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Klear: AI Financial Coach

Klear: AI Financial Coach

Chat with your money

8 ratings
5 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • November 22, 2025
  • May 15, 2026

Features

Developer

Zachary Branson
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About

This app offers personalized financial guidance through an AI coach that helps users manage debt, build savings, and make informed financial decisions. It provides actionable plans and insights based on individual spending habits, aiming to simplify money management without jargon.

✓AI-powered financial coaching
✓Personalized spending insights
✓Debt payoff planning
✓Goal tracking
✓Smart budgeting
✓Bank-level encryption
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What's New in Klear

1.0.8

May 15, 2026

Welcome to Klear — the next evolution of BudgetGPT. • Completely redesigned the app with the new Klear brand and design system • Added Light Mode support • Introduced Penny Personas for a more personalized AI experience • You can now manually add transactions • Added Goals to help you plan and track your financial progress • Improved AI responses and overall coaching experience • Added push notifications for smarter reminders and insights Thanks for using Klear — more improvements are on the way.

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Subscription plans

BudgetGPT Premium Monthly

Unlock AI budgeting insights and premium dashboards.

$9.991 Month
7 Days trial
How to cancel Klear subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

This is great

I am so proud of my dad for making this app
Amme BransonAmme Branson

This is great

This is a amazing app I love it it help me not spend that much money [̲̅$̲̅(̲̅ιοο̲̅)̲̅$̲̅]
Amme BransonAmme Branson

Great idea, wish it actually worked

Unable to connect to credit union account.
Victim of Tinder's greedVictim of Tinder's greed

Great Product!

My wife and I have always wanted a budget tracker, and with the AI incorporation on BudgetGPT, we are confident that our finances will flourish! We are excited about this!
Goins GangGoins Gang

So helpful!

This app is so helpful. The ai integration is intuitive and increases customization! Check it out! It will be time well spent!
RevMikeDawgRevMikeDawg

FAQ

What is BudgetGPT?

BudgetGPT is an AI financial coach designed to help you manage debt, build savings, and make smarter money moves. It offers personalized advice based on your spending habits through conversational interactions.

How does BudgetGPT personalize advice?

BudgetGPT learns your financial habits and provides next steps tailored to your life. It analyzes your actual spending to give real answers, unlike generic advice or charts.

Is BudgetGPT secure?

Yes, BudgetGPT uses bank-level encryption to protect your data, ensuring your financial information remains private and secure.

What are the pricing options for BudgetGPT?

BudgetGPT is free to download and use. It also offers a 'BudgetGPT Premium Monthly' subscription for $9.99 per month, which includes a 7-day free trial.

What kind of financial goals can BudgetGPT help with?

BudgetGPT can assist with crushing debt, building savings, and achieving various financial goals. It provides clear, actionable plans and visual progress tracking to keep you motivated.

Does BudgetGPT have ads?

No, BudgetGPT does not contain advertisements. The app focuses on providing a clean and supportive user experience without interruptions.

What devices does BudgetGPT support?

BudgetGPT is currently supported on iPhone and iPod devices.

How often is BudgetGPT updated?

The latest version of BudgetGPT is 1.0.7, and it was last updated on February 3, 2026, indicating regular maintenance and potential feature additions.