Scam!
After earning nearly 200k points, with no notice, Mesa closed all accounts and locked everyone’s points so they can be transferred to airline/hotel partners.
80% of charges got declined.
80% of my charges got declined, and starting from Dec it goes to 100%. Day care, utilities. No commutation, no timeline, nothing. I had to pay late fees because of that. After 2+ weeks of repeated response saying they are working on it and it’s “temporary”, the card was suddenly closed and what’s worse is there seems to be no way to transfer the points out.
Search for Mesa on Reddit r/CreditCards and you will see many ran into the same problems.
Search for Mesa on Reddit r/CreditCards and you will see many ran into the same problems.
Show more
Some hiccups on sign up but overall great card and coding
Overall this is a great card and the app generally works well. Admittedly I had some difficulties signing up initially but it’s been working great since. It does take a few days to post a payment but not a big deal
Also the app codes the bonus earning categories extremely well, I haven’t yet had something code incorrectly based on how I thought it should code
Also the app codes the bonus earning categories extremely well, I haven’t yet had something code incorrectly based on how I thought it should code
Show more
Benefits tab bugged
Every time I tried to go to the Benefits tab the app crashes and I’ll have to restart. Please fix it! Otherwise good app!
App issue
When the Benefit tab in the app was clicked , the app suddenly close unexpected. This is the new issue for ios26.01 version . Please solve . Thanks
User friendly app
Easy to earn points, easy to redeem points!
My experience is real
I’ve heard others have had difficulty applying. For me the process had a small hitch (screen was stuck in the checking application screen) but it resolved within 24hrs. I think the benefits you get from this card for no fee is unmatched!
I reached out when our daycare didn’t code as daycare and it was fixed within 24hrs and extra points credited.
I reached out when our daycare didn’t code as daycare and it was fixed within 24hrs and extra points credited.
Show more
Just a joke of an operation
I go to the website, click an “Apply Now” button. Verify my email, fine. Verify my phone number, less fine but ok. After that I’m just sent to a page that says web applications coming soon, apply in the app. WTF…
I already feel like I got duped, they could’ve said that up front before harvesting my info. But I go install the app, put in my info again, and I still can’t apply. All I can do is join a waitlist. What a joke. I feel like I got scammed.
I uninstalled the app and I’m done with this company. Trust the other one star reviews. It’s a trap.
I already feel like I got duped, they could’ve said that up front before harvesting my info. But I go install the app, put in my info again, and I still can’t apply. All I can do is join a waitlist. What a joke. I feel like I got scammed.
I uninstalled the app and I’m done with this company. Trust the other one star reviews. It’s a trap.
Show more
Why didn’t this card exist before?
Finally a card that gives you points for paying your mortgage. App works well and customer support is 💯
Great Card
Overall very happy with card and mortgage points. Key if you have day care + mortgage
Cannot pay/no customer service
I linked my bank account that I use for all my other credit cards through Plaid in the Mesa app. When I try to pay off my statement balance, Mesa returns all my payments, even though I have the funds available in my bank account. This is a Mesa-only problem.
I can’t get through to any customer support so now I am just accruing interest and late fees through no fault of my own! Please help!
I can’t get through to any customer support so now I am just accruing interest and late fees through no fault of my own! Please help!
Show more
5-star reviews are fake
No way the 5-star reviews are real. Nightmare to apply, issues with the app since before I had the card, same issues persist with the card. Every time I open the app it gives me prompts like I’m signing up for the first time then says my email and phone number are already in use. No idea how I’m going to login to pay off the card I just got. Would love to unapply and cancel this altogether.
The only motivation for me was the ability to get points for a high mortgage payment, but my lender won’t accept CC payment. Icing on the cake…
The only motivation for me was the ability to get points for a high mortgage payment, but my lender won’t accept CC payment. Icing on the cake…
Show more
Points on mortgage payments is too cool
Can’t believe I can finally get points on my mortgage payments with a credit card. I used these points for my last two trips, flights and hotels
Points on mortgage payments is wild
Also pretty good options for points transfers!
Waste of time
First waitlisted, then suddenly open for application without notice. Applied, then got declined the next day. A total waste of time. If you are not ready, don’t roll out!
A no brainer card for every homeowner
This is a card that I think is a no brainer card for every home owner. Not sure why in the world this card did not get a 5 star rating from everyone. People who are giving negative rating are the ones who probably did not understood the full earnings potential. There is no other card in the market which gives 3X on day care, Insurance payments, Utilities like water bill, electricity bill, home gas bill and MOST IMPORTANTLY PROPERTY TAX bills.
And more over the travel redemption from MESA travel portal is 1.25 cents per point just like chase sapphire preferred card. And it has partner ship with Accor Hotels which has pretty big network in Europe and Asia and each Accor point is worth 2 euro cents and let me clarify you that Euro is expensive than USD.
I can keep talking about this over and over but let me tell you if you are a homeowner and you don’t have this card. You are leaving free money on the table. As simple as that.
As a side note many say BILT is also planning to give points for mortgage. But BILT doesn’t have the earnings categories that MESA has like all the categories that I mentioned above.
And more over the travel redemption from MESA travel portal is 1.25 cents per point just like chase sapphire preferred card. And it has partner ship with Accor Hotels which has pretty big network in Europe and Asia and each Accor point is worth 2 euro cents and let me clarify you that Euro is expensive than USD.
I can keep talking about this over and over but let me tell you if you are a homeowner and you don’t have this card. You are leaving free money on the table. As simple as that.
As a side note many say BILT is also planning to give points for mortgage. But BILT doesn’t have the earnings categories that MESA has like all the categories that I mentioned above.
Show more
Waitlisted
Dead waitlisted forever… waste of time
The customer service….
I’ve applied for this card twice, but I’ve been denied because Celtic Bank can’t verify my identity even after I submit all the required paperwork.
I’ve reached out to customer service about four times on this issue. Every time, I received a copy-and-paste response informing me that I’ll get an email explaining why I was denied, even though I already acknowledged it and what it said. I was also told to apply again in 30 days, even though right now there’s a waitlist to apply. I even requested the bank info so I could get a better understanding of the error, and those parts get completely ignored.
I’ve reached out to customer service about four times on this issue. Every time, I received a copy-and-paste response informing me that I’ll get an email explaining why I was denied, even though I already acknowledged it and what it said. I was also told to apply again in 30 days, even though right now there’s a waitlist to apply. I even requested the bank info so I could get a better understanding of the error, and those parts get completely ignored.
Show more
Love it
Best credit card I’ve had since the sapphire reserve. Have never been able to earn points in these categories before.
Fantastic card with excellent service and benefits
Had an issue with a purchase and Rob at Mesa went above and beyond to assist me. Very happy customer so far!
