Comparison

Naked Insurance vs King Price

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Naked Insurance

Obtain instant insurance quotes for vehicles, homes, or individual items within 90 seconds. Manage your policy, make changes, and file claims easily through the app's chatbot interface. Activate cover with a selfie and optional video/photos, and pause coverage when not in use to save money.

Highlights
  • Instant insurance quotes
  • Chatbot policy management
  • Selfie-based activation
  • Policy control and changes
  • In-app claims filing
  • Pause coverage to save
  • Referral program
Read full description

Naked is car, home, single item and pet insurance, run from an app and built to put you in control. Rose, our quote bot, asks a few quick questions about what you want to cover and 90 seconds later you've got a final price. Like it? Buy on the spot, get covered instantly and send your cover confirmation to your finance provider straight away. Need to claim? Do it straight from your phone. Everything is done in the app, any time, any day or night. A BIT MORE ABOUT NAKED - A final quote in 90 seconds, right here, right now. - Trusted by hundreds of thousands of South Africans - Accepted by all major banks - Underwritten by Hollard - Save up to 50% on your car premium when you're parked, with CoverPauseⓇ WHY NAKED - Cover for all your things: car, home contents, buildings, single items and pets, all in one app - Everything in the app: quote, buy, tweak your cover, download your confirmation of cover, or claim. No paperwork, no queues, no waiting for office hours. - A final quote in 90 seconds: Rose, our quote bot, does the heavy lifting. You get a price, not a range. Buy on the spot if you like it. - Great prices, thanks to smart tech: we've built Naked to run leaner than traditional insurers. Less admin, fewer overheads and those savings go straight into your premium. - You're in charge: set your basic excess upfront (flat, so no nasty surprises later), add car hire or credit shortfall, download your confirmation of cover, cancel any time. All in the app, in a few taps. - Faster claims, thanks to smart tech: chat to Jade, our claims bot, tell him what happened and let the app do the heavy lifting. Straightforward claims like a windscreen chip can be approved in minutes. When it's not straightforward, our team steps in. - An amazing team when you need them: if you'd rather talk to a person, our team is a message away and our 24/7 emergency line has you covered if you ever need help - The Naked Difference: we set aside most of what you pay to cover claims and take a set portion to run the business. Whatever's left at year end goes to a cause you choose, at no cost to you. Pick your cause in the app. Loving Naked? Grab your unique referral link in the app and earn up to R1,000 for every friend you bring along. THE LEGAL STUFF Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by Hollard Specialist Insurance Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 25511). Made it all the way down here? You'll fit right in. Get Naked.

About

King Price

Manage your car and portable possessions insurance policies with ease. Get instant cover, view policy details, complete self-inspections, and access important documents. You can even donate your monthly premium decrease to a chosen charity.

Highlights
  • Instant car and portable possessions cover
  • View policy information
  • Car self-inspection via app
  • Access policy documents
  • Donate premium decrease to charity
  • Portable possessions cover for unspecified items
Features
Read full description

Your policy in your pocket • Get instant cover for your car and portable possessions. • View your policy info. • Do a car self-inspection. • Get docs like your policy schedule and confirmation of cover. • Donate your decrease to charity. When we brought our world-first decreasing premium model to the market in 2012, not many thought we’d last the year. But, here we are, not just surviving but thriving. And, we’ve evolved from being king of price, to being king of insurance. It’s a crown we wear with pride… Not just because of how many clients love our great cover and quirky ways. Not just because we keep introducing innovative insurance products. Not just because of our award-winning royal service (yup, we’ve won stuff). Mostly because, in 6 years, we’ve given R100 million in decreasing premiums back to our clients. We think that’s pretty special. What’s a decreasing premium The name says it all: It’s a premium that decreases monthly instead of always going up. We figure, because your car’s value drops monthly, your car’s insurance premium should drop monthly too. It’s fair, it’s logical, and it makes sense! King Price clients also get up to 20% off when they cover 2+cars… And their premium still decreases monthly. And, for every car that you comprehensively cover with us, you can choose to insure an Apple Watch, bicycle or set of golf clubs for just R1 monthly! What’s portable possessions cover Portable possessions cover will repair or replace possessions like clothing and cameras, tablets and travel luggage, and rings and sparkly things, if they’re stolen or damaged while they’re anywhere other than in your home. We know it’s not polite to scratch around in other people’s handbags so we won’t ask you to list everything that you carry around in yours… We’ll cover these unspecified ‘everyday’ items up to an amount that you choose. But, we do need you to specify some of your actual handbags, and a few other special portable possessions, and we’re apped to help you do this. What’s a car self-inspection When we insure a car for you, unless it’s brand-spanking-new off the dealership floor, we’ll need you to show us that the car actually exists. It’s not that we don’t trust you, we just like to keep our Is dotted and our Ts crossed. So, you can take it to an Autoboys branch to have it inspected, or you can DIY using our app. It’s super easy and quick, and we’ll guide you through it step by step. What’s this about donating my decrease This is your chance to make the circle bigger and donate your monthly decrease to a charity. We’re all about #MakingADifference and so we’re giving you the opportunity to support some of the charities that we support. You can choose to donate your monthly decrease to any 1 of 8 charities… Just tell us which 1 tugs on your heart-strings and we’ll take care of all the details.

Screenshots

Naked Insurance4 screens
King Price4 screens

Verdict

The call

The clearest difference is rating: Naked Insurance at 4.6 against King Price's 1.0. Naked Insurance also leads on ratings volume (49 vs 1) and update cadence (fortnightly vs monthly). King Price's advantage is monetization model (free vs free with in-app purchases) and review sentiment (65% vs 56%). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Naked Insurance holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Naked Insurance has 49 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 56% of Naked Insurance's written reviews are positive against 65% of King Price's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Naked Insurance ships an update fortnightly, King Price monthly. The most recent releases landed on September 19, 2026 and September 18, 2026 respectively.

Scorecard5 real differences · 5 level
Naked Insurance versus King Price: the parameters behind the verdict, then further details
ParameterNaked InsuranceKing Price
PriceFreeFree
Rating4.6 (49 ratings) — better1.0 (1 ratings)
Positive reviews56.4% of reviews64.7% of reviews — better
Number of ratings49 — better1
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.5
Further details — not scored
Size140 MB172 MB
Age rating4+4+
DeveloperNaked Financial Technology (Pty) LtdKing Price

Customer experience

Naked Insurance

All ratings49 ratings
Positive89.8%
Neutral2.0%
Negative8.2%
Written reviews55 reviews
Positive56.4%
Neutral5.5%
Negative38.2%

King Price

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive64.7%
Neutral2.0%
Negative33.3%

In-app purchases

None

Naked Insurance

No in-app purchases

None

King Price

No in-app purchases

Questions

Is Naked Insurance free?
Naked Insurance is free to download, with no in-app purchases.
Is King Price free?
King Price is free to download, with no in-app purchases.
Which has better reviews, Naked Insurance or King Price?
Naked Insurance is rated higher. Naked Insurance averages 4.6 out of 5 from 49 ratings, while King Price averages 1.0 from 1 ratings.
Do Naked Insurance or King Price have ads?
Neither Naked Insurance nor King Price shows ads.
Which is updated more often, Naked Insurance or King Price?
Naked Insurance ships an update fortnightly, and King Price monthly. Most recently, Naked Insurance was updated on September 19, 2026 and King Price on September 18, 2026.

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