Best Ktema alternatives: apps like Ktema - Lend & Borrow Tracker

9+ similar apps compared and reviewed

3.2 avg rating
9 free apps
Updated November 2026

Whether you want more options like Ktema or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Ktema

More apps like Ktema

4
Volo - Lend & Borrow
Volo - Lend & Borrow
Volo - Lend & Borrow
by VOLO TECHNOLOGIES INC
Free
💰 Finance
(0)
5
Mutual Trust Personal
Mutual Trust Personal
Mutual Trust Personal
by Mutual Trust Microfinance Bank Limited
Free

Manage your bank accounts on the go with this mobile application. Check balances, view statements, recharge airtime, pay bills, and transfer funds between banks. You can also request new cards and provide feedback directly to the bank.

Account balance checkAccount statement accessAirtime recharge
💰 Finance
(1)
free
6
Crust Personal
Crust Personal
Crust Personal
by Tmoni Technologies
Free

Manage your personal finances with this all-in-one banking app. It offers instant bill payments with cashback rewards, effortless savings options, and fast money transfers. Securely save, spend, and grow your money with a dedicated savings account number and automated savings features.

Instant bill payments with cashbackFast money transfersDedicated savings account number
💰 Finance
(6)
free
7
CalFi: Loan, EMI & Savings
CalFi: Loan, EMI & Savings
CalFi: Loan, EMI & Savings
Smart Loan & Savings Calc
Free
💰 Finance
(0)
8
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Organize Private Loaned Things
Free

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders
💰 Finance
(30)
freemium
9
Cash Flow & Goals・Advance Hub
Cash Flow & Goals・Advance Hub
Cash Flow & Goals・Advance Hub
Build Savings & Manage Loans
Free

Manage debts, plan savings, and explore borrowing opportunities with this financial companion. It offers tools to track payments, estimate loan eligibility, and build emergency funds for greater financial control.

Debt tracking with avalanche/snowball strategiesSavings goal creation and progress monitoringLoan eligibility estimation
💰 Finance
(206)
free