Great Experience
I’ve been banking on Jiko for a few years now. I love the app and the satisfaction of having my money in a place that gives great yield. Overall a great concept and happy with the service!
Safe and Easy to Use
Best bank for anyone unfamiliar with banking and just want a safe and EASY place to put their money. Jiko has by far the easiest and most intuitive UI of any fintech app out there.
The app’s minimal design is backed up by a super safe framework that lets you essentially have a high-yield savings account that doubles as a checking account since you can use the money whenever wherever you want. You also get 1% cash back on your debit card which is cool since the only other bank that does that is Discover and you can’t go to any and all ATMs with them 🤷♂️.
Overall it’s just real simple and safe to use so if you’re not too familiar with finance it’s perfect and has honestly saved me from the hassle of dealing with traditional banks.
I will say however they do lack a few small features that traditional banks have like depositing checks but even that’s not really an issue since you can scan them on Venmo or PayPal and just transfer from there.
The app’s minimal design is backed up by a super safe framework that lets you essentially have a high-yield savings account that doubles as a checking account since you can use the money whenever wherever you want. You also get 1% cash back on your debit card which is cool since the only other bank that does that is Discover and you can’t go to any and all ATMs with them 🤷♂️.
Overall it’s just real simple and safe to use so if you’re not too familiar with finance it’s perfect and has honestly saved me from the hassle of dealing with traditional banks.
I will say however they do lack a few small features that traditional banks have like depositing checks but even that’s not really an issue since you can scan them on Venmo or PayPal and just transfer from there.
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Don’t trust this app with your money
Every time I have ever tried using their debit card, my money just vanishes. There is only one employee in this so called bank, which is very odd. Every time I had this issue I had to wait for him to respond, and every time there was a different resolution.
Bad by Affiliation
This app has to be super shady based on the fact that they are working with Juno. Juno has managed to scam millions of dollars
Underrated APP
I have used JIKO for a couple of years now. I have to say the team behind the app is unreal in support and information needed to help you with any of the needs of the app. With a 1% cash back debit card and the initial security of the no facing debit card “no numbers on the debit card” along with the ability to create ach portals and virtual cards enhance the security even more…alll this is topped with a beautiful cherry of your money automatically being invested in t-bills (at $100 increments).
What more could you ask for 😎
What more could you ask for 😎
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Enjoy
I very much enjoy the unlimited virtual cards. I’m finding they are down today but I enjoy being able to use a new card via each transaction I make. Excellent
Underrated Gem of Fintech Apps
After using Jiko for a few years, I can confidently say Jiko is truly an underrated gem of fintech/neobanking apps. It’s the easiest ways to buy and invest in T-Bills, but use them like cash. Jiko’s ACH portals give me the confidence that if an external company I use and pay directly (say, an utility provider) has a data breach and my bank information is compromised, I can just remove the ACH portal in Jiko and create a new one. No headache. The added benefit of 1% back on debit card purchases is a huge bonus - I used it to pay my federal taxes and got cash back!
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Great app
Has been a great app. I didn’t know what to expect, but after using it, I found it very simple and user friendly. I enjoy seeing my money grow!
Great for my savings
This App makes it easy and fun to save money. It’s very addictive to see it grow everyday. Looking forward to receiving the card!
