lendingplate-Personal Loan App

lendingplate-Personal Loan App

by Unifinz Capital India Limited

28K ratings
21 reviews
Free

Details

  • Released
  • Updated
  • February 1, 2023
  • July 2, 2026

Features

lendingplate-Personal Loan App screenshot #1 for iPhone
lendingplate-Personal Loan App screenshot #2 for iPhone
lendingplate-Personal Loan App screenshot #3 for iPhone
lendingplate-Personal Loan App screenshot #4 for iPhone
lendingplate-Personal Loan App screenshot #5 for iPhone
lendingplate-Personal Loan App screenshot #6 for iPhone
iphone
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About

Access personal loans ranging from ₹10,000 to ₹2,50,000 with attractive interest rates and zero collateral. The entirely online, paperless application process allows for quick approval and direct transfer of funds to your bank account within minutes.

Personal loans up to ₹2,50,000
Zero collateral required
Completely online paperless documentation
Direct bank account transfer
Loans to improve credit score
No early repayment charges
3-day free-look period
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What's New in lendingplate

5.2.1

July 2, 2026

Bug Fixed.

User reviews

Shyam Muppidi

For the first two times I had to upload all the necessary docs and then it took it’s time for processing the request and disbursing the amount. But now as I’ve repaid the first two loans on time, it was a like a breeze and hassle free process to get the loan third time. I’m really impressed with speedy and swift process. Thank you TEAM - Lending Plate😊
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Response from developer

Thank you very much. Keep using our app 😊

Amazing app

Thank you so much team! Due to low cibil i always have to go with loan platform with 1% interest rate thank you to this app it was not only help me be financial free but also given me opportunity to stop using worst app out there which i was using for months thank you team and thank you one who made this it really help people us when actually in some urgent needs. Thank you so so much !!!
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Response from developer

Thank you very much. Keep using our app 😊

Worst Application

The worst application, I have ever seen because I have been trying to contact the customer care since many days even after the loan has been approved, they have not credited anything to my account, but even I even try calling the customer care nobody is responding. Hence I am cancelling the mandate and I have also dropped an email on your email address telling that I need to cancel my loan application and at the same time, I am cancelling all the email date and then necessary things because I have not received any amount to my account going further. I don’t wanna take risk. Thank you.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Best App Available-It’s my Best Friend Now

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses. I am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed. Thank You lending plate, you’re the reason i am back on my foot again. Lets create this bond more stronger ❤️
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Response from developer

We appreciate your kind words, its a great pleasure.

No proper update

So the process was approval was really fast. That was a good point. It was my first instance so happy with that.
But after that it’s stuck at disbursement point for 2 business days.

Support confirmed there is a glitch, but after that No proper communication for the timeline for solving issues.

No response from either of the channels today - email, WhatsApp or call. I

I don’t think they will change the due dates even though the issue is from their end.

Few minutes commitment and if issues persisted then no timeline. I guess this will be the first and last time.

Might change this if proper communications are received.

As said change the rating to 4 star. Not giving 5 as there were still communication gaps which backfires when we ever need support.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

FAQ

What is the minimum and maximum loan amount offered by lendingplate?

lendingplate offers personal loans ranging from ₹10,000 to ₹2,50,000. The specific amount you are eligible for will depend on your risk profile and other factors.

What are the interest rates and fees associated with lendingplate loans?

The Rate of Interest (ROI) starts from 12% onwards, with an APR ranging from 12% to 36%. Processing and conversion fees typically range from 1% to 5% of the loan amount.

How long does it take to get the loan money after approval with lendingplate?

Once your loan is approved, you can expect a direct transfer of the loan money to your bank account within minutes.

Does lendingplate require any collateral for personal loans?

No, lendingplate offers personal loans with zero collateral, making it a convenient option for borrowers.

What is the repayment tenure for loans from lendingplate?

The repayment tenure for loans from lendingplate ranges from 3 months to 15 months, providing flexibility for borrowers.

Can I repay my loan early with lendingplate?

Yes, you can repay your loan anytime with lendingplate. There are no early repayment charges, allowing you to save on interest.

What are the eligibility criteria for applying for a loan with lendingplate?

To be eligible for a loan, you must be an Indian national over 21 years old with a net monthly take-home salary of at least ₹20,000, which must be credited regularly to your bank account.

Is lendingplate a secure app for personal loan applications?

Yes, lendingplate ensures safety via standard security and privacy protocols to protect its database. They do not share customer information with third parties without consent.