Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.
4.6(52 ratings)
Free
Best apps like iOweYou: Debt Tracker
10+ similar apps compared and reviewed
4.4 avg rating
10 free apps
Updated September 2026
Whether you want more options like iOweYou or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Top Alternatives to iOweYou
Debes: Who owes me? Do I owe? by Tomas Chyly
Strong Contender
💰 Finance
4.0(1 ratings)
Free
Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.
PayMeLater Friend Debt Tracker by Nicovate Limited
Track debts and split billsWorth Considering
💰 Finance
4.7(69 ratings)
FreeIn-App Purchases
Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.
