Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.
4.5(22 ratings)
Free
Best apps like iOweYou: Debt Tracker
10+ similar apps compared and reviewed
4.6 avg rating
10 free apps
Updated July 2026
Whether you want more options like iOweYou or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Top Alternatives to iOweYou
Evenly - Lend and never forget by Oleksii Nezhyborets
Track what you loan and borrowStrong Contender
馃挵 Finance
4.9(75 ratings)
Free
Easily track money lent to and borrowed from friends. This app synchronizes loan history across devices, ensuring no transaction is forgotten. It features automatic reflection of loans for both parties and convenient push notifications.
4.8(57 ratings)
FreeAdsIn-App Purchases
Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.
More apps like iOweYou
4
owed
money mangement made easy!
Free
Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.
Track multiple debts per personUse contacts to add peopleSet notifications
馃挵 Finance
(50)
free5
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free
Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.
Manage who owes you moneyTrack what you owe othersOrganize debts with items
馃挵 Finance
(1)
free6
Loan Tracker: You Owe Me
IOUs, Bills & Reminders
Free
This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.
Track loans and IOUsSplit bills easilyBuilt-in Money Messages for conversations
馃挵 Finance
(346)
free with in-app purchases7
Who Owes Me - Payment Tracker
Remember debts, split expenses
Free
Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.
Track debts and IOUsSplit expensesCloud sync across devices
馃挵 Finance
(783)
free with in-app purchases8
Debty - Private Debt Tracker
Keep track of your debts/loans
Free
Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.
Track debts and loansManage shared expensesAutomatic calculations
馃挵 Finance
(116)
free with in-app purchases9
Debt Tracker - Debts Manager
Debt payoff planner tracker
Free
Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.
Manage debts and receivablesSeparate by currencyDebt payoff planner
馃挵 Finance
(104)
free with in-app purchases10
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free
Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.
Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
馃挵 Finance
(6.7K)
free with in-app purchases