Innovations FCU Mobile Banking

Innovations FCU Mobile Banking

by Innovations Financial Credit Union

3.2K ratings
62 reviews
Free

Details

  • Released
  • Updated
  • January 6, 2016
  • June 2, 2026
Innovations FCU Mobile Banking screenshot #1 for iPhone
Innovations FCU Mobile Banking screenshot #2 for iPhone
Innovations FCU Mobile Banking screenshot #3 for iPhone
Innovations FCU Mobile Banking screenshot #4 for iPhone
Innovations FCU Mobile Banking screenshot #5 for iPhone
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About

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer money, and make loan payments. The app also offers secure messaging, card controls, and remote deposit capture for a comprehensive banking experience.

Check account balances
View transaction history
Transfer funds between accounts
Pay loans
Secure messaging
Card controls
Remote deposit capture
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What users say

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What's New in Innovations FCU Mobile Banking

5.16.113

June 2, 2026

Improved performance and bug fixes.

User reviews

It’s great but need to change a few things

I love using the app but it makes it so inconvenient when you open the app and the bold number at the top is what you used to have and the smaller number under the big bold number is what you currently have. Of your not careful you will think you still have a certain amount when you have a smaller amount truly to use. I opted for overdraft but if you were to use it to buy your $10 tissue you will be charged $30 so be cautious on this app
If you do overdraft, just go to the bank, ask to overdraft your full $500 that you are allowed to pull in advanced and you will be changed $30 only once instead of throughout every charge you make
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App is broken

I now have to power off my phone every time I use the app because even after closing the app it continues to track my location and drain my battery. Please fix this issue

Changing just to change is not INNOVATION

Why would you fix what’s not broken?

Why do card transactions now start with: “Withdrawal Check Card” instead of the name of the business? That phrase is so unnecessarily long that it takes up what little space is given to each transaction on the screen (because they’re all smaller now too). So instead of scrolling down and reading through my processed transactions, I have to touch each one to see what it was. How is this an improvement to add an extra step to see each description of every transaction when they used to all be listed right there? It’s ridiculous.

What’s even more ridiculous is the new “Upcoming Transactions” page where each transaction simply shows the name of the business without the silly “Withdrawal Check Card” preface. Just do that on the Transactions page!

The app before was basically perfect and checked all the boxes. Changing it just for the sake of change is not INNOVATION.
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Unable to use Mobile Deposit

All of a sudden the Mobile Deposit will notrecognize the endorsement on the back of the check which prohibits me from completing the transaction. This has been going along for several months. My wife has also tried on her phone and she gets the same results. I’m using an Apple 13 Pro and she is using an Apple 15 Pro. Is there a fix for this????
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Great CU

I have had nothing but positive interaction with Innovations CU.

User experience

🐞

Reported Bugs

4 issues

Mobile deposit not working

Bug

Biometrics settings reset

Bug

App crashes and battery drain

Bug

Transactions display issues

Bug

Requested Features

4 requests

Bring back loan balance display

Feature

Improve bill pay functionality

Feature

Add dark mode option

Feature

Enhance transaction details

Feature

FAQ

What can I do with the Innovations FCU Mobile Banking app?

The app allows you to check your account balances, view your transaction history, transfer funds between your accounts, and pay your loans. It also includes features like secure messaging for support, card controls, and remote deposit capture.

Is the Innovations FCU Mobile Banking app free to use?

Yes, the application is free to download and use. There are no charges associated with accessing your accounts or performing transactions through the app.

What are the key features of this mobile banking app?

Key features include the ability to check balances, view transaction history, transfer funds, and pay loans. Additionally, users benefit from secure messaging for support, card controls to manage their cards, and remote deposit capture for depositing checks.

How can I get help if I have questions about the app?

If you have any questions about the Innovations FCU Mobile Banking application, you can contact Innovations directly at (850) 233-4400. They will be able to assist you with any inquiries.