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IndiaLends-Loans, Credit Score

IndiaLends-Loans, Credit Score

Personal Loans, Credit Score

42 ratings
55 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • October 12, 2016
  • June 16, 2026

Features

Developer

GC WEB VENTURES PRIVATE LIMITED
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About

This app is an online marketplace for credit products, offering free credit reports, credit cards, and personal loans from various banks and NBFCs. It provides instant, fully digital personal loans and technology solutions for financial institutions.

✓Free credit report
✓Personal loans up to ₹25 lacs
✓Personalized loan offers
✓Range of credit cards
✓Fully digital loan process
✓Loan management platform for institutions
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What's New in IndiaLends

8.5

June 16, 2026

We've made improvements to enhance your experience: • Refined the Personal Loan application flow for a smoother journey. • Fixed minor bugs and implemented various enhancements to deliver a more seamless experience.

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User reviews

Most RecentHighest RatedLowest Rated

Fack app

Fack app
Suren jogiSuren jogi

Great Experience

That’s an amazing app for loan . I need urgently loan and I applied for loan from there on call their agent assist me and disbursed amount
🤌 🫶🤌 🫶

Unique Approuch by Aakanksha Mam

i would like to inform to Indianlend Team that ,
Akanksha mam have clear my all basic Doubts & Her behaviour & Approuch was also good ,

so that the reson i have Deciding to Sent the little review about her exelent work behavior & Humble Approuch with Customer.

Thanks & Regurds

Ankit Lakhani

Indialend customer
Show more
Unique PlatformUnique Platform

Review

Thanks you for helping me, very good and helpful
lomdhilomdhi

Loan amount

Team helped me to receive loan very easily. Thanks to the team
NishanthhvNishanthhv
See 50 more reviews

FAQ

What does IndiaLends offer?

IndiaLends is an online marketplace that provides access to personal loans, credit cards, and free credit reports from a wide range of banks and NBFCs. It also offers technology and data solutions to financial institutions for credit risk assessment and loan management.

What are the features of personal loans through IndiaLends?

You can get personalized personal loan offers up to ₹25 lacs with interest rates starting at 10.25% for tenures between 1 to 5 years. The app helps you find the best suitable banks or NBFCs based on your eligibility, aiming for minimal interest rates and easy approval.

Is IndiaLends free to use?

Yes, the app offers a free credit report and acts as a marketplace for credit products. While the app itself is free to download and use for accessing offers, the actual loans and credit cards obtained through the platform will have associated costs such as interest rates and processing fees.

Who is eligible for a personal loan through IndiaLends?

Eligibility typically requires you to be between 18 and 60 years old, employed (salaried or self-employed), with a minimum net monthly income of ₹10,000. Salaried individuals need at least 6-12 months of work experience, while self-employed individuals need at least 3 years of experience.

What are the typical costs associated with a personal loan?

Costs include interest charges, which can range from 10.25% to 25% depending on your profile. There are also loan processing fees (typically 1.5% - 6%), documentation charges, and potential amortization schedule charges. Additional charges may apply for changes in payment mode or delayed/non-payment of EMIs.