Comparison

First Financial Mobile Banking vs MECU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Financial Mobile Banking

Manage your accounts on the go with a secure and user-friendly mobile banking app. Perform transactions, deposit checks, pay bills, and manage cards from anywhere. Access eStatements, find ATMs, and contact support easily.

Highlights
  • Secure 24/7 account access
  • Touch ID/Face ID login
  • Mobile check deposit
  • Fund transfers
  • Bill pay management
  • Card management
  • ATM and branch locator
Features
Read full description

Manage your account on the go quickly and securely with First Financial’s mobile banking app. The new app is easy to navigate so you can get your banking done and then get back to your day! Features: • Access your accounts securely 24/7. • Sign in seamlessly with Touch ID®, Face ID®. • Enjoy shared account access: view other First Financial shares and loans that you are associated with, all with one login. • Check balances, including a quick balance view on your login screen. • View recent and pending transactions. • Deposit checks using mobile deposit, saving a trip to a branch. • Transfer funds between your accounts or to another member’s account. • Pay bills, view upcoming and payment history, and manage payees. • Manage your debit and credit cards.   • Stop payment on a check and view stop payment history. • Access up to 24 months of your eStatements. • Find FFFCU branches and ATMs, and Allpoint network surcharge-free ATMs. • Manage account eAlerts for reminders and fraud protection. • Use secure messaging to contact First Financial support. • Access your savings goals, budgeting summary and more. • View your linked external accounts and balances. • And much more! No matter where you are, you can always be in control of your First Financial accounts using the mobile app. Life is busy enough; enjoy more with FFFCU. Not yet a member? Don’t just bank, belong!® Join First Financial today to unlock a lifetime of valuable membership benefits. In addition to receiving the very best financial tools available, you enjoy the peace of mind that we will guide you through every step along the way. Whether you need to borrow for your today or save for your tomorrow, becoming a member is the key to getting started. Federally insured by NCUA. Membership eligibility required. What’s New? The new app offers an integrated mobile banking solution, providing you the same experience and features on the app as you enjoy on a desktop. You will also be able to see all First Financial shares or loans you’re associated with, all from one login. If you have questions about this app, please visit www.firstfinancial.org or call 410-321-6060. Touch ID® and Face ID® are registered trademarks of Apple Inc.

About

MECU Mobile

Manage your finances on the go with this mobile banking app. Deposit checks, transfer funds, pay bills, and send money to friends and family. Access account balances quickly and activate purchase rewards.

Highlights
  • Mobile check deposit
  • Fund transfers
  • Purchase rewards activation
  • Quick balance check
  • Send money
  • Online bill pay
Features
Read full description

Welcome to MECU Credit Union’s Mobile Banking App - For our consumer and business members Get the most from MECU’s Mobile Banking App 24/7! You can do more than check your balance and transfer funds: • Deposit checks anywhere, anytime with Mobile Deposit. • Transfer funds quickly and easily between your accounts. • Treat yourself with Purchase Rewards – activate your rewards in app today! • Check your balance in seconds – without logging into the app. • Send money to family and friends! • Don’t waste a stamp – pay bills with Online Bill Pay. Two Easy Steps to Mobile Banking 1. Download the MECU App. 2. Sign up for Mobile Banking or login using your existing Online/Business Banking login credentials. Mobile Banking is FREE and SECURE. Security includes the latest encryption. MECU strongly recommends that you also use a reputable anti-malware program on your phone to further protect your information. Our Online Privacy Practices Keeping financial and personal information secure is one of our most important responsibilities. MECU is committed to protecting the information of members and visitors who use our apps and website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you information about other services. Message and data rates may apply. Need assistance? Call 410-752-8313 during regular business hours. Federally Insured by NCUA.

