Kachinga

Kachinga

Teach Kids Good Money Habits

68 ratings
34 reviews
Free
With Ads

Details

  • Released
  • Updated
  • September 20, 2019
  • February 18, 2025

Features

Kachinga screenshot #1 for iPhone
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Kachinga screenshot #6 for iPhone
iphone
ipad
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About

This app helps parents teach children financial literacy through an allowance and savings management system. It combines a debit card for kids with parental controls, allowing real-world money experience in a secure environment.

Allowance and chore management
Savings goal setting
Secure debit card for kids
Parental controls and spending transparency
Financial literacy guidance
Real-time notifications
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What's New in Kachinga

1.1.23

February 18, 2025

Thanks for using Kachinga! We're constantly improving the app to give you the best experience. This update also includes various bug fixes, performance improvements, and the latest features.

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User reviews

Fraudulent app

I will amend this review if I ever hear back from support. So far this app appears to be completely fraudulent. On 12/04 I sent a deposit to the Kachinga card from my external bank. The withdrawal from my external bank to Kachinga successfully debited on 12/04. As of today that deposit has gone missing, never has credited to my Kachinga account and when I call the support number I speak to someone in another country who tells me that no deposit was ever made. When you click to email support through the app an email opens with a subject line but with no email address to send the ticket to. So far this appears to be a total scam.

Update as of 12/29
Kachinga support responded to my email about the missing deposit. In their email they blamed my bank for the delay in crediting the account claiming my bank flagged my account incorrectly. This claim by Kachinga was false. Kachinga said they fixed the error and sure enough when I login to the app it now shows the correct available balance. My son attempted to use the card today for the first time and it was declined. I called the number on the back of the card and was told the account balance was $0.

Your funds are not safe with this company. Do not under any circumstances trust this app with your funds. You’ve been warned.
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Response from developer

We’re sorry to hear about your ongoing frustration. We want to assure you that we take these concerns very seriously. We also understand how important it is to have clarity and confidence in your account. When funds are transferred via the app, they need to be moved from the wallet to the prepaid card for child accounts to be available for transactions. This ensures security and proper allocation of funds for card use. For clarity You can do this easily in the app under the wallet section. We encourage you to reach out directly if you continue to experience challenges. Please email us at Support@Kachinga.com, and we will work with you to ensure everything is resolved to your satisfaction. 12/13; We're sorry to hear that you've had some challenges during the setup process. Our support team responds quickly via email as well as on the phone. If you feel you've missed a response, please be sure to check your spam folder as well. If this was a new transfer, ACH processing is used which takes several business days. Please reach out at Support@Kachinga.com for further support.

Fraudulent app

I will amend this review if I ever hear back from support. So far this app appears to be completely fraudulent. On 12/04 I sent a deposit to the Kachinga card from my external bank. The withdrawal from my external bank to Kachinga successfully debited on 12/04. As of today that deposit has gone missing, never has credited to my Kachinga account and when I call the support number I speak to someone in another country who tells me that no deposit was ever made. When you click to email support through the app an email opens with a subject line but with no email address to send the ticket to. So far this appears to be a total scam.
Show more

Response from developer

We're sorry to hear that you've had some challenges during the setup process. Our support team responds quickly via email as well as on the phone. If you feel you've missed a response, please be sure to check your spam folder as well. If this was a new transfer, ACH processing is used which takes several business days. Please reach out at Support@Kachinga.com for further support.

Isn’t working anymore

This app still isn’t working even after the developer left a message on my review saying the app is working. I’ve asked 3 different people and it’s still down for them. This is crazy we trust you with our money!

Response from developer

Hello, thank you for sharing your feedback. The app is still live and available for use. If you're still encountering any issues, have any specific account related questions, please don’t hesitate to reach out to our support team at support@kachinga.com.

Isn’t working anymore

This app still isn’t working even after the developer left a message on my review saying the app is working. I’ve asked 3 different people and it’s still down for them. This is crazy we trust you with our money!

Response from developer

Hello, thank you for sharing your feedback. We understand how important our app is to you and sincerely apologize for the inconvenience caused by the recent downtime. Your security is our top priority, and we appreciate your patience during this necessary upgrade! We're pleased to share that the app has been back up and running smoothly for the past couple of weeks. If you're still encountering any issues, have any questions and/or still would like to discuss a refund, please don’t hesitate to reach out to our support team at support@kachinga.com.

Doesn’t work anymore :(

Hopefully, they can fix it as we were using it to track all our kids stuff.

FAQ

What does Kachinga do?

Kachinga helps parents raise financially smart kids by combining an allowance, chore, and savings management app with a secure debit card for kids. It provides real-world money experience with parental controls, allowing kids to learn how to manage money responsibly.

What are the key features of Kachinga?

Key features include automating allowances and chores, instantly transferring money, setting savings goals, managing spending with parental controls, and providing financial literacy guidance. Kids can use their own app to track balances, manage chores, and shop with their card.

How much does Kachinga cost?

Kachinga offers two subscription options: 'Real Money' is $36/year per child and allows you to transfer real money to your child's debit card. 'Virtual Money' is free and is for managing and tracking money you hold elsewhere for your kids.

Is Kachinga secure?

Yes, Kachinga prioritizes security with no hidden fees or overdrafts, FDIC insured accounts through Sunrise Banks, bank-grade encryption, and strict data privacy. Accounts are protected with fingerprint and Face ID locks, and parents can control ATM withdrawals and block non-age-appropriate spending categories.

Who is Kachinga for?

Kachinga is designed for parents who want to teach their children good money habits and provide them with real-world financial experience. It's also for kids and teens who want to learn how to manage their own money, track their spending, and set savings goals.