L&T Finance PLANET User Reviews

Name: L&T Finance PLANET - Loan App
Rating: 4.24859 (3552 reviews)

L&T Finance PLANET - Loan App

L&T Financial Services

💼 Business

💰 Finance

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EMI Paid on Time, Still Charged Bounce Fee

Very disappointing experience with L&T Finance. I paid my EMI on the due date through the L&T Finance app using UPI because the auto-debit was not processed. Even after paying on time, I was charged ₹590 as bounce charges.

If the auto-debit was not processed on 3 July, it could have been attempted the next day after verifying the payment instead of immediately treating it as a bounce and charging me. Customers should not be penalized when they have already paid the EMI on time.

The most disappointing part is that neither L&T Finance nor the bank is taking clear responsibility, and the customer is left to resolve the issue alone. The payment system and customer support need significant improvement.

Mayuri Mhatre

18 days ago

Response from developer

Dear User, We sincerely regret for your unsatisfactory experience. To help us resolve this for you, please reach out to our team at 1800-268-0000. Regards, Team L&T Finance

Not eligible customer

I used to work & live in delhi .
I got L&T finance service at very amazing way . Being my bank account in Srinagar Kashmir was hectic and I don’t understand why people
In Kashmir does not cover in your serviceable area .. I moved to Srinagar then i noticed that i am
Not even eligible for loan .. Any way it’s my last instalment to
Pay . I thank your team starting from the person who pitched me loan & i received within 24 hrs . He was great guy . I also thank all the backend team to give all updated and manage our data . & lastly to Head / owner for this exceptional service . I may stay in Srinagar . But in future i may not be able to
Use your service .. I wish u all the luck .

Onlynisar

22 days ago

Response from developer

Dear User, We sincerely regret for your unsatisfactory experience. To help us resolve this for you, please reach out to our team at 1800-268-0000. Regards, Team L&T Finance

Service

Really impressed with this app! The interface is smooth, clean, and very easy to navigate. Applying for a loan is quick and hassle-free, and the whole process feels transparent. EMI payments are also simple and convenient. I also like how everything is organized in one place, which saves a lot of time. Great job by L&T Finance—definitely a reliable app for financial needs!

Pqoeieu

3 months ago

Response from developer

Dear User, thank you for sharing your feedback. We truly value your support and are glad to assist you with your financial needs through the PLANET App. Regards, Team L&T Finance.

Simple & flexible EMI option available

The PLANET app offers a seamless and fully digital application experience that is simple, quick, and highly convenient. The approval process is efficient, with funds disbursed promptly without delays. Flexible and affordable EMI options make repayment easy to manage. The app features a clean, intuitive interface, ensuring smooth navigation even for first-time users. Additionally, the customer support team is responsive and helpful, enhancing the overall user experience.

Jin4u

4 months ago

Response from developer

Dear User, we’re delighted to hear about your positive experience. Thank you for trusting the PLANET App for your financial journey. We value your support. Regards, Team L&T Finance.

Highly Unprofessional Loan Service

I strongly warn everyone not to take any kind of loan from LTI. My experience has been extremely disappointing and stressful. Even after the loan was approved and all documents were signed, the loan amount was not credited. Once the paperwork was completed, they completely stopped responding to calls and messages. However, during the application stage, they kept calling multiple times a day, constantly pressuring me to finish the process.

The lack of professionalism, poor communication, and careless handling of customers is shocking. It feels like they are only interested until you sign the documents, and after that, they simply ignore you. I would not recommend this company to anyone looking for a reliable financial service.

sai_teja28

5 months ago

Works Well, Minor Delay

Overall a good app. I could see my EMI schedule clearly, but sometimes the app takes a few extra seconds to load certain pages. Nothing major, just slightly annoying.

Harshpatil768

5 months ago

Response from developer

Dear User, we appreciate your positive feedback and are glad to have you as part of the PLANET App community. Thank you for trusting us for your financial needs. Regards, Team L&T Finance.

Very useful for managing loans!

The PLANET app makes it easy to view and track all my L&T Finance loans in one place — from EMI payments to documents and credit score checks. The interface is clean and simple, and most features work smoothly. Great for staying on top of your finances anytime!

Ice meth

6 months ago

Response from developer

Dear User, we’re delighted to hear about your positive experience. Thank you for trusting the PLANET App for your financial journey. We value your support. Regards, Team L&T Finance.

Nice application

I recently took out a personal loan through the Planet app, and the entire process was stress-free. The quick loan approval time was impressive, and I had my funds ready for my urgent needs. Plus, the app offers an easy repayment option, making it convenient to manage my finances. The loan apps personal category is top-notch, and I highly recommend it for anyone in need of an instant loan!

Khusips

6 months ago

Response from developer

Dear User, we appreciate your positive feedback and are glad to have you as part of the PLANET App community. Thank you for trusting us for your financial needs. Regards, Team L&T Finance.

Super Easy Loans on L&T Finance Planet – Quick & Hassle-Free!

L&T Finance Planet is a pretty handy loan app with a clean, easy-to-use interface and quick approvals that actually feel instant. The process from checking eligibility to getting the money is smooth, with clear terms and no confusing steps. Managing EMIs, checking offers, and tracking loans is simple, so it fits well for everyday use. Overall, a solid app if you want fast credit without running around to different banks.

Vikram Apte

7 months ago

Response from developer

Dear Customer, Thank you for your positive feedback regarding your recent experience with us. We would be pleased to assist you again in the future. Regards, L&T Finance.

Frequently updating app

The app works well overall, but one major issue is frustrating. Almost every time I try to open the app, it asks for an update before I can proceed. The frequent updates interrupt the user experience and make it inconvenient, especially when I need to access the app urgently. It would be better if the updates were less frequent or allowed to be done in the background without blocking access to the app.

kush_all

9 months ago

Response from developer

Dear User, Please update the app to the latest version from the Play Store or App Store. If the issue persists, navigate to the Help & Support section, select Report a Problem, choose the relevant category, provide the details, and click Send to submit your concern. Regards, L&T Finance

Smooth Process and Lightning-Fast Disbursal

I needed a quick loan for my father’s treatment and L&T Finance came through just in time. The app interface is user-friendly and the loan was approved in just a few hours. No unnecessary calls or delays. Very professional service.

jash.37387

a year ago

Response from developer

Dear Jash, we appreciate your positive feedback and are glad to have you as part of the PLANET App community. Thank you for trusting us for your financial needs. Regards, Team L&T Finance.

Quick Help During a Medical Emergency

Had to arrange money urgently when my father was hospitalized. Applied through L&T Finance and within a few hours, the amount was credited. The process was quick, and support was responsive. Truly thankful for this app

Jorgia7x

a year ago

Response from developer

Dear User, we appreciate your positive feedback and are glad to have you as part of the PLANET App community. Thank you for trusting us for your financial needs. Regards, Team L&T Finance.

Perfect Choice for Festival Shopping

I used L&T Finance's EMI option during Diwali to buy home appliances. The approval was instant, and the monthly payments were light on my pocket. Celebrating the festival felt easier without financial stress. Will definitely use them again next season!

Mohammad raj

a year ago

Response from developer

Dear Raj, thank you for sharing your feedback. We truly value your support and are glad to assist you with your financial needs through the PLANET App. Regards, Team L&T Finance.

Didn’t Expect Much but It Surprised Me.

Honestly, I downloaded the app just to check a loan offer out of curiosity, but I was surprised at how smooth everything felt. The app didn’t lag, the steps were clear, and within minutes I had all the info I needed. No pushy calls or hidden steps — just clean and simple. I’ve used other finance apps before, but this one actually respects your time. Feels good to see such improvement in Indian finance apps!

Swethazara

a year ago

Response from developer

Dear Swetha, we truly appreciate your positive feedback and are pleased to have you as a member of the PLANET App community. Thank you for trusting us with your financial needs. Regards, Team L&T Finance.

Friendly Loan App That Delivers Results

I’ve used a couple of loan apps before, but none have been as smooth as the L&T Finance app. The interface is clean, and the entire loan process — from application to disbursal — was super fast. Plus, customer support was polite and responsive when I had a query. Definitely recommend this app if you're looking for a quick and trustworthy loan service.

Aum30

a year ago

Response from developer

Dear User, Thank you for your review! We're committed to supporting you on your financial journey with the PLANET App and appreciate your trust in us. Regards, Team L&T Finance.

One of the best Lending App

I easily applied for a shop expansion loan. The process was smooth, and the interest rates were competitive. The app delivers what it promises - instant loan approval. Perfect for emergencies and short-term loans. The EMI and home loan calculators are incredibly accurate and helpful. They helped me plan my finances better. Getting a personal loan has never been easier. The app offers competitive rates and quick disbursement.

Siddhesh N Lad

a year ago

Response from developer

Dear Siddhesh, we're pleased to hear you're satisfied with our service. Thank you for choosing the PLANET App for your financial needs. Regards, Team L&T Finance.

i like it

I was approved for a loan within minutes, and the funds were available immediately.

suvimal_nainie

2 years ago

Response from developer

Dear Customer, thank you for your kind words and for choosing PLANET App for your financial needs. Regards, Team L&T Finance.

i like it

The approval process was quick, and I had the funds in my account almost immediately.

abhrakasin_agrawalc

2 years ago

Response from developer

Dear Customer, we're glad you're happy with our service. Thanks for choosing us! Regards, Team L&T Finance.

i like it

I was approved for a loan within minutes, and the funds were available immediately.

khemchandmelliyals

2 years ago

Response from developer

Dear Customer, thank you for your kind words and positive support! We’re thrilled to have you as part of the PLANET App community. Regards, Team L&T Finance.