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Naked Insurance

Naked Insurance

Instant, honest insurance

47 ratings
55 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • May 13, 2018
  • July 15, 2026

Developer

Naked Financial Technology (Pty) Ltd
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About

Obtain instant insurance quotes for vehicles, homes, or individual items within 90 seconds. Manage your policy, make changes, and file claims easily through the app's chatbot interface. Activate cover with a selfie and optional video/photos, and pause coverage when not in use to save money.

✓Instant insurance quotes
✓Chatbot policy management
✓Selfie-based activation
✓Policy control and changes
✓In-app claims filing
✓Pause coverage to save
✓Referral program
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What's New in Naked Insurance

2.4.12

July 15, 2026

- Minor fixes for a smoother app experience

User reviews

Most RecentHighest RatedLowest Rated

Don't waste your time

I tried to sign up and when I go to put my phone number in, it turns it into a 9 digit number and said that it's invalid
Justin HemrickJustin Hemrick

Unable to delete my account in the app

I am unable to delete my account within the app
This is a requirement from apple
So how did you get past that
__Carnage____Carnage__

Thank you

I look forward to working with you I hear you are the best
Maha27Maha27

Awful claims experience

Great app but not great service.
3rd short term claim now and all 3 have been unnecessarily painful.
WillvdLWillvdL

Awful app

I am unable to ever log into this freaking app it keeps telling me something is wrong i can sometimes only log in at night ??????
amydb08amydb08
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FAQ

What kind of insurance can I get with this app?

You can get final insurance quotes for your car, home contents, or single items. The app aims to provide these quotes quickly, often within 90 seconds, allowing you to get covered for various personal assets.

How do I activate my insurance cover?

To activate your cover, you will need to provide a selfie. The app's chatbot will guide you through the process of taking a video or pictures of your car or home contents to complete the activation.

Can I make changes to my policy after I've signed up?

Yes, you have total control over your policy and can make changes instantly within the app. This includes adjusting your excess, adding car hire or credit shortfall coverage, and downloading your confirmation of cover.

How do I make an insurance claim?

If you need to make a claim, you can chat with the app's bot, Jade, directly within the app. She will guide you through the process of reporting what happened. A 24/7 emergency assistance line is also available.

Is there a way to save money on my car insurance if I'm not driving?

Yes, you can pause the accident portion of your car cover if you're not driving, which can save you up to 50% on your premium. You will still be covered for theft and natural events like storms. You can easily unpause the coverage when you start driving again.