Discovery Insure

Discovery Insure

by Discovery Limited

121 ratings
63 reviews
Free

Details

  • Released
  • Updated
  • May 26, 2014
  • July 21, 2026

Features

Discovery Insure screenshot #1 for iPhone
Discovery Insure screenshot #2 for iPhone
Discovery Insure screenshot #3 for iPhone
Discovery Insure screenshot #4 for iPhone
Discovery Insure screenshot #5 for iPhone
🖼️Get Icon
Icons↘︎

About

This app provides car insurance that rewards safe driving habits. It uses smartphone technology and a telematics device to track driving behavior, offering real-time feedback and monthly fuel rewards. Users can also earn rewards on public transport by linking their accounts.

Rewards good driving
Real-time driving feedback
Monthly fuel rewards
Telematics device integration
Gautrain rewards
Battery-efficient location tracking
Show original description

What users say

See all reviews

What's New in Discovery Insure

2026.06.11

July 21, 2026

General bugfixes and improvements

User reviews

Over strict car nanny

The app has two serious problems. The first is that it can drain your battery if you leave it active. The second problem is that nanny is seriously over strict and inaccurate on driving behavior. I patrol for the neighborhood watch and at 30km/h it keeps penalizing me for breaking and cornering. Don’t even start me on cell phone use. The old version was way better
Show more

Drains battery

This update is killing my phone battery. This issue was fixed with a previous version, but has been re-introduced with the latest 7.1.2 update.
Battery usage was 47% for background usage and I didn’t drive anywhere in that time. Please fix this!

The app doesn’t work

The app doesn’t work. Can’t put it on my phone screen? It was also somehow deleted

Shortcomings

1 The current app is excessively
battery intensive
2 It penalizes my secondary driver for cell phone use even though I am driving
3 The app does not recognize the type of vehicle. My big Everest has much more body movement than a small car and the app sees heavy breaking and cornering where it does not exist. 80000km on the original brake pads substantiate my statement
Show more

Worst app I have ever used, nothing works

Nothing works. Can’t find anything. Dysfunctional. You can’t even call the user interface, a user interface. Full of bugs. Shocking. Only reason I am giving a 1 star, is because I could not go to zero. Do better.

Developer apps

User experience

🐞

Reported Bugs

128 issues

Battery drain

Bug

Inaccurate driving behavior detection

Bug

App doesn't work

Bug

App deleted itself

Bug

App doesn't recognize vehicle type

Bug

Penalizes secondary driver for cell phone use

Bug

App doesn't find anything

Bug

App is dysfunctional

Bug

App is full of bugs

Bug

App drains battery in background

Bug

App tracks when not driving

Bug

App assumes sensor disabled when car idle

Bug

Constant "Internal Server Error" on contact

Bug

App doesn't always work

Bug

App doesn't send info to Vitality

Bug

Points stay at zero

Bug

Drive not recorded

Bug

Reason for no drive: no phone present

Bug

System is broken

Bug

Points not pulled into total

Bug

Total sits on 20/750

Bug

App doesn't work properly

Bug

Too sensitive

Bug

Penalized for cornering

Bug

Heavy on battery

Bug

Doesn't record trips for ages

Bug

False reading on steep inclines

Bug

Accelerometer gives false readings

Bug

App drains battery within an hour

Bug

Refuses to connect to sensor unless location is on all the time

Bug

Trip notifications do not come through unless app is opened

Bug

App is biggest consumer of phone's battery

Bug

Loses major battery percentages even when not driving

Bug

Makes up speed limits

Bug

Scores for speeding

Bug

Penalized for harsh acceleration at low speeds

Bug

Harsh breaking and cornering detected when untrue

Bug

Cellphone usage detected when using GPS

Bug

Battery drain with location services always on

Bug

No option to filter only vehicle

Bug

App is more of a nuisance than helpful

Bug

Additional battery drain per day

Bug

Most recent update killed the app

Bug

Won't open anymore

Bug

App always using location drains battery

Bug

Why need location when not in car

Bug

App destroys battery life

Bug

Pointless for app to keep tracking after stopped driving

Bug

App was killing battery

Bug

Revoked location access

Bug

App used 60% of battery over 12 hours while asleep

Bug

App kills battery

Bug

App will kill phone's battery waiting for a trip

Bug

Keeps GPS active

Bug

Force kill the app helps

Bug

Kill the app too soon deletes current trip

Bug

Difficult scoring well driving sports car

Bug

Telematics to the next level

Bug

Amazingly accurate

Bug

Pointless and useless app

Bug

Does not work

Bug

New version has nice look and feel

Bug

Trips take forever to upload

Bug

Huge backlog of uploads

Bug

Intrusive notifications

Bug

Background app refresh disabled notifications

Bug

Had to delete app due to battery drain

Bug

Incorrect speed limits

Bug

Doesn't record drive correctly from actual start

Bug

App recognizes speeding above certain limits

Bug

Absolute rubbish

Bug

Records driving on roads not entered

Bug

Too much of a blunt tool

Bug

Lots of problems with how it reads driving

Bug

Traffic circles result in 'harsh cornering'

