Best HoraCredit alternatives: apps like HoraCredit

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated October 2026
HoraCredit
HoraCredit
HORA CREDIT IFN SA

Whether you want more options like HoraCredit or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to HoraCredit

Addiko Bank Romania#1

Addiko Bank Romania by Addiko Bank

Fast and Simple Online Loans
Editor's Choice
πŸ’° Finance
0.0(0 ratings)
Free
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Apply for a personal loan quickly and easily from your own online finance space. The app offers a transparent pricing structure, an intuitive interface, and minimal data input, allowing for a decision in minutes and instant access to funds.

Avantaj#2

Avantaj by Credit Europe Bank Romania

The card that moves with you
Strong Contender
πŸ’° Finance
5.0(14 ratings)
Free
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This app allows users to manage their credit card, earn rewards, and access exclusive benefits. It offers features like cashback, challenges, and status levels to enhance the user's financial experience. Security and easy transaction management are also key aspects.

Salt Bank#3

Salt Bank by Salt Bank S.A.

Romania’s first neobank
Worth Considering
πŸ’° Finance
3.4😐(11 ratings)
Free
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Manage your finances with a Romanian neobank offering a multicurrency card, personal loans, and investment options. Access business banking features like invoice issuing and enjoy interest-bearing deposits.

What We Love

  • ⚑ Fast and efficient
  • 🀝 Friendly and responsive support
  • πŸ’» Easy to use interface
  • πŸ’³ Useful banking features

Room to Improve

  • ⏱️ Slow account verification process
  • πŸ”’ Concerns about data security
  • πŸ’° Unexpected account blocks and fund holds

More apps like HoraCredit

4
SelfPay Now
SelfPay Now
SelfPay Now
by SelfPay S.A
Free

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

Instant cash deposits to any cardFree money transfers to friendsTransfer between your cards
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(6)
free
5
ING HomeBank
ING HomeBank
ING HomeBank
Internet banking de oriunde
Free

Manage your finances from anywhere with this intuitive banking app. Open accounts, apply for loans, make payments, and track investments all from your smartphone. Enjoy secure access with biometric login and receive instant notifications for all transactions.

Open online current accountsApply for loans and credit cardsManage term deposits and savings
πŸ’° Finance
(706)
free with in-app purchases
6
Raiffeisen SmartToken
Raiffeisen SmartToken
Raiffeisen SmartToken
by Raiffeisen Bank Romania S.A.
Free

This app provides secure and convenient transaction authentication and ordering directly from your mobile phone. It functions as an eToken, enabling 100% online processes without requiring a physical device. Integration with existing mobile banking apps simplifies activation.

Secure transaction authenticationOrder transactions remotelyeToken functionality
πŸ’° Finance
(298)
free
7
Raiffeisen Smart Mobile
Raiffeisen Smart Mobile
Raiffeisen Smart Mobile
Do more with your money!
Free

Manage your finances on the go with a secure and intuitive mobile banking app. Open accounts online, make instant payments, personalize your dashboard, and access investment and loan products. Enjoy features like automatic savings, bill payments, and loyalty rewards.

100% online account openingSecure authentication (PIN, fingerprint, FaceID)Smart Hour exchange rates
πŸ’° Finance
(1.3K)
free with in-app purchases
8
BT Go
BT Go
BT Go
by Banca Transilvania
Free

This business banking app offers a comprehensive suite of financial and management tools for companies. It allows for online account opening, transaction management, card services, loan access, and investment portfolio viewing. The app also facilitates quick payments, foreign exchange operations, and integrates with billing solutions for invoice management.

Online account openingTransaction management and statementsCard management and limits
πŸ’° Finance
(116)
free
9
mobilPay Wallet
mobilPay Wallet
mobilPay Wallet
by mobilPay
Free

This mobile payment solution simplifies transactions with a new, intuitive design. Easily scan and pay, manage loyalty cards, and access exclusive partner promotions for a faster and simpler payment experience.

Intuitive designLoyalty card savingScan & Pay functionality
πŸ’° Finance
(30)
free
10
UniCredit RO - Mobile Banking
UniCredit RO - Mobile Banking
UniCredit RO - Mobile Banking
The app for your money.
Free

Manage your finances securely and conveniently from your mobile device. Enroll cards in digital wallets, request new cards, activate cashback offers, and pay bills with ease. Update your contact details, set up direct debits, and generate cash withdrawal codes.

Enroll cards in Apple PayRequest virtual debit cardsActivate ShopSmart cashback offers
πŸ’° Finance
(591)
free