Lit - FI Progress Tracker
FIRE & Net Worth Tracker
About
This app helps you visualize and track your journey towards financial independence. It calculates your projected FI date, monitors net worth, and offers educational resources on FIRE principles. Test financial scenarios and export reports to stay motivated.
What's New in Lit
1.0.3
April 3, 2026
- Bug fixes - UI improvement
Subscription plans
Lit Premium Monthly
Full access to Lit Premium features
FAQ
What is Lit's primary purpose?
Lit is designed to help users track their progress towards Financial Independence (FI) and visualize their journey. It calculates projected FI dates, monitors net worth, and provides tools for scenario planning and learning FIRE fundamentals.
How does Lit calculate my FI date?
Lit calculates your projected FI date based on your current investable net worth, your FIRE number (derived from target monthly expenses), and your expected investment returns. You can also adjust inflation rates and investment frequency for more precise calculations.
Can I test different financial strategies with Lit?
Yes, Lit features a 'Playground Mode' that allows you to test 'what if' scenarios without affecting your real financial data. You can adjust savings rates, expenses, or returns to see their instant impact.
Does Lit offer educational content?
Yes, Lit includes over 20 built-in lessons covering FIRE fundamentals, such as the 4% rule, compound interest, and tax-advantaged accounts. This learning content is accessible directly within the app.
What kind of financial accounts can I track in Lit?
You can track various financial accounts including investment accounts, cash, real estate, and liabilities all in one place. The app also provides an asset allocation breakdown and emergency fund progress tracking.
Is my financial data secure with Lit?
Lit is privacy-first, meaning all your financial data is stored locally on your device. This ensures that your sensitive information remains private and is not shared externally.
Can I export my FIRE progress data from Lit?
Yes, Lit allows you to export your FIRE progress data. You can generate PDF reports for a visual overview or export raw data as CSV files for your own detailed analysis.
Does Lit have ads?
No, Lit does not contain advertisements. As a free application, it provides an ad-free experience for users focused on tracking their financial progress.