Franc vs King Price

Want to build wealth, but don’t know where to start? Franc helps you take control of your money with simple, goal-based saving and investing – no jargon, no guesswork, and no experience needed. Backed by trusted funds from Allan Gray, Sygnia and Satrix, regulated by the FSCA, and loved by thousands of South Africans. Here are some of the features to help you build wealth with confidence: START WITH A GOAL, GET A RECOMMENDED INVESTMENT STRATEGY Set a clear savings or investing goal and we'll recommend the right mix of funds for you, including cash and inflation-beating ETFs. START INVESTING WITH AS LITTLE AS R10 There are no minimums to start investing with Franc. Start small and work your way up. WITHDRAW AT ANY TIME All Franc investors get 4 free withdrawals every year. GET FULL VISIBILITY OF YOUR PORTFOLIO PERFORMANCE See exactly how your money’s performing, where it’s invested, and what you’re paying. SAFE, SIMPLE AND IN YOUR CONTROL No paperwork. No confusing terms. Just smart investing made for real people. BUILD MOMENTUM WITH STREAKS Build habits that stick. Get rewarded for every contribution with streaks and nudges to keep going. STAY MOTIVATED WITH BOOSTS Join challenges and complete actions to earn real rewards and build momentum with your money. LEARN AS YOU GROW Bite-size tips, explainers and coaching built right into the app, so you understand where your money’s going and why. Available to citizens of South Africa. Franc is a registered Financial Services Provider (FSP no. 49998).

Your policy in your pocket • Get instant cover for your car and portable possessions. • View your policy info. • Do a car self-inspection. • Get docs like your policy schedule and confirmation of cover. • Donate your decrease to charity. When we brought our world-first decreasing premium model to the market in 2012, not many thought we’d last the year. But, here we are, not just surviving but thriving. And, we’ve evolved from being king of price, to being king of insurance. It’s a crown we wear with pride… Not just because of how many clients love our great cover and quirky ways. Not just because we keep introducing innovative insurance products. Not just because of our award-winning royal service (yup, we’ve won stuff). Mostly because, in 6 years, we’ve given R100 million in decreasing premiums back to our clients. We think that’s pretty special. What’s a decreasing premium The name says it all: It’s a premium that decreases monthly instead of always going up. We figure, because your car’s value drops monthly, your car’s insurance premium should drop monthly too. It’s fair, it’s logical, and it makes sense! King Price clients also get up to 20% off when they cover 2+cars… And their premium still decreases monthly. And, for every car that you comprehensively cover with us, you can choose to insure an Apple Watch, bicycle or set of golf clubs for just R1 monthly! What’s portable possessions cover Portable possessions cover will repair or replace possessions like clothing and cameras, tablets and travel luggage, and rings and sparkly things, if they’re stolen or damaged while they’re anywhere other than in your home. We know it’s not polite to scratch around in other people’s handbags so we won’t ask you to list everything that you carry around in yours… We’ll cover these unspecified ‘everyday’ items up to an amount that you choose. But, we do need you to specify some of your actual handbags, and a few other special portable possessions, and we’re apped to help you do this. What’s a car self-inspection When we insure a car for you, unless it’s brand-spanking-new off the dealership floor, we’ll need you to show us that the car actually exists. It’s not that we don’t trust you, we just like to keep our Is dotted and our Ts crossed. So, you can take it to an Autoboys branch to have it inspected, or you can DIY using our app. It’s super easy and quick, and we’ll guide you through it step by step. What’s this about donating my decrease This is your chance to make the circle bigger and donate your monthly decrease to a charity. We’re all about #MakingADifference and so we’re giving you the opportunity to support some of the charities that we support. You can choose to donate your monthly decrease to any 1 of 8 charities… Just tell us which 1 tugs on your heart-strings and we’ll take care of all the details.