OUTsurance vs King Price
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
King Price
Manage your car and portable possessions insurance policies with ease. Get instant cover, view policy details, complete self-inspections, and access important documents. You can even donate your monthly premium decrease to a chosen charity.
- Instant car and portable possessions cover
- View policy information
- Car self-inspection via app
- Access policy documents
- Donate premium decrease to charity
- Portable possessions cover for unspecified items
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Your policy in your pocket • Get instant cover for your car and portable possessions. • View your policy info. • Do a car self-inspection. • Get docs like your policy schedule and confirmation of cover. • Donate your decrease to charity. When we brought our world-first decreasing premium model to the market in 2012, not many thought we’d last the year. But, here we are, not just surviving but thriving. And, we’ve evolved from being king of price, to being king of insurance. It’s a crown we wear with pride… Not just because of how many clients love our great cover and quirky ways. Not just because we keep introducing innovative insurance products. Not just because of our award-winning royal service (yup, we’ve won stuff). Mostly because, in 6 years, we’ve given R100 million in decreasing premiums back to our clients. We think that’s pretty special. What’s a decreasing premium The name says it all: It’s a premium that decreases monthly instead of always going up. We figure, because your car’s value drops monthly, your car’s insurance premium should drop monthly too. It’s fair, it’s logical, and it makes sense! King Price clients also get up to 20% off when they cover 2+cars… And their premium still decreases monthly. And, for every car that you comprehensively cover with us, you can choose to insure an Apple Watch, bicycle or set of golf clubs for just R1 monthly! What’s portable possessions cover Portable possessions cover will repair or replace possessions like clothing and cameras, tablets and travel luggage, and rings and sparkly things, if they’re stolen or damaged while they’re anywhere other than in your home. We know it’s not polite to scratch around in other people’s handbags so we won’t ask you to list everything that you carry around in yours… We’ll cover these unspecified ‘everyday’ items up to an amount that you choose. But, we do need you to specify some of your actual handbags, and a few other special portable possessions, and we’re apped to help you do this. What’s a car self-inspection When we insure a car for you, unless it’s brand-spanking-new off the dealership floor, we’ll need you to show us that the car actually exists. It’s not that we don’t trust you, we just like to keep our Is dotted and our Ts crossed. So, you can take it to an Autoboys branch to have it inspected, or you can DIY using our app. It’s super easy and quick, and we’ll guide you through it step by step. What’s this about donating my decrease This is your chance to make the circle bigger and donate your monthly decrease to a charity. We’re all about #MakingADifference and so we’re giving you the opportunity to support some of the charities that we support. You can choose to donate your monthly decrease to any 1 of 8 charities… Just tell us which 1 tugs on your heart-strings and we’ll take care of all the details.
Screenshots
Verdict
The clearest difference is rating: OUTsurance at 4.8 against King Price's 1.0. OUTsurance also leads on ratings volume (380 vs 1) and update cadence (fortnightly vs monthly). King Price's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OUTsurance holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: OUTsurance has 380 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 62% of OUTsurance's written reviews are positive against 65% of King Price's, so the app with the better star average is not the one people write more warmly about.
OUTsurance ships an update fortnightly, King Price monthly. The most recent releases landed on September 19, 2026 and September 18, 2026 respectively.
| Parameter | OUTsurance | King Price |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (380 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 62.1% of reviews | 64.7% of reviews — better |
| Number of ratings | 380 — better | 1 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 81 MB | 172 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | King Price |
Customer experience
OUTsurance
King Price
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
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- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
King Price
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
King Price
No in-app purchases








