Best apps like IOU – Due & Lend Tracker

10+ similar apps compared and reviewed

5.0 avg rating
9 free apps
Updated September 2026

Whether you want more options like IOU or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to IOU

I.O.Then : Borrow Tracker#2

I.O.Then : Borrow Tracker by Aleh Rabchuk

Borrow & Return Reminder
Strong Contender
πŸ’° Finance
0.0(0 ratings)
$0.99
I.O.Then : Borrow Tracker screenshot 1
I.O.Then : Borrow Tracker screenshot 2
I.O.Then : Borrow Tracker screenshot 3
I.O.Then : Borrow Tracker screenshot 4
I.O.Then : Borrow Tracker screenshot 5
I.O.Then : Borrow Tracker screenshot 6

This app helps you track borrowed items and money, ensuring they are returned on time. It simplifies the process of lending and borrowing by allowing you to record details, set return dates, and get gentle reminders, preventing awkward conversations and lost belongings.

More apps like IOU

4
LendWise - Lending Tracker
LendWise - Lending Tracker
LendWise - Lending Tracker
Track money lent & borrowed
Free

Easily track money lent and borrowed with this app. It helps you manage all personal lending and borrowing records, including interest calculations and due date reminders. Enjoy secure, encrypted backups for your financial data.

Track money lentTrack money borrowedInterest calculation
πŸ’° Finance
(3)
free
5
Wandersplit: Split bills
Wandersplit: Split bills
Wandersplit: Split bills
Trip Expenses・Bill Splitter
Free
πŸ’° Finance
(0)
6
Owey - IOU & Debt Tracker
Owey - IOU & Debt Tracker
Owey - IOU & Debt Tracker
Track loans, debts & remind
Free

Easily track who owes you money or items, and what you owe others. Log loans in seconds, get timely reminders, and settle debts without awkward conversations. It's a simple, pleasant way to manage your personal lending and borrowing.

Log loans in 10 secondsTrack money and objectsOverdue and upcoming item overview
πŸ’° Finance
(0)
freemium
7
Vista Lending Mortgage App
Vista Lending Mortgage App
Vista Lending Mortgage App
by Network Funding, L.P.
Free
πŸ’° Finance
(0)
8
BizDebt - Track & Manage Debts
BizDebt - Track & Manage Debts
BizDebt - Track & Manage Debts
Track & Manage Business Debts.
Free
πŸ’° Finance
(0)
9
Payback: Money & Expenses
Payback: Money & Expenses
Payback: Money & Expenses
Track dues, splits and payback
Free

Easily track money lent, borrowed, and shared expenses. This app offers a private, local-first solution for managing personal finances and informal lending without requiring an account or bank connection. It simplifies splitting bills, tracking recurring payments, and managing debts between individuals.

Track lending and borrowingSplit expenses equally or by exact amountsManage personal and split spending
πŸ’° Finance
(1)
free
10
My Mortgage | LendingShops
My Mortgage | LendingShops
My Mortgage | LendingShops
by PFN Lending Group, Inc
Free
πŸ’° Finance
(0)