KeyPoint Credit Union Mobile User Reviews

Customer Experience

Positive experience43.1% of reviews
Neutral7.3% of reviews
Negative experience49.5% of reviews

~ Based on 109 written reviews from the US App Store.

What users say

Is KeyPoint Credit Union Mobile Safe?

KeyPoint Credit Union Mobile appears safe based on user ratings. AppsHunter Safety Score for KeyPoint Credit Union Mobile is 96/100.

This assessment is based on 8,269 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.3% of ratings point to a safe experience
2.1% of ratings suggest some concerns
1.5% of ratings point to a risky experience

~ Based on 8,269 App Store ratings for KeyPoint Credit Union Mobile.

Is KeyPoint Credit Union Mobile Legit?

KeyPoint Credit Union Mobile appears to be a legitimate app. AppsHunter Legitimacy Score for KeyPoint Credit Union Mobile is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Adding Steps Isn’t Innovation

Taking a picture is easy. It’s pretty intuitive. But KPCU doesn’t trust its users to be smart enough to do that, so to cash a check, you need to wait for an AI to fail to take a picture on your behalf before it will even allow you to just use a normal shutter button.

The fix is so annoyingly simple. Just do it the old way. Give us back a shutter button so we can take a picture of the check. KPCU is overcomplicating it, wasting customers’ time and battery in the process. This doesn’t serve customers at all. It’s not innovation. It’s arrogance and ego of developers.

Sometimes simple is enough.

I will continue updating this negative review until we get manual check photos by default. It’s so easy to implement and so stupid not to.
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Mgr Kelly

Was vary caring and wonderful ❤️

Great app

The app is clean looking and very user friendly

Love this Credit Union!!!

Great helpful people makes life simple!!! Love um!!

The app is getting more and more terrible.

The app crashes when you click on the balance. In the past and on the web, transactions are shown. In the app, it crashes the app.
When setting up an internal account transfer and want to schedule it later, you cannot because it does not show a date that you can modify. 4.8 rating is a fraud. This app deserves a 0.0 rating. How long does it take to fix the app?
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The best App

This app is very secured and useful for banking operations like Zelle transfers, check deposits.

Terrible App and Even Worse Customer Service: Avoid Keypoint Credit Union!

I tried transferring money from my Keypoint account to another bank through their app, and it was a total disaster. The transfers failed because of some problem on their side, but I didn’t even know until one of their reps called me out of the blue with this super cold attitude. All they said was, “Hey, your transaction didn’t go through, just try it again.” When I asked what happened, they brushed me off like, “We don’t know, but here’s a number for the back office if you want to dig into it.”
Come on, that’s ridiculous! Why do I, as the customer, have to call some other department to figure out their mess? The rep couldn’t be bothered to check anything basic, and it left me totally annoyed and clueless. Worst part is, the app didn’t send any notifications or warnings about the failure. I only found out from that random phone call. What if I was paying bills or making a big purchase? These things could just flop without a heads up, and that’s scary.
Keypoint’s app is glitchy, their customer service doesn’t care, and the whole thing feels sloppy. Save yourself the headache and go with a different bank. I’ve already jumped ship. If I could give zero stars, I would!
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Lock out

The app works one day and then won’t let me login the next day

Simple and easy to use

Just a good nicely executed banking application

Cannot Paste Zelle Contacts

The app will not let you paste contact information when sending money using Zelle. I guess KeyPoint thinks they're somehow increasing their app's security by forcing their customers to type contact information by hand, risking mistyping a phone number or email address and then sending money to the wrong person.

However small that risk may be, this is ridiculous. Just let your customers copy and paste from a known good contact into the app. You're not helping!
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Great App

KP’s app and local bank is a great tool to keep watch on my bank account

Latest update not so great

The latest update to this app has made all the fonts so gigantic that I can’t see everything and I have to scroll on every page and it’s not adjustable. This is the second time in the last five or six years. They have updated this app by making everything worse.

Refused to deposit a US Treasury check?

Tried to deposit my tax refund check using the app. Check made out to both of us, same as bank account, but rejected by the app. Really?????

Great

Very helpful with any questions and great customer service. Thanks

Best in the business

I’ve been using this app for several years now they continually provide updates which truly do help their customers, bank, online safer, faster, and easier.

Easier than ever to use

I especially like how easy it is to see balances and to transfer funds. Zelle is so easy to use. Thank you.

Works

I’ve been using Keypoint from the ARA days 35 years ago. The app is a breath of fresh air - it just works globally period.

Excellent easy to use

Excellent features.

User Friendly

Very easy to use, accurate, reliable. Works well.

Slow Improvement

The app is better but it still has to reference the ye olde statement website and data. Its the web version of lip filler and stretching skin to make it look “younger”.