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NIH Federal Credit Union

NIH Federal Credit Union

by NIH Federal Credit Union

7.6K ratings
83 reviews
With Ads
📊 Productivity
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • April 19, 2011
  • July 23, 2026

Features

Developer

NIH Federal Credit Union
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NIH Federal Credit Union screenshot #1 for iPhone
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NIH Federal Credit Union screenshot #4 for iPhone
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About

Manage your credit cards, share accounts, and loans securely and conveniently from your mobile device. Check balances, pay bills, deposit checks, and view transaction history with ease. Open new accounts and apply for loans directly through the app.

✓View account balances and payment activity
✓Make instant account transfers
✓Pay bills and manage payees
✓Deposit checks from your device
✓Open new accounts and apply for loans
✓Manage debit and credit cards
✓Set up push notifications
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What users say

Summarized from real user reviews of NIH Federal Credit Union. Based on 7.6K reviews and a 4.8/5 average, it highlights the 7 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient mobile banking
  • 🚀Easy to navigate app
  • 💡Helpful ATM/branch locator
  • 👍Reliable and consistent service
  • 👍Excellent customer service
  • 👍Secure and trustworthy
  • 👍Positive long-term member experience

Negative things

  • 🐛Occasional login/access issues
  • 🐛Reduced functionality after app updates
  • 🐛Inconsistent mobile deposit limits
  • 🐛Difficulty finding/using Zelle feature
  • 🐛Lack of international money transfer
  • 🐛Limited account information in app
See all reviews
+1

What's New in NIH Federal Credit Union

4022.0.0

July 23, 2026

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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User reviews

Most RecentHighest RatedLowest Rated

A solid credit union

I have enjoyed the service and experience that NIHFCU has provided to me as a customer.
Nate 4 stacksNate 4 stacks

Great Customer Service

I always get top class customer service anytime I call. The App serves all my need
NyunkonNyunkon

NIH Credit Union

The NIH Credit Union has been providing wonderful service to NIH employees. The branches on campus and the ATM machines at different locations are convenient for us, which is one of the reasons that I use credit union. I hope the ATM machines in Bldg 45 will remain here.
NIHer@Bldg45NIHer@Bldg45

NIHFCU

I am learning a lot and taking my credit very seriously. NIHFCU is keeping in track and keeping me focused on my goals
Ki-LaLaKi-LaLa

Subhuman garbage.

Hate this company and every subhuman that works there.
semperfi25semperfi25
See 78 more reviews

Developer apps

NIHFCU Visa Credit Card
NIHFCU Visa Credit Card

by NIH Federal Credit Union

💰 Finance

(12)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues after iOS updates

Bug

Mobile deposit not functioning properly

Bug

Inconsistent app performance and reliability

Bug
✨

Requested Features

6 requests

Increase mobile deposit limits

Feature

Improve Zelle integration and visibility

Feature

Add international money transfer capability

Feature

Provide more detailed account information in app

Feature

Streamline login/logout process

Feature

Improve app stability and consistency after updates

Feature

FAQ

What can I do with the NIH Federal Credit Union mobile app?

The app allows you to manage your credit cards, share accounts, and loans securely. You can check account balances, pay bills, deposit checks, view transaction history, and set up notifications. It also enables you to make instant transfers, manage payees, and even open new accounts or apply for loans.

Is the NIH Federal Credit Union mobile app free to use?

Yes, the NIH Federal Credit Union mobile banking app is free to download and use. While the app itself is free, message and data rates may apply from your wireless carrier.

How do I deposit a check using the app?

The app features a check deposit function that allows you to deposit checks directly from your mobile device. Simply follow the on-screen instructions to capture images of the front and back of your endorsed check.

Can I manage my cards through the app?

Yes, you can manage your debit and credit cards directly within the app. This includes viewing activity and potentially other card management features as described in the app's functionality.

What are the benefits of using the mobile banking app?

The app offers secure, convenient, and easy-to-use access to your accounts anytime, anywhere. Key benefits include managing all your financial products in one place, performing transactions like bill payments and transfers, and staying informed with push notifications.