Bug

90 degree or more turns result in 'harsh cornering'

Bug

Random trips state 'cell phone movement'

Bug

Won't update even on WiFi

Bug

Driving 100 in 100 zone classified as speeding

Bug

Poorly developed app

Bug

Doesn't record from start

Bug

Doesn't stop once stopped

Bug

Lost the drive after restart

Bug

Can't add friends

Bug

User interface is poor

Bug

Trips allocated random data re: braking or accelerating

Bug

Very poor execution

Bug

Only 2km recorded out of 25km trip

Bug

Location is constantly on, draining battery drastically

Bug

Look and feel isn't the best

Bug

Inviting friends doesn't work

Bug

UI needs enhancements

Bug

Constantly says "waiting to record drive"

Bug

Starts recording trip after getting home

Bug

Last update made issue worse

Bug

Something seriously wrong with the algorithm

Bug

Inconsistent detection of driving

Bug

Doesn't record at all sometimes

Bug

Starts recording when phone is stationary

Bug

Algorithm is buggy

Bug

Sometimes have to restart phone completely for it to record

Bug

Had to reinstall app once

Bug

Loses trips randomly

Bug

Doesn't upload when no network connection

Bug

Competition app is dodgy

Bug

Battery life gone once installed

Bug

Uses up to 20% battery per 30 minutes while driving

Bug

Battery drain is excessive

Bug

Accuracy issues (records non-driving)

Bug

Phone on side board thinks it's an 8km trip

Bug

GPS constantly on reduces battery life

Bug

GPS should only come on when in a car

Bug

GPS should come on when speed is faster than a certain amount

Bug

Seldom works

Bug

More likely to register a jog or walk as a drive

Bug

Doesn't respect option to only upload on WiFi

Bug

Eating through mobile data bundle

Bug

Doesn't immediately pick up movement for 3-5 minutes

Bug

Doesn't stop for 3-5 minutes after ending journey

Bug

Constantly uses location even when app is closed in background

Bug

Phone lost 35% battery in 2 hours

Bug

GPS indicator next to battery percentage went away after deleting app

Bug

Battery made it through the night after deleting app

Bug

Doesn't record all drives

Bug

Starts recording when not driving

Bug

Still no score

Bug

Skipping 160km/h on Gautrain

Bug

Needs to skip high speed train data

Bug

Requested Features

35 requests

Fix battery drain issues

Feature

Improve accuracy of driving detection

Feature

Allow manual trip logging

Feature

Detect vehicle type for better accuracy

Feature

Only track when driving

Feature

Stop tracking when not driving

Feature

Code to only start tracking when Bluetooth connects to sensor

Feature

Option to filter by vehicle type

Feature

Fix "Internal Server Error" on contact feature

Feature

Allow passport number for ID

Feature

Improve user interface

Feature

Fix data upload issues

Feature

Fix speed limit recognition

Feature

Fix harsh braking/cornering detection

Feature

Fix cell phone usage detection

Feature

Fix app not opening/crashing

Feature

Fix trip recording issues (start/stop)

Feature

Fix data allocation for braking/accelerating

Feature

Fix friend invitation functionality

Feature

Fix WiFi upload setting

Feature

Fix background data usage

Feature

Fix app not picking up movement immediately

Feature

Fix app not stopping immediately

Feature

Fix background location usage

Feature

Fix app not recording all drives

Feature

Fix app starting recording when not driving

Feature

Provide a score

Feature

Allow skipping high-speed train data

Feature

Improve algorithm for detecting driving

Feature

Make app stop tracking when not driving

Feature

Make GPS only come on when in a car

Feature

Detect driving based on speed

Feature

Link up with existing DQ-tracker

Feature

Add dark mode option

Feature

Advanced analytics dashboard

Feature

FAQ

What does the Discovery Insure app do?

The Discovery Insure app works with a telematics device to monitor your driving behavior. It provides real-time feedback to help you improve your driving and rewards you for good driving habits with fuel and transport benefits.

How do I earn fuel rewards?

To earn fuel rewards, you need to install a telematics device, link it to the Discovery Insure app, and activate your Vitality Drive card. You can then swipe your card when filling up at participating fuel stations to receive rewards.

Is the app free to use?

Yes, the Discovery Insure app is free to download and use. The associated costs would be for the car insurance policy itself and potentially the telematics device, depending on the product terms.

Does the app use a lot of battery?

The app is designed to be battery-efficient, using methods that automatically determine trip start and stop times without constant GPS usage. However, on very long trips without charging, it may contribute to battery drain.

What are the benefits of using this app?

The primary benefit is earning monthly fuel rewards and potential transport rewards by demonstrating good driving. It also provides valuable insights into your driving habits, helping you become a safer driver.