Krak User Reviews

Customer Experience

Positive experience52.8% of reviews
Neutral2.6% of reviews
Negative experience44.6% of reviews

~ Based on 195 written reviews from the US App Store.

What users say

Is Krak Safe?

Krak: Money App & Card appears safe based on user ratings. AppsHunter Safety Score for Krak is 91/100.

This assessment is based on 485 user ratings, with an App Store average of 4.6/5.

Safety Analysis

89.9% of ratings point to a safe experience
2.7% of ratings suggest some concerns
7.4% of ratings point to a risky experience

~ Based on 485 App Store ratings for Krak.

Is Krak Legit?

Krak: Money App & Card appears to be a legitimate app. AppsHunter Legitimacy Score for Krak is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Is absolutely krak’ING!!

Amazed how amazing UI, and how fast you catch up with the likes of Revolut.

Ok for now

My card come early ✅ I’ve had it for 3 weeks now moving smoothly but I’ll be back the reviews arnt great only thing that’s off putting really

Super

Très simple, rapide et professionnel

Response from developer

C’est nous ! 😉

Rhys king

Do not use they have locked my account after a few transactions and say I need to verify my account even though I have done it and it’s been verified it’s a scam site do not use

Brilliant bank

This bank works just like any other bank , receive money in and out super fast definitely would recommend to others

terrible app and services but John from the social media team is amazing

Been chasing support for 5 months with no reply and have been actively ignored whilst a huge chunk of money was locked in my account . Support was useless and havnt helped or done anything except the same AI email saying they are sorting it when they clearly are not .

The only saving grace of this company is John from their social media team who genuinely is a saint . He responded instantly and professionally and helped resolved my issue immediately. Great job John , hopefully the rest of the team can learn to be like him .
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Super!

Problemloses bezahlen so gut wie überall möglich

Response from developer

Vielen Dank für die 5-Sterne-Bewertung! Deine Kryptowährungen, deine Regeln. Wir sind hier, damit du das Beste aus deinen Assets herausholen kannst. 💜

Katastrophal

Mein Konto ist nun schon 180 Tage eingeschränkt ohne ein Ergebnis nun verlängert der Support erneut um 90 Etage
Eine unzumutbare Angelegenheit

Response from developer

ahhh sorry für die Erfahrung 😩 die Wartezeiten waren zuletzt leider länger als gewollt. melde dich gerne nochmal über die App, per E-Mail oder über unsere Social-Kanäle (X, Telegram, Reddit), dann schauen wir nochmal drauf und sorgen dafür, dass es richtig geklärt wird 🙏

Put restrictions on account for no reason

They’ve done this to thousands of people, it can’t be a coincidence. They’ll let you open the account make a few transactions, then they’ll just freeze the whole account disregarding people have livelihoods and blocking a bank account, obstructs that. Go on trust pilot they have thousands of people saying the exact same thing. It’s a shame they operate like this because their app is very smooth. I want my account re opened or close my account and return my funds
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Bank card

I’ve just received my Krak card and I must say it’s the nicest bank card I’ve ever had, and I have autism for collecting cards, how ever after ready all the reviews I don’t think I’m quite comfortable to load up and serious money

Apple Pay issue – support was unable to help

My Krak Card previously worked perfectly with Apple Pay. After switching to a new iPhone, the card suddenly could no longer be added.

I contacted support several times and specifically asked for a technical review of the Apple Pay provisioning, tokenization, and possible old device tokens. Instead of receiving a concrete solution, I mostly received generic replies about “security reasons” and was eventually told that nothing further could be done.

The most disappointing part is that I ultimately had to contact the actual card issuer, Monavate, myself and submit a formal complaint because Krak Support was unable to properly resolve or escalate the issue. Monavate has since forwarded the case to the responsible Programme Manager.

Other cards such as BBVA and Trade Republic work perfectly on the same iPhone and Apple Watch, so this is clearly not a general Apple Pay problem with my devices.

I actually like the concept of Krak, but for such an important card issue I expect support to properly investigate and escalate the problem instead of repeatedly sending standard responses.

Until issues like this are handled properly, I unfortunately cannot give more than 1 star.
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Response from developer

Hi, thanks for taking the time to explain this in detail. We can see why receiving limited answers after specifically asking for a technical review would be disappointing. Some card and digital wallet decisions are subject to strict security controls, and unfortunately there are cases where our Support team cannot provide additional details or override the outcome. We know that can make the responses feel vague, especially when you're looking for a concrete technical explanation. That said, we appreciate the feedback on how this was communicated and handled, and we'll pass it on to the team. We genuinely want the support experience to be better, even in cases where what we can disclose or change is limited.

Cracking App!🙌🏽

Love Krak, very nice an easy to use.

Great for small purchases

Would recommend

Qualités des services Krak

Cette application d’envoi d’argent est vraiment superbe, facile à manipuler et surtout bien organisé , je conseille fortement si toi aussi tu veux une expérience plus fun

Response from developer

Ravi d'apprendre que vous profitez bien de Krak et de toutes les autres fonctionnalités ! Un grand merci aussi pour les 5 étoiles.

No customer service, no proper helpline

My fund stuck for more than 10 days, it was okay for the 1st three to four days then, I transferred fund from my own another account to Krak, where the hell gone it’s always showing in progress where the hell it’s progressing, whom should I raise this concern.. such a scam..

RAS

pour l’instant tout est nickel, app fluide et hyper simple à utiliser, cartes physiques gratuites et 0 frais !

Response from developer

Merci beaucoup, ça fait plaisir ! 🙏 Ravis que l'app et la carte te plaisent. On garde le cap 🐙

I love it

Add more contry in th Caribbean in Latina please I love ❤️ krak

For now

Seems smooth I’ll be back with an update

Response from developer

Glad to hear everything's been smooth so far. We'll be looking forward to your update, and if you ever have any questions or feedback along the way, we're always here to help. Thanks so much for the review 🐙

Does not work on iPhone 6s

After being told to update , the app still does not work on iPhone 6s and iOS 15.It just shows a black screen and then closes. Your other apps like kraken work fine, so why not this one? I was also told to use the web interface, but the website just tells you to get the app.

Great app

Simple and efficient, 100% recommend!