Screenshots

First Financial Mobile Banking4 screens
MECU Mobile4 screens

Verdict

The call

The clearest difference is update cadence: First Financial Mobile Banking at monthly against MECU Mobile's every 3 months. First Financial Mobile Banking also leads on review sentiment (64% vs 56%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for First Financial Mobile Banking against 4.8 for MECU Mobile. Both are backed by a comparable volume of ratings — 7.6K and 8.3K respectively. Written reviews are what separate them: 64% of First Financial Mobile Banking's written reviews are positive against 56% of MECU Mobile's.

UpkeepUpdate frequency

First Financial Mobile Banking ships an update monthly, MECU Mobile every 3 months. Both last shipped on November 6, 2026.

Scorecard2 real differences · 8 level
First Financial Mobile Banking versus MECU Mobile: the parameters behind the verdict, then further details
ParameterFirst Financial Mobile BankingMECU Mobile
PriceFreeFree
Rating4.9 (7.6K ratings) — better4.8 (8.3K ratings)
Positive reviews64.4% of reviews — better55.8% of reviews
Number of ratings7.6K8.3K — better
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size129 MB121 MB
Age rating4+4+
DeveloperFirst Financial Federal Credit Union of MarylandMECU of Baltimore, Inc.

Customer experience

First Financial Mobile Banking

All ratings7,546 ratings
Positive98.0%
Neutral1.0%
Negative1.0%
Written reviews87 reviews
Positive64.4%
Neutral5.7%
Negative29.9%

MECU Mobile

All ratings8,298 ratings
Positive94.5%
Neutral2.7%
Negative2.8%
Written reviews77 reviews
Positive55.8%
Neutral6.5%
Negative37.7%

User reviews

First Financial Mobile Banking

From 7.6K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 💳 Easy check deposit
  • 🔒 Secure banking
  • 🚀 Quick and responsive app
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent login issues
  • 🐛 Slow app performance
  • 🐛 Unreliable Zelle transfers
  • 🐛 Buggy mobile deposit feature
  • 🐛 Crashes and freezes

MECU Mobile

From 8.3K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 🚀 Quick and accurate
  • 🔒 Secure app
  • 💡 Great customer service
  • 👍 Easy to navigate

Room to improve

  • 🐛 Slow app performance
  • 🐛 Unreliable app with frequent technical issues
  • 🐛 Check deposit feature not working properly
  • 🐛 Outdated user interface
  • 🐛 Lack of customer support

Bugs and requests

First Financial Mobile Banking

Reported bugs

4 issues
  • Login screen errors
  • Inability to access accounts
  • Deposit check feature not working
  • Linked accounts not syncing properly

Requested features

4 requests
  • Landscape mode for account statements
  • Improved Zelle integration
  • Faster account balance updates
  • Biometric login improvements

MECU Mobile

Reported bugs

3 issues
  • Accounts unavailable for extended periods
  • Login and transfer issues
  • Mobile deposit not functioning as expected

Requested features

4 requests
  • Integrate with Zelle
  • Provide credit score and credit report information
  • Allow external bank account transfers
  • Improve mobile check deposit process

In-app purchases

None

First Financial Mobile Banking

No in-app purchases

None

MECU Mobile

No in-app purchases

Questions

Is First Financial Mobile Banking free?
First Financial Mobile Banking is free to download, with no in-app purchases.
Is MECU Mobile free?
MECU Mobile is free to download, with no in-app purchases.
Which has better reviews, First Financial Mobile Banking or MECU Mobile?
First Financial Mobile Banking is rated higher. First Financial Mobile Banking averages 4.9 out of 5 from 7.6K ratings, while MECU Mobile averages 4.8 from 8.3K ratings.
Do First Financial Mobile Banking or MECU Mobile have ads?
Neither First Financial Mobile Banking nor MECU Mobile shows ads.
Which is updated more often, First Financial Mobile Banking or MECU Mobile?
First Financial Mobile Banking ships an update monthly, and MECU Mobile every 3 months. Most recently, First Financial Mobile Banking was updated on November 6, 2026 and MECU Mobile on November 6, 2026.

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