Best Ktema alternatives: apps like Ktema - Lend & Borrow Tracker

9+ similar apps compared and reviewed

3.1 avg rating
9 free apps
Updated October 2026

Whether you want more options like Ktema or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Ktema

More apps like Ktema

4
Mutual Trust Personal
Mutual Trust Personal
Mutual Trust Personal
by Mutual Trust Microfinance Bank Limited
Free

Manage your bank accounts on the go with this mobile application. Check balances, view statements, recharge airtime, pay bills, and transfer funds between banks. You can also request new cards and provide feedback directly to the bank.

Account balance checkAccount statement accessAirtime recharge
💰 Finance
(1)
free
5
CalFi: Loan, EMI & Savings
CalFi: Loan, EMI & Savings
CalFi: Loan, EMI & Savings
Smart Loan & Savings Calc
Free
💰 Finance
(0)
6
Crust Personal
Crust Personal
Crust Personal
by Tmoni Technologies
Free

Manage your personal finances with this all-in-one banking app. It offers instant bill payments with cashback rewards, effortless savings tools, and fast money transfers. Securely save, spend, and grow your money with a dedicated savings account and automated saving options.

Instant bill payments with cashbackFast money transfersDedicated savings account number
💰 Finance
(5)
free
7
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Keepfully – Loan Tracker
Organize Private Loaned Things
Free

Easily track money and items you lend or borrow. Get a clear overview of personal loans, receive automatic reminders, and organize everything with iCloud Sync and Siri support.

Track money and objects lent/borrowedOrganize by person with overviewAutomatic loan reminders
💰 Finance
(30)
freemium
8
Instant Loan - Money App Calc
Instant Loan - Money App Calc
Instant Loan - Money App Calc
Personal Loan Calculator
Free

This app helps you understand loans and plan your finances with simple calculators and educational content. It allows you to estimate EMI, check eligibility, compare rates, and learn about various loan types. It serves as a helpful companion for financial planning and loan repayment understanding.

EMI estimationLoan eligibility checksInterest rate comparison
💰 Finance
(22)
ad-supported
9
Nirra
Nirra
Nirra
Loan, Lease & Lifestyle
Free

Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.

Instant money transfersInstallment shoppingLoan applications
💰 Finance
(17)
free