Mesa

Mesa

Homeowner rewards and benefits

85 ratings
47 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • October 7, 2024
  • December 9, 2025
Mesa screenshot #1 for iPhone
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About

This app offers a membership platform for homeowners, providing rewards and benefits on home-related spending. Earn points on mortgage payments and everyday purchases, redeemable for gift cards, travel, and more. It also facilitates mortgage applications and refinancing.

Homeowner membership platform
Earn points on mortgage payments
Accelerated points on purchases
Redeem points for gift cards and travel
Mortgage application and refinancing
Exclusive cardmember benefits
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What's New in Mesa

1.96.0

December 9, 2025

Mesa is committed to continuously improving the app experience for homeowners, here's what Mesa Members can expect in this update: Bug fixes and improvements

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User reviews

Scam!

After earning nearly 200k points, with no notice, Mesa closed all accounts and locked everyone’s points so they can be transferred to airline/hotel partners.

80% of charges got declined.

80% of my charges got declined, and starting from Dec it goes to 100%. Day care, utilities. No commutation, no timeline, nothing. I had to pay late fees because of that. After 2+ weeks of repeated response saying they are working on it and it’s “temporary”, the card was suddenly closed and what’s worse is there seems to be no way to transfer the points out.

Search for Mesa on Reddit r/CreditCards and you will see many ran into the same problems.
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Some hiccups on sign up but overall great card and coding

Overall this is a great card and the app generally works well. Admittedly I had some difficulties signing up initially but it’s been working great since. It does take a few days to post a payment but not a big deal

Also the app codes the bonus earning categories extremely well, I haven’t yet had something code incorrectly based on how I thought it should code
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Benefits tab bugged

Every time I tried to go to the Benefits tab the app crashes and I’ll have to restart. Please fix it! Otherwise good app!

App issue

When the Benefit tab in the app was clicked , the app suddenly close unexpected. This is the new issue for ios26.01 version . Please solve . Thanks

FAQ

What does the Mesa app do?

The Mesa app provides a homeowners membership platform designed to make homeownership more affordable and rewarding. It allows users to earn points on their mortgage payments and everyday home-related purchases, which can then be redeemed for various rewards like gift cards and travel. The app also facilitates the process of applying for new mortgages or refinancing existing ones.

How can I earn rewards with Mesa?

You can earn Mesa Points by using the Mesa Homeowners Card. You'll earn 1X Mesa Points per $1 on your monthly mortgage payments, and accelerated points on other everyday and home-related purchases. There are annual limits on points earned, and specific conditions may apply, such as spending a certain amount on your card in the same statement period as your mortgage payment.

Is the Mesa app free to use?

The Mesa App itself is free to download and access the homeowners membership platform. However, the associated Mesa Homeowners Card is subject to credit approval and may have associated terms and conditions. While the app is free, the benefits and rewards are tied to using the card and potentially other services offered.

What can I redeem my Mesa Points for?

Mesa Points can be redeemed directly within the app for a variety of rewards. These include gift cards to popular retailers, travel bookings, and more. The redemption values may vary depending on the type of reward chosen, and full terms and conditions apply to point redemption.

Can I get a mortgage through Mesa?

Yes, Mesa offers mortgage services for new home purchases or refinancing. The app provides a simple and transparent process with expert guidance from a dedicated Mesa Loan Expert. It's important to note that Mesa Mortgage is available in select states and is subject to credit check and availability. All loans require an application and credit approval.