Lums AI

Lums AI

AI Budget & Money Management

2 ratings

Archived App (Last seen on 3 Jul 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
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Details

  • Released
  • Updated
  • September 29, 2025
  • April 26, 2026

Features

Lums AI screenshot #1 for iPhone
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About

Interact with your finances through AI to create a personalized budget in minutes. This app offers a unique chat interface for managing multi-currency accounts, auto-categorizing transactions, and gaining proactive spending insights for total financial clarity.

AI-powered budgeting
Chat with your money interface
Multi-currency account management
Automatic transaction categorization
Proactive spending insights
Bank-level security
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What's New in Lums AI

2.1.0

April 26, 2026

This update brings powerful new ways to understand your money. Enjoy a redesigned dashboard, PDF statement imports, smarter tracking of recurring activity, and improvements throughout the app, including bug fixes and enhanced stability.

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Subscription plans

Unlimited Access

Unlimited Access billed monthly

$9.991 Month
Price Updates
May 14, 2026$9.99
March 4, 2026$9.99
January 19, 2026$11.99
How to cancel Lums AI subscription ⁉️

FAQ

How does Lums AI build a budget?

Lums AI uses a unique chat interface where you can describe your financial goals and patterns. The AI then builds a personalized budget for you in approximately 2 minutes, categorizing transactions automatically.

Can Lums AI manage accounts in different currencies?

Yes, Lums AI is designed to manage multi-currency accounts. It provides real-time tracking and automatic categorization for all your accounts, whether you are at home or abroad.

What kind of security does Lums AI offer?

Lums AI prioritizes user privacy with bank-level security. It uses read-only, encrypted access to your financial data, ensuring your information remains secure and private.

How often is Lums AI updated?

The latest version of Lums AI is 2.1.0, which was last updated on April 26, 2026. This indicates a commitment to regular updates and improvements.

What devices does Lums AI support?

Lums AI is currently supported on iPhone and iPod devices, making it accessible for many Apple users looking to manage their finances on the go.

What are the subscription options for Lums AI?

Lums AI offers subscription plans for Unlimited Access at $9.99 per month or $79.99 per year, providing full access to its premium features.

Does Lums AI have ads?

Yes, Lums AI contains advertisements. As a free app with in-app purchases, advertisements are part of its operational model.

What is the age rating for Lums AI?

Lums AI has an age rating of 17+, suggesting it contains content or features that are considered more mature or complex, suitable for older users.