Best KOWRI alternatives: apps like KOWRI

10+ similar apps compared and reviewed

3.7 avg rating
10 free apps
Updated October 2026

KOWRI is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to KOWRI

4.7😐(317 ratings)
Free
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This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

What We Love

  • 👍 Easy and convenient to access
  • 🚀 Fast and reliable for payments
  • 👍 User-friendly and simple interface
  • 👍 Cheapest transaction fees
  • 👍 Less charges, easy to transfer
  • 👍 Good and trusted
  • 👍 Payments made easy
  • 👍 Reliable and simple to use
  • 👍 Very fast and convenient
  • 👍 Great app, makes life easier
  • 👍 Best mobile banking app in Ghana

Room to Improve

  • 🐛 Transactions stuck on pending
  • 🐛 Deducted money not reflected
  • 🐛 Scam app allegations
  • ❌ No support available
  • 🐛 App acting funny
  • 🐛 Auto sign-out issues
  • 🐛 App only works with GT Bank card
  • 🐛 No Visa debit section for payment
  • 🐛 Cannot go back after clicking buy airtime
  • 🐛 App crashes on opening
  • 🐛 Pending transactions, no refund
4.1😐(114 ratings)
Free
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Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

What We Love

  • 👍 Easy to use and navigate
  • 🚀 Fast and efficient transactions
  • 🔒 Secure verification process
  • ✅ Reliable and convenient
  • 🌟 Top-notch customer service
  • 💯 Great app for payments in Ghana
  • 💡 Useful for paying bills and subscriptions
  • 📲 Awesome app and UI
  • ✨ Solves major problems for users
  • 💰 Low charges for mobile money
  • 💳 Supports credit card payments
  • 📱 Convenient mobile payment app

Room to Improve

  • 🐌 Slow process
  • ❌ Scam accusations
  • 🐛 App crashes frequently
  • 📉 Bad exchange rates
  • 🚫 Not working in Nigeria
  • ⏳ Long customer service response times
  • 💳 Unauthorized debit from cards
  • ⚠️ Login issues after updates
  • 💸 High charges for mobile money
  • 🤔 Unclear platform fees
Pay Up: Buy,Pay,Send & Receive#3

Pay Up: Buy,Pay,Send & Receive by The Bakery Technologies LTD

Buy, Pay, Send & receive money
Worth Considering
💰 Finance
3.9(19 ratings)
Free
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This app empowers users with seamless cross-border money transfers, currency conversions, and secure virtual card transactions. Access digital gift cards for various platforms and maximize your local currency's global potential for simpler, faster, and more convenient financial operations.

More apps like KOWRI

4
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

User-friendly interface24/7 banking accessLicensed and regulated
💰 Finance
(1.5K)
free with in-app purchases
5
MoneyWallet
MoneyWallet
MoneyWallet
by Standard Bank Group
Free

This app provides a secure and convenient way to manage multiple currencies for international travel. It allows users to lock in exchange rates, monitor spending in real-time, and offers 24/7 phone support. Enjoy a stress-free travel experience with enhanced usability and functionality.

Multicurrency prepaid travel cardSecure alternative to cashAccepted globally where Mastercard is used
💰 Finance
(67)
free
6
FirstBank Ghana Mobile App
FirstBank Ghana Mobile App
FirstBank Ghana Mobile App
FirstBank Ghana Mobile App
Free

This mobile banking application allows users to manage their accounts, perform transactions, and pay bills securely. It offers a seamless DIY enrollment process for new customers and provides 24/7 access to financial services, including biometric authentication.

Create account without visiting the bankView account balancesManage accounts and transaction history
💰 Finance
(46)
free
7
GhanaPay Customer
GhanaPay Customer
GhanaPay Customer
Your Money, Your Way.
Free

A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.

Send moneyPay billsBuy airtime
💰 Finance
(74)
free
8
Absa Ghana
Absa Ghana
Absa Ghana
by Absa Bank Limited
Free

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

Account overviewTransaction history filteringInter-account transfers
💰 Finance
(84)
free
9
CBG Mobile App
CBG Mobile App
CBG Mobile App
CBG Mobile App
Free

Manage your CBG accounts, make seamless transfers and payments, and track your spending with this secure digital banking app. Enjoy a user-friendly interface for convenient banking on the go.

Total account controlSeamless transfers and paymentsSmart money management
💰 Finance
(27)
free
10
CalBank App
CalBank App
CalBank App
CalBank
Free

This app provides a secure online payment gateway for individuals and businesses to make and accept payments using various cards and mobile wallets. It offers a user-friendly interface for managing accounts, paying bills, and accessing banking services on the go.

Online payment gatewayAccount transfers (intra, inter, inter-bank)Bill and data payments
💰 Finance
(162)
free