Ample vs Lit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ample
Track your net worth, liquid net worth, and safe withdrawal rate. Automatically monitor stocks, ETFs, and cryptocurrency portfolio values. Set financial goals and visualize your progress with custom charts and widgets.
- Portfolio account tracking
- Net worth and liquid net worth monitoring
- Annual safe withdrawal rate calculation
- Financial goal setting
- Customizable charts and widgets
- Performance insights
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HOW IT WORKS 1. Add your accounts. (NEW - create portfolio accounts that automatically track your stocks and cryptocurrency!). 2. Record account values. (happens automatically for portfolio accounts). 3. Track your Net Worth, Liquid Net Worth, and annual Safe Withdrawal. You can also, optionally: - Set GOALS for Net Worth, Safe Withdrawal etc. - Add CUSTOM CHARTS to track any account(s) - Add WIDGETS to your homepage to view your numbers at a glance! - View performance insights to see your best and worst performing days, weeks, and months Private and secure. No bank connections like those other apps which are unstable and can compromise your credentials. Data is stored locally on device. Automation is available through portfolio accounts which automatically track your stocks, ETFs, mutual funds, and crypto values over time. Includes tools for the financial independence and FIRE communities. --- Privacy Policy: https://getample.co/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Lit
This app helps you visualize and track your journey towards financial independence. It calculates your projected FI date, monitors net worth, and offers educational resources on FIRE principles. Test financial scenarios and export reports to stay motivated.
- Visual FIRE progress meter
- Projected financial independence date
- Net worth tracking across asset types
- What-if scenario planning
- FIRE fundamentals educational lessons
- Data export to PDF and CSV
- Home screen widget
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Track your path to Financial Independence with Lit — the beautifully designed FIRE progress tracker that makes your money goals clear. See exactly when you'll be financially free. Lit calculates your projected FI date, shows your progress in a stunning visual dashboard, and gives you the insights you need to stay on track. FIRE PROGRESS DASHBOARD - Visual FIRE Meter showing your exact progress percentage - Projected financial independence date and retirement age - Investable net worth, FIRE number, and remaining-to-FIRE tracking - 4% Rule withdrawal calculator — see what you can safely withdraw today vs. at FIRE - Coast FIRE tracking to know when you can stop saving and still retire on time - Investment health indicator and emergency fund calculator - Milestone celebrations as you hit 25%, 50%, 75%, and 100% ACCOUNT MANAGEMENT - Track investment accounts, cash, real estate, and liabilities in one place - Asset allocation breakdown with health status indicators - Emergency fund progress tracking - Net worth summary across all account types PLAYGROUND MODE - Test "what if" scenarios without affecting your real data - Adjust savings rate, expenses, or returns and see the impact instantly - Save and compare multiple scenarios side by side SMART FIRE CALCULATOR - Auto-calculate your FIRE number from your target monthly expenses - Adjust expected returns, inflation rate, and investment frequency - Year-by-year override support for planned life changes LEARN FIRE FUNDAMENTALS - 20+ built-in lessons covering everything from the 4% rule to Coast FIRE - Topics include compound interest, index funds, tax-advantaged accounts, withdrawal strategies, and more - Learn at your own pace, right inside the app EXPORT YOUR DATA - Generate beautiful PDF reports of your FIRE progress - Export raw data as CSV for your own analysis - Share or save scenario reports ADDITIONAL FEATURES - Dark mode for comfortable use day or night - Home screen widget to see your FIRE progress at a glance - Privacy-first — all your financial data is stored locally on your device - Onboarding tour to get you started in minutes Whether you're just discovering FIRE or years into your journey, Lit gives you clarity, motivation, and the tools to reach financial independence faster. Download Lit and take control of your financial future. Terms of Use (EULA): https://litfitracker.com/terms-of-service.html Privacy Policy: https://litfitracker.com/privacy-policy.html
Screenshots
Verdict
The clearest difference is monetization model: Lit at free against Ample's freemium. Lit also leads on iOS requirement (15.1 vs 17.5). Ample's advantage is ratings volume (3 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ample sells 2 in-app purchases, starting at $2.99 per month and Lit sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Ample against 5.0 for Lit. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
Ample ships an update every 8 days, Lit every 10 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Ample | Lit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 8 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 16 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Ample Labs LLC | Michael Sy |
Customer experience
Ample
Lit
In-app purchases
Ample
- Ample Pro Monthly1 Month trial$2.991 Month
- Ample Pro Yearly1 Month trial$24.991 Year
Lit
- Lit Premium Monthly1 Month trial$1.991 Month
- Lit Premium Annual1 Month trial$12.991 Year









