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Krak: Money App & Card

Krak: Money App & Card

Cashback, APY & Rewards

485 ratings
195 reviews
With Ads#206 in free Finance
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 26, 2025
  • August 19, 2026

Features

Developer

Kraken
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Krak: Money App & Card screenshot #1 for iPhone
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Krak: Money App & Card screenshot #9 for iPhone
Krak: Money App & Card screenshot #10 for iPhone
📊no. 206
Charts↘︎
📌Ready
Reviews summary↘︎
⭐195
Reviews↘︎
📝5+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪1 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 6 days
Updates frequency↘︎
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About

Send and receive money globally with ease using this app. It facilitates instant peer-to-peer payments in over 160 countries, supporting numerous currencies and crypto assets. Enjoy transparent fees and earn rewards for transactions and referrals.

✓Instant global P2P payments
✓Send money to 160+ countries
✓Earn up to 3.6% rewards on USDG
✓Zero transfer fees
✓Hold, convert, and send 600+ currencies/crypto
✓Chat-like payment interface
✓Referral rewards
Show original description

What users say

Summarized from real user reviews of Krak. Based on 485 reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly app
  • 💡Competitive yield on USDG
  • 🚀Instant global money transfers
  • 🚀No fees for money transfers

Negative things

  • 🐛Crashes on launch
  • 🐛Confusing UI/UX
  • 💰Unexpected fees
  • 🔒Not available in certain regions
See all reviews
+1

What's New in Krak

1.56.0

August 19, 2026

We’re always making sure Krak is easy, safe and secure for you to use. This release contains various improvements and fixes.

More

Charts

Top Free

📊 206

Finance

The app has maintained its position at 206 recently.

Last updated on August 22, 2026.

Events

Read more about The Krak Card has landed in US
AvailableMajor Update

The Krak Card has landed in US

Order your card today!

Aug 18, 2026 — Sep 18, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Is absolutely krak’ING!!

Amazed how amazing UI, and how fast you catch up with the likes of Revolut.
Mar1o123456789Mar1o123456789

Ok for now

My card come early ✅ I’ve had it for 3 weeks now moving smoothly but I’ll be back the reviews arnt great only thing that’s off putting really
Cam Chan 23Cam Chan 23

Super

Très simple, rapide et professionnel
Parfait et magnifiqueParfait et magnifique

Response from developer

C’est nous ! 😉

Rhys king

Do not use they have locked my account after a few transactions and say I need to verify my account even though I have done it and it’s been verified it’s a scam site do not use
RdkoloviaRdkolovia

Brilliant bank

This bank works just like any other bank , receive money in and out super fast definitely would recommend to others
ryzo1999ryzo1999
See 190 more reviews

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User experience

🐞

Reported Bugs

2 issues

Transfers not showing up in Kraken app

Bug

Inability to see friends in the app

Bug
✨

Requested Features

3 requests

Expense tracking and group features

Feature

Detailed tutorial videos

Feature

Kraken debit card launch

Feature

FAQ

What does Krak do?

Krak is a mobile application designed for fast, simple, and secure peer-to-peer money transfers globally. It allows users to send and receive money instantly in over 160 countries, supporting a wide range of fiat currencies and crypto assets.

What are the key features of Krak?

Key features include instant transfers to over 160 countries using a username, earning rewards on USDG balances, zero transfer fees with transparent conversion rates, and the ability to hold, convert, and send over 600 fiat currencies and crypto assets. It also offers a chat-like interface for payments and referral rewards.

How much does Krak cost?

The app itself is free to download and use for sending and receiving money. While there are no explicit transfer fees for basic transactions, instant buy/sell fees apply when converting one asset to another before a transfer. Specific fee details can be found on Kraken's fee schedule.

Is Krak available on all devices?

The description mentions a 'lightweight, on-the-go app,' implying mobile availability. However, specific compatibility details for iOS and Android are not provided in the text. Geographic restrictions may also apply to certain features or availability.

What are common use cases for Krak?

Common use cases include splitting bills with friends, paying for services, sending cash to family abroad, managing international finances without multiple apps, and receiving payments in different currencies or crypto assets. Users can also earn rewards for transactions and by referring friends.