MECU Mobile

MECU Mobile

by MECU of Baltimore, Inc.

7.7K ratings
74 reviews
Free
With Ads

Details

  • Released
  • Updated
  • August 8, 2014
  • July 7, 2026
MECU Mobile screenshot #1 for iPhone
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About

Manage your finances on the go with this mobile banking app. Deposit checks, transfer funds, pay bills, and send money to friends and family. Access account balances quickly and activate purchase rewards.

Mobile check deposit
Fund transfers
Purchase rewards activation
Quick balance check
Send money
Online bill pay
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What users say

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What's New in MECU Mobile

2026.4.2.4

July 7, 2026

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

User reviews

Seniors

I’m 73yrs old and since my Daughter introduced me to this App since COVID, I’ve been using it. I find this a very useful & helpful since I no longer drive. This is App is accurate and secured. Thank you

Great App

Top notch

TERRIBLE BACK

This bank is super unprofessional. Every branch that I went to and each time I’ve spoken with someone over the phone, they all have been very rude. Also, theres always issues with the app or issues with simple stuff like direct deposit verification. There’s not enough time for how much I have to say. Definitely taking my money and business elsewhere.

All those bots giving “5star reviews” ain’t no way😂😂
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This app needs an overhaul

This app is essentially useless as it offers little beyond taking up space on your mobile device. Compared to major banking apps, this app is buggy than most and is really only good for taking a quick look at your accounts. The user interface looks as outdated as it functions and in a modern time like what today brings, there should be no reason this technology can’t be improved upon.

This app needs an overhaul. Overall the design makes the app look rather antiquated: like the developers did the bare minimum simply to get the app running while at the same time offering nothing for users beyond basic transactions.

No Zelle.

Setup for push notifications is complete garbage.

Receiving notifications in a timely manner and at the same the user designates is equally and appallingly horrendous, as I’ll set a push notification for a balance check for Monday and receive it far later in the week if at all most times.

Face ID sometimes doesn’t even work properly for this device. So again, either the developers didn’t care enough to build a quality app or just haven’t shown any tenacity or ingenuity in implementing better features or design for this credit union. It’s appalling that this is the quality members get for a banking app in 2026.

Credit unions can tap into resources to offer quality products including technology (such as with this trash app) so to say that they can’t do better than this speaks more volumes than anything else on the ability of the developers to produce if that is really the case.

User interface and design overhaul to allow for better implementation of features and access to services, are the basic things members are asking for. That isn’t hard to take time to do. Leave the bugs and excess on the cutting room floor so we can finally have an app worth using. That 4.8 star rating on the App Store is rather deceptive, all things in my review considered. Until an improved app is available here, I’ll stick to using the web version. Seems like more time is spent anyway on making the website look pretty than the app itself.
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Nice

Work

Developer apps

User experience

🐞

Reported Bugs

3 issues

Accounts unavailable for extended periods

Bug

Login and transfer issues

Bug

Mobile deposit not functioning as expected

Bug

Requested Features

4 requests

Integrate with Zelle

Feature

Provide credit score and credit report information

Feature

Allow external bank account transfers

Feature

Improve mobile check deposit process

Feature

FAQ

What can I do with the MECU Mobile Banking App?

The app allows you to manage your accounts 24/7. You can deposit checks remotely, transfer funds between your accounts, pay bills online, send money to friends and family, and activate purchase rewards. You can also check your balance quickly without logging in.

Is the MECU Mobile Banking App free to use?

Yes, the mobile banking app is free to use. However, message and data rates from your mobile carrier may apply. MECU also emphasizes that the app is secure, utilizing the latest encryption.

How do I get started with MECU Mobile Banking?

Getting started is easy. First, download the MECU App. Then, sign up for Mobile Banking or log in using your existing Online/Business Banking login credentials.

What security measures are in place for the MECU Mobile Banking App?

The app is secure and includes the latest encryption technology to protect your information. MECU strongly recommends using a reputable anti-malware program on your phone for an additional layer of security.

Who is eligible to use the MECU Mobile Banking App?

The app is available for both consumer and business members of MECU Credit Union. You will need to sign up for Mobile Banking or use your existing online banking credentials to access its features.