Considering
💰 Finance
4.8😐(1.3M ratings)
Free
#47in Finance
Allstate® Mobile screenshot 1
Allstate® Mobile screenshot 2
Allstate® Mobile screenshot 3
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Allstate® Mobile screenshot 6

Manage your insurance policies, pay bills, and access digital ID cards. Get safe-driving rewards, find repair shops, and receive weather alerts. Offers roadside assistance and identity protection.

What We Love

  • 👍 Affordable insurance rates
  • 👍 Excellent customer service
  • 🚀 Convenient app features

Room to Improve

  • 🐛 Inaccurate data tracking in Drivewise
  • 🐛 Unreliable app performance and crashes
  • 🔋 High battery consumption
  • 🔒 Privacy concerns with location tracking

More Insure apps to explore

FAQ about Insure

What are the best insure apps for iPhone?
Just: Affordable Car Insurance tops our insure apps ranking as of September 2026, with a 4.4-star average from 2.3K App Store ratings, and it's free to download.
Yes — 20 of the top insure apps we rank are free to download, including Just: Affordable Car Insurance and Discovery Insure.
Just: Affordable Car Insurance has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ insure apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Pay per mile car insurance means you are charged based on the actual miles you drive, rather than a fixed monthly rate. This can lead to significant savings if you don't drive very often. The app allows you to record your miles and get rewarded for being a safe driver.
Getting insured is quick and easy. Simply download the app, get your quote, and you can be covered in as little as 60 seconds. There are no lengthy applications, and coverage is based on how you drive.