10+ similar apps compared and reviewed
Whether you want more options like IOU or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Easily track who owes you money and who you owe. Log loans, record payments, and get reminders for due dates. Keep all your IOUs and personal loan details in a private ledger without needing an account or subscription.
Easily track loans, IOUs, and split bills with friends. This app organizes all your debts and payments in one place, with optional receipt photos and payment reminders. It offers private syncing via iCloud and detailed financial overviews.
Easily track money lent and borrowed, including repayments and interest. Organize finances with multiple ledgers and secure your data with a PIN lock. Works offline with optional iCloud backup and export.
