About
Obține rapid și convenabil un împrumut direct de pe dispozitivul tău mobil. Serviciul oferă transparență totală asupra termenilor și condițiilor, asigurând securitatea datelor tale. Ideal pentru cetățenii români care au nevoie de finanțare rapidă.
What's New in HoraCredit
1.17
July 15, 2026
Îmbunătățire generală a aplicației.
FAQ
How fast can I get a loan with HoraCredit?
The app is designed for speed, with a simplified application and approval process to ensure you receive funds quickly and efficiently. Specific processing times can vary based on individual circumstances and verification.
What are the loan terms for HoraCredit?
Loans can be taken for a minimum of 70 days and a maximum of 365 days. The Annual Percentage Rate (APR) is 34%.
Can I manage my loan through the HoraCredit app?
Yes, the HoraCredit app allows you to apply for and manage your loans directly from your mobile device, offering a convenient way to handle your financing.
Is my data secure with HoraCredit?
HoraCredit prioritizes the safety and confidentiality of your data. They assure users that their information is kept secure throughout the entire loan process, adhering to GDPR regulations.
What is the total cost of a loan with HoraCredit?
For example, a 1,000 lei loan for 70 days with a daily interest rate of 0.001% (36.5% annual) would incur 7 lei in interest, making the total repayment 1007 lei.
Who is eligible to borrow from HoraCredit?
Eligibility is for Romanian citizens between the ages of 19 and 75 years old. You must meet these age and citizenship requirements to apply.
Does HoraCredit have ads?
Yes, the application contains advertisements. This is a common practice for free financial apps to support their services.
How often is HoraCredit updated?
The app was last updated on May 26, 2026, with version 1.16. Regular updates ensure the app remains functional and secure